MonitorBankRates
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Maine (ME) - April 2026

Current Maine money market rates include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union55 Cushing ST, Brunswick, ME 04011A+5.0 ★Texas Ratio: 2.96% Business Money Market at 4.00% APY, Maine Family Federal Credit UnionMaine Family Federal Credit Union555 Sabattus St, Lewiston, ME 04240A+5.0 ★Texas Ratio: 1.39% Mini Money Market Accounts < at 3.66% APY, Town & Country Federal Credit UnionTown & Country Federal Credit Union557 Main St, South Portland, ME 04106 5408A+5.0 ★Texas Ratio: 3.10% Money Market at 3.04% APY, Aroostook County FS&L Assoc.Aroostook County FS&L Assoc.43 High St, Caribou, ME 04736A+5.0 ★Texas Ratio: 1.78% Money Market Now at 2.80% APY, and Central Maine Federal Credit UnionCentral Maine Federal Credit Union1000 Lisbon St, Lewiston, ME 04240 5721A+5.0 ★Texas Ratio: 0.67% Money Market (5) at 2.78% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Maine side-by-side. Maine money market rates currently reach as high as 4.00% APY from Atlantic Regional Federal Credit Union at 55 Cushing ST, Brunswick, ME 04011. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Maine and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Maine

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$250,000 - $499,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market Account
4.00%
$250,000
Rate3.93%
Min Deposit$250,000
Min Balance
UpdatedApr 17, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$250,000 - $499,999

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Mini Money Market Accounts <
3.66%
$0
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$2,500

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
Money Market
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

$250,000 +

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Kasasa Saver* Money Market Account
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.80%
$1,000
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.78%
$25,000
Rate2.75%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (5)
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME 04756
Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

As High As

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts
2.75%
$2,500
Rate2.72%
Min Deposit$2,500
Min Balance
UpdatedApr 17, 2026
Details

$50,000+

Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME 04416
Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.68%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.65%
$0
Rate2.62%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
Money Market Account
2.63%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.63%
$25,000
Rate2.60%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

$100,000 - $249,999

CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME 04038 1336
Money Market
2.53%
$2,000
Rate2.50%
Min Deposit$2,000
Min Balance
UpdatedApr 19, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (4)
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
2.52%
$100
Rate2.52%
Min Deposit$100
Min Balance
UpdatedApr 22, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$100,000 - $249,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

$100,000 - $249,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market Account
2.50%
$100,000
Rate2.47%
Min Deposit$100,000
Min Balance
UpdatedApr 17, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME 04694
Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME 04694
Money Markets
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.48%
$25,000
Rate2.45%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.48%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
Money Market
2.45%
$0
Rate2.42%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.32%
$25,000
Rate2.30%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
Money Market
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

$50,000 - $99,999

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (3)
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME 04240
Money Markets
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
831 Middle St, Bath, ME 04530 2401
Peak Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

APY as high as

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME 04694
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
IRA Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts <
2.25%
$2,500
Rate2.23%
Min Deposit$2,500
Min Balance
UpdatedApr 17, 2026
Details

$10,000

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts
2.25%
$2,500
Rate2.23%
Min Deposit$2,500
Min Balance
UpdatedApr 17, 2026
Details

$10,000+

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
2.22%
$0
Rate2.20%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.22%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.17%
$25,000
Rate2.15%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.15%
$1,000
Rate2.10%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
2.10%
$250,000
Rate2.08%
Min Deposit$250,000
Min Balance
UpdatedApr 19, 2026
Details

Currently Closed to New Shares

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
Money Market
2.10%
$250,000
Rate2.08%
Min Deposit$250,000
Min Balance
UpdatedApr 19, 2026
Details

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
Money Market
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.02%
$25,000
Rate2.00%
Min Deposit$25,000
Min Balance
UpdatedApr 19, 2026
Details

CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME 04038 1336
Money Market
2.02%
$2,000
Rate2.00%
Min Deposit$2,000
Min Balance
UpdatedApr 19, 2026
Details

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.02%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
2.02%
$10,000
Rate2.00%
Min Deposit$10,000
Min Balance
UpdatedApr 17, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.90%
$1,000
Rate1.86%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.56%
$0
Rate1.55%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
1.51%
$10,000
Rate1.50%
Min Deposit$10,000
Min Balance
UpdatedApr 17, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.50%
$1,000
Rate1.47%
Min Deposit$1,000
Min Balance
UpdatedApr 17, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.39%
$100
Rate1.39%
Min Deposit$100
Min Balance
UpdatedApr 22, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.16%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.09%
$100
Rate1.09%
Min Deposit$100
Min Balance
UpdatedApr 22, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
0.75%
$100
Rate0.75%
Min Deposit$100
Min Balance
UpdatedApr 22, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Personal Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Business Money Market Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Maine and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Maine Money Market Rate Trends

Compare local Maine money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine MMA Trends →
High-Yield MMA — ME Avg
3.063%
▲ 0.026 vs 7 days ago

Maine high-yield MMA rates rose 0.026 points over the past 7 days to 3.063% APY.

