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Best Money Market Rates in Maine - July 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: July 12, 2026

Current Maine money market deposit account rates include Community Credit UnionCommunity Credit Union144 Pine St, Lewiston, ME 04240A5.0 ★Texas Ratio: 12.04% Money Market Account at 4.00% APY, University Credit Union Orono, MEUniversity Credit Union Orono, ME977 Union St, Bangor, ME 04401A+5.0 ★Texas Ratio: 3.93% Money Market at 3.25% APY, Aroostook County FS&L Assoc.Aroostook County FS&L Assoc.43 High St, Caribou, ME 04736A+5.0 ★Texas Ratio: 1.78% Money Market Now at 3.25% APY, cPort Credit UnioncPort Credit Union50 Riverside Industrial Pkwy, Portland, ME 04103A5.0 ★Texas Ratio: 6.67% Money Market Plus Account at 2.78% APY, and Central Maine Federal Credit UnionCentral Maine Federal Credit Union1000 Lisbon St, Lewiston, ME 04240 5721A+5.0 ★Texas Ratio: 0.67% Money Market (5) at 2.78% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Maine side-by-side. Maine money market rates currently reach as high as 4.00% APY from Community Credit Union at 144 Pine St, Lewiston, ME 04240. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Maine and surrounding area. Last Updated and Verified: July 12, 2026

Compare the Best Money Market Rates Today in Maine

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
144 Pine St, Lewiston, ME 04240
Money Market Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Tiered balance; APY**

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

See details for more tiers. Terms and conditions apply.

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
3.25%
$1,000
View
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.80%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (5)
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
78 Fox St, Madawaska, ME 04756
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

As High As

Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.88%
177 Main St, Bucksport, ME 04416
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
339 Hogan Rd, Bangor, ME 04401 4205
Money Market Account
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

See Our Rates

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
2.55%
$100
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (4)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME 04694
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (3)
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
831 Middle St, Bath, ME 04530 2401
Peak Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

APY as high as

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME 04694
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

*New to Bank money only

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

*New to Bank money only

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.15%
$1,000
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
144 Pine St, Lewiston, ME 04240
Money Markets
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
2.10%
$250,000
View
▼
Rate2.08%
Min Deposit$250,000
Min Balance—
UpdatedJul 11, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
2.02%
$10,000
View
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedJul 12, 2026
Details

Frequency Rate Change: Variable

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Champion High-Yield Money Market
2.00%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME 04330 6033
Money Markets - Tier 5
1.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME 04694
Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
1.90%
$250,000
View
▼
Rate1.89%
Min Deposit$250,000
Min Balance—
UpdatedJul 11, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.90%
$1,000
View
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
1.89%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
144 Pine St, Lewiston, ME 04240
Money Markets
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME 04330 6033
Money Markets - Tier 4
1.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME 04330 6033
Money Markets - Tier 3
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
485 WILTON RD, FARMINGTON, ME 04938
Money Market Share
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
1.69%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME 04330 6033
Money Markets - Tier 2
1.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
23 Third Ave, Baileyville, ME 04694
Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
144 Pine St, Lewiston, ME 04240
Money Markets
1.61%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
1.51%
$10,000
View
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedJul 12, 2026
Details

Frequency Rate Change: Variable

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
205 Spencer Dr, Wells, ME 04090 5553
Premier Money Market Share Account (PMMSA)
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
205 Spencer Dr, Wells, ME 04090 5553
Money Market Share Account
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
205 Spencer Dr, Wells, ME 04090 5553
Money Market Account
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
485 WILTON RD, FARMINGTON, ME 04938
Money Market Share
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
205 Spencer Dr, Wells, ME 04090 5553
Money Market Share Account (MMSA)
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
1.51%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

*New to Bank money only

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.50%
$1,000
View
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Essential Money Market
1.50%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

*New to Bank money only

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
977 Union St, Bangor, ME 04401
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
44 Edison Dr, Augusta, ME 04330 6033
Money Markets - Tier 1
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.40%
$100
View
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
485 WILTON RD, FARMINGTON, ME 04938
Money Market Share
1.36%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Smart Business Money Market
1.25%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
1.13%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.10%
$100
View
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Champion High-Yield Money Market
1.00%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
0.75%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Smart Business Money Market
0.60%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
0.50%
$10,000
View
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedJul 12, 2026
Details

Frequency Rate Change: Variable

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Champion High-Yield Money Market
0.50%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Personal Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Business Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Smart Business Money Market
0.45%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
27 Pearl St, Portland, ME 04101
Value Money Market
0.40%
$0
View
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Champion High-Yield Money Market
0.40%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
inBusiness Money Market Savings
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

How to Apply

Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Treasury Advantage Business Money Market
0.37%
$1
View
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Personal Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
inBusiness Money Market Savings
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

How to Apply

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Business Money Market Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Personal Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Maine and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Maine Money Market Rate Trends

Compare local Maine money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine MMA Trends →
High-Yield MMA — ME Avg
3.046%
▼ 0.018 vs 7 days ago

Maine high-yield MMA rates fell 0.018 points over the past 7 days to 3.046% APY.

Standard MMA — ME Avg
0.408%
▼ 0.062 vs 7 days ago

Maine standard MMA rates fell 0.062 points over the past 7 days to 0.408% APY.

As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maine money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Maine

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.

Are Money Market accounts in Maine safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.

How often do MMA rates change in Maine?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Maine?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Maine

Here are some of the highest money market account APYs currently available in Maine:
  • Community Credit Union
    Money Market Account — 4.00% APY
  • University Credit Union Orono, ME
    Money Market — 3.25% APY
  • Aroostook County FS&L Assoc.
    Money Market Now — 3.25% APY
  • cPort Credit Union
    Money Market Plus Account — 2.78% APY
  • Central Maine Federal Credit Union
    Money Market (5) — 2.78% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026

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