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Best Money Market Rates in Wisconsin (WI) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Wisconsin money market deposit account rates include Shoreline Credit UnionShoreline Credit Union3131 Mishicot Rd, Two Rivers, WI 54241A+5.0 ★Texas Ratio: 5.83% Elite Money Market at 4.00% APY, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.81% Member's Choice IRA Money Market at 3.95% APY, Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A5.0 ★Texas Ratio: 7.58% Business SelectMoney Market at 3.90% APY, Indianhead Credit UnionIndianhead Credit Union104 E MAPLE ST, SPOONER, WI 54801 1482A+5.0 ★Texas Ratio: 1.50% Money Market Special at 3.87% APY, and Sentry Credit UnionSentry Credit Union1800 N Point Dr, Stevens Point, WI 54481 1253A+5.0 ★Texas Ratio: 0.87% Money Market at 3.82% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Wisconsin side-by-side. Wisconsin money market rates currently reach as high as 4.00% APY from Shoreline Credit Union at 3131 Mishicot Rd, Two Rivers, WI 54241. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Wisconsin and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Wisconsin

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Elite Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI 54801 1482
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
136 E Madison St, Lake Mills, WI 53551
High-Yield Money Market Account
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Gold Money Market Checking
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI 53202
1500 Club - Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
Executive Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
123 W Huron St, Berlin, WI 54923
Money Markets
3.55%
$5,000,000
View
▼
Rate3.50%
Min Deposit$5,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
375 Stageline Rd, Hudson, WI 54016
Advantage Money Market
3.55%
$10,000
View
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

New Money**

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI 54130
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate with Checking

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI 53142 1425
Business High-Yield Money Market
3.50%
$5
View
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$5,000,000 And Greater

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI 54344 0001
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI 54344 0001
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Money Market Checking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Business Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$1,000,000
View
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI 54130
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate without Checking

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
5800 Phillips Street, Gratiot, WI 53541
Platinum Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Gold Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI 53142 1425
Business High-Yield Money Market
3.25%
$5
View
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$3,000,000 - $4,999,999.99

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
102 Keller Ave S, Amery, WI 54001
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
5800 Phillips Street, Gratiot, WI 53541
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
5315 Wall St, Madison, WI 53718
Advantage Money Market Account
3.15%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
3.05%
$250,000
View
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI 53705
Investor's Indexed Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.05%
$750,000
View
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
123 W Huron St, Berlin, WI 54923
Money Markets
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
4175 County Road B, Land O Lakes, WI 54540
First Addition Money Market Tier 5
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Consumer Ultimate Money Market
3.00%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd, Waukesha, WI 53188
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI 53142 1425
Business High-Yield Money Market
3.00%
$5
View
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$1,000,000 - $2,999,999.99

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Member's Choice IRA Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

with active checking*

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI 53142 1425
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Elite Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Ultimate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
W 1046 Marietta Ave, Ixonia, WI 53036
Business Money Market
2.95%
$1,000
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI 54455
Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
159 W James St, Columbus, WI 53925
Money Market Checking
2.93%
$0
View
▼
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Money Market Platinum Select
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Business SelectMoney Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
2.90%
$500,000
View
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
W 1046 Marietta Ave, Ixonia, WI 53036
Relationship Money Market
2.85%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
2.84%
$500,000
View
▼
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
1400 Newman Rd, Mount Pleasant, WI 53406 2805
Premium Money Market
2.81%
$0
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
Executive Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI 54130
Money Market Accounts
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dividend Rate with Checking

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
Money Market Savings
2.79%
$100,000
View
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

$1000 to open/HSA Money Market Savings (no minimum)

Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
220 E Oak St, Glenwood City, WI 54013
HNB Money Market
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
1644 Ludington St, Marinette, WI 54143
Commercial Premier Money Market
2.77%
$1,000,000
View
▼
Rate2.70%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Cloverbelt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
110 McIndoe St, Wausau, WI 54403 4742
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Tier 4 ($75,000+)

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI 54220 5211
Business AchieveOne Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI 53142 1425
Business High-Yield Money Market
2.75%
$5
View
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$750,000 - $999,999.99

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI 54220 5211
AchieveOne Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

NEW!

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
Premier Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Gold Money Market Checking
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Ultimate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Consumer Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Ultimate Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Business Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

No Monthly Fee*

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
51 E 1st St, Fond Du Lac, WI 54935
Premium Money Market
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
2.68%
$100,000
View
▼
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Money Market Account (Personal, IRA, or Business)
2.60%
$1,000
View
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
123 W Huron St, Berlin, WI 54923
Money Markets
2.53%
$500,000
View
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
441 Stageline Rd, Hudson, WI 54016
Investors Plus Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 4, 2026
Details

Woodford State Bank
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
403 W 8th St, Monroe, WI 53566
Platinum Money Market
2.53%
$50,000
View
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Ultimate Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Business Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

No Monthly Fee*

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
155 W Wisconsin Ave, Oconomowoc, WI 53066
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Consumer Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct, Wauwatosa, WI 53226
Ultimate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
Money Market - Municipal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
Money Market - Business
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
Money Market - Personal
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of Prairie du Sac
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
555 Park Ave, Prairie Du Sac, WI 53578
Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
159 W James St, Columbus, WI 53925
Money Market Checking
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Wisconsin Money Market Rate Trends

Compare local Wisconsin money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago

Wisconsin high-yield MMA rates currently average 2.981% APY.

Standard MMA — WI Avg
0.884%
▼ 0.022 vs 7 days ago

Wisconsin standard MMA rates fell 0.022 points over the past 7 days to 0.884% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Wisconsin

Here are some of the highest money market account APYs currently available in Wisconsin:
  • Shoreline Credit Union
    Elite Money Market — 4.00% APY
  • Community First Credit Union
    Member's Choice IRA Money Market — 3.95% APY
  • Capital Credit Union
    Business SelectMoney Market — 3.90% APY
  • Indianhead Credit Union
    Money Market Special — 3.87% APY
  • Sentry Credit Union
    Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Wisconsin Rates & Resources

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