Standard MMA — ME Avg
0.423%
▲ 0.003 vs 7 days ago

Maine standard MMA rates rose 0.003 points over the past 7 days to 0.423% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Maine

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.

Are Money Market accounts in Maine safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.

How often do MMA rates change in Maine?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Maine

Here are some of the highest money market account APYs currently available in Maine:
  • Atlantic Regional Federal Credit Union
    Business Money Market — 4.00% APY
  • Maine Family Federal Credit Union
    Mini Money Market Accounts < — 3.66% APY
  • Town & Country Federal Credit Union
    Money Market — 3.04% APY
  • Aroostook County FS&L Assoc.
    Money Market Now — 2.80% APY
  • Central Maine Federal Credit Union
    Money Market (5) — 2.78% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

Cities in Maine

  • Abbot
  • Acton
  • Addison
  • Albion
  • Alfred
  • Alna
  • Andover
  • Anson
  • Ashland
  • Athens
  • Auburn
  • Augusta
  • Aurora
  • Bailey Island
  • Baileyville
  • Bangor
  • Bar Harbor
  • Bar Mills
  • Bass Harbor
  • Bath
  • Bayville
  • Beals
  • Belfast
  • Belgrade
  • Belgrade Lakes
  • Benedicta
  • Bernard
  • Berwick
  • Bethel
  • Biddeford
  • Biddeford Pool
  • Bingham
  • Birch Harbor
  • Blaine
  • Blue Hill
  • Blue Hill Falls
  • Boothbay
  • Boothbay Harbor
  • Bowdoin
  • Bowdoinham
  • Bradford
  • Bradley
  • Bremen
  • Brewer
  • Bridgewater
  • Bridgton
  • Bristol
  • Brooklin
  • Brooks
  • Brooksville
  • Brookton
  • Brownfield
  • Brownville
  • Brownville Junction
  • Brunswick
  • Bryant Pond
  • Buckfield
  • Bucksport
  • Burlington
  • Burnham
  • Bustins Island
  • Calais
  • Cambridge
  • Camden
  • Canaan
  • Canton
  • Cape Elizabeth
  • Cape Neddick
  • Cape Porpoise
  • Caratunk
  • Cardville
  • Caribou
  • Carmel
  • Cary
  • Casco
  • Castine
  • Center Lovell
  • Chamberlain
  • Charleston
  • Chebeague Island
  • Cherryfield
  • China
  • Clayton Lake
  • Cliff Island
  • Clinton
  • Columbia Falls
  • Coopers Mills
  • Corea
  • Corinna
  • Corinth
  • Cornish
  • Costigan
  • Cranberry Isles
  • Crouseville
  • Cumberland Center
  • Cumberland Foreside
  • Cushing
  • Cutler
  • Damariscotta
  • Danforth
  • Danville
  • Deer Isle
  • Denmark
  • Dennysville
  • Detroit
  • Dexter
  • Dixfield
  • Dixmont
  • Dover Foxcroft
  • Dresden
  • Dryden
  • Durham
  • Eagle Lake
  • East Andover
  • East Baldwin
  • East Blue Hill
  • East Boothbay
  • East Dixfield
  • East Livermore
  • East Machias
  • East Millinocket
  • East Newport
  • East Orland
  • East Parsonfield
  • East Poland
  • East Vassalboro
  • East Waterboro
  • East Wilton
  • East Winthrop
  • Easton
  • Eastport
  • Eddington
  • Edgecomb
  • Eliot
  • Ellsworth
  • Estcourt Station
  • Etna
  • Eustis
  • Exeter
  • Fairfield
  • Falmouth
  • Farmingdale
  • Farmington
  • Farmington Falls
  • Fort Fairfield
  • Fort Kent
  • Fort Kent Mills
  • Frankfort
  • Franklin
  • Freedom
  • Freeport
  • Frenchboro
  • Frenchville
  • Friendship
  • Fryeburg
  • Gardiner
  • Garland
  • Georgetown
  • Glen Cove
  • Gorham
  • Gouldsboro
  • Grand Isle
  • Grand Lake Stream
  • Gray
  • Greene
  • Greenville
  • Greenville Junction
  • Guilford
  • Hallowell
  • Hampden
  • Hancock
  • Hanover
  • Harborside
  • Harmony
  • Harpswell
  • Harrington
  • Harrison
  • Hartland
  • Hebron
  • Hinckley
  • Hiram
  • Holden
  • Hollis Center
  • Hope
  • Houlton
  • Howland
  • Hudson
  • Hulls Cove
  • Island Falls
  • Isle Au Haut
  • Isle Of Springs
  • Islesboro
  • Islesford
  • Jackman
  • Jay
  • Jefferson
  • Jonesboro
  • Jonesport
  • Kenduskeag
  • Kennebunk
  • Kennebunkport
  • Kents Hill
  • Kingfield
  • Kingman
  • Kittery
  • Kittery Point
  • Lagrange
  • Lambert Lake
  • Lebanon
  • Lee
  • Leeds
  • Levant
  • Lewiston
  • Liberty
  • Limerick
  • Limestone
  • Limington
  • Lincoln
  • Lincolnville
  • Lincolnville Center
  • Lisbon
  • Lisbon Falls
  • Litchfield
  • Little Deer Isle
  • Livermore
  • Livermore Falls
  • Locke Mills
  • Long Island
  • Lovell
  • Lubec
  • Machias
  • Machiasport
  • Madawaska
  • Madison
  • Manchester
  • Manset
  • Mapleton
  • Mars Hill
  • Masardis
  • Matinicus
  • Mattawamkeag
  • Mechanic Falls
  • Meddybemps
  • Medway
  • Merepoint
  • Mexico
  • Milbridge
  • Milford
  • Millinocket
  • Milo
  • Minot
  • Monhegan
  • Monmouth
  • Monroe
  • Monson
  • Monticello
  • Moody
  • Morrill
  • Mount Desert
  • Mount Vernon
  • Naples
  • New Gloucester
  • New Harbor
  • New Limerick
  • New Portland
  • New Sharon
  • New Sweden
  • New Vineyard
  • Newagen
  • Newcastle
  • Newfield
  • Newport
  • Newry
  • Nobleboro
  • Norridgewock
  • North Anson
  • North Berwick
  • North Bridgton
  • North Haven
  • North Jay
  • North Monmouth
  • North New Portland
  • North Turner
  • North Vassalboro
  • North Waterboro
  • North Waterford
  • North Yarmouth
  • Northeast Harbor
  • Norway
  • Oakfield
  • Oakland
  • Ocean Park
  • Ogunquit
  • Olamon
  • Old Orchard Beach
  • Old Town
  • Oquossoc
  • Orient
  • Orland
  • Orono
  • Orrington
  • Orrs Island
  • Otter Creek
  • Owls Head
  • Oxbow
  • Oxford
  • Palermo
  • Palmyra
  • Paris
  • Parsonsfield
  • Passadumkeag
  • Patten
  • Peaks Island
  • Pemaquid
  • Pembroke
  • Penobscot
  • Perham
  • Perry
  • Peru
  • Phillips
  • Phippsburg
  • Pittsfield
  • Plymouth
  • Poland
  • Port Clyde
  • Portage
  • Porter
  • Portland
  • Pownal
  • Presque Isle
  • Princeton
  • Prospect Harbor
  • Quimby
  • Randolph
  • Rangeley
  • Raymond
  • Readfield
  • Richmond
  • Robbinston
  • Rockland
  • Rockport
  • Rockwood
  • Round Pond
  • Roxbury
  • Rumford
  • Rumford Center
  • Sabattus
  • Saco
  • Saint Agatha
  • Saint Albans
  • Saint David
  • Saint Francis
  • Saint George
  • Salsbury Cove
  • Sandy Point
  • Sanford
  • Sangerville
  • Sargentville
  • Scarborough
  • Seal Cove
  • Seal Harbor
  • Searsmont
  • Searsport
  • Sebago
  • Sebago Lake
  • Sebasco Estates
  • Sebec
  • Sedgwick
  • Shapleigh
  • Shawmut
  • Sheridan
  • Sherman Mills
  • Sherman Station
  • Shirley Mills
  • Sinclair
  • Skowhegan
  • Small Point
  • Smithfield
  • Smyrna Mills
  • Soldier Pond
  • Solon
  • Sorrento
  • South Berwick
  • South Bristol
  • South Casco
  • South China
  • South Freeport
  • South Gardiner
  • South Paris
  • South Portland
  • South Thomaston
  • South Waterford
  • South Windham
  • Southport
  • Southwest Harbor
  • Springfield
  • Springvale
  • Spruce Head
  • Squirrel Island
  • Stacyville
  • Standish
  • Steep Falls
  • Stetson
  • Steuben
  • Stillwater
  • Stockholm
  • Stockton Springs
  • Stoneham
  • Stonington
  • Stratton
  • Strong
  • Sullivan
  • Sumner
  • Sunset
  • Surry
  • Swans Island
  • Temple
  • Tenants Harbor
  • Thomaston
  • Thorndike
  • Topsfield
  • Topsham
  • Trevett
  • Troy
  • Turner
  • Turner Center
  • Union
  • Unity
  • Van Buren
  • Vanceboro
  • Vassalboro
  • Vienna
  • Vinalhaven
  • Waite
  • Waldoboro
  • Walpole
  • Warren
  • Washburn
  • Washington
  • Waterboro
  • Waterford
  • Waterville
  • Wayne
  • Weld
  • Wells
  • Wesley
  • West Baldwin
  • West Bethel
  • West Boothbay Harbor
  • West Buxton
  • West Enfield
  • West Farmington
  • West Forks
  • West Kennebunk
  • West Minot
  • West Newfield
  • West Paris
  • West Poland
  • West Rockport
  • West Tremont
  • Westbrook
  • Westfield
  • Whitefield
  • Whiting
  • Wilton
  • Windham
  • Windsor
  • Winn
  • Winter Harbor
  • Winterport
  • Winterville
  • Winthrop
  • Wiscasset
  • Woolwich
  • Wytopitlock
  • Yarmouth
  • York
  • York Beach
  • York Harbor