Best Personal Loan Rates in Kansas - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kansas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kansas include: Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Emporia State Federal Credit UnionEmporia State Federal Credit Union310 W 12th Ave, Emporia, KS, 66801A+5.0 ★Texas Ratio: 4.76% offering 2021 - 2026 Models Loan at 4.50% APR, Frontier Community Credit UnionFrontier Community Credit Union690 Eisenhower Rd, Leavenworth, KS, 66048 4800A5.0 ★Texas Ratio: 8.25% offering 2016 - 2021 Loan at 4.52% APR, Public Safety Credit UnionPublic Safety Credit Union7721 W 123rd St, Overland Park, KS, 66213 1303A+5.0 ★Texas Ratio: 0.98% offering Gun Loans at 4.99% APR, and Midwest Heritage BankMidwest Heritage Bank8900 W 135th St, Overland Park, KS, 66221A+5.0 ★Texas Ratio: 0.99% offering 2022 or Newer Loan at 5.58% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Kansas side-by-side. Kansas personal loan rates currently start as low as 4.50% APR from Baxter Credit Union at 6860 W 115th St, Overland Park, KS, 66211 2457. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Kansas Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS, 66211 2457
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Loan
4.50%
▼
APR4.50%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2016 - 2021 Loan
4.52%
▼
APR4.52%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS, 66211 2457
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJuly 6, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Loan
4.75%
▼
APR4.75%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS, 66211 2457
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJuly 6, 2026
Details
As Low As
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS, 66213 1303
Gun Loans
4.99%
▼
APR4.99%
Last UpdatedJuly 6, 2026
Details
As Low As; Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2022 & Newer or previously untitled Loan
5.02%
▼
APR5.02%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
2022 or Newer Loan
5.58%
▼
APR5.58%
Last UpdatedJuly 6, 2026
Details
Loan Amount: $25,000
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
217 e main st, goessel, KS, 67053 8800
Agriculture Loans
5.75%
▼
APR5.75%
Last UpdatedJuly 6, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 6, 2026
Details
Fixed
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS, 67013
2022 and Newer Loan
6.01%
▼
APR6.01%
Last UpdatedJuly 6, 2026
Details
Fixed Rate; ***
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2016 - 2021 Loan
6.02%
▼
APR6.02%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models list) Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
over $40,000; As Low As; APR is for vehicles with a perfected lien.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2022 & Newer or previously untitled Loan
6.27%
▼
APR6.27%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
2019 - 2021 Loan
6.38%
▼
APR6.38%
Last UpdatedJuly 6, 2026
Details
Loan Amount: $20,000
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
Other Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Teacher/Staff Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2017 - 2020 Models Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
All Other Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2016 - 2021 Loan
7.27%
▼
APR7.27%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
Airplane Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
Rates as low as...
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2015 and Older Loan
7.52%
▼
APR7.52%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2022 & Newer or previously untitled Loan
7.52%
▼
APR7.52%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS, 67013
2017-2021 Loan
7.61%
▼
APR7.61%
Last UpdatedJuly 6, 2026
Details
Fixed Rate; ***
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used 2025 -2026 Loan
7.74%
▼
APR7.74%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
217 e main st, goessel, KS, 67053 8800
Variable Rate Loan
7.75%
▼
APR7.75%
Last UpdatedJuly 6, 2026
Details
Rate subject to change quarterly
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS, 67601
Residential Lot Loan
7.84%
▼
APR7.84%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New Loan
7.99%
▼
APR7.99%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2017 - 2020 Models Loan
8.00%
▼
APR8.00%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
Credit Builder Loans
8.00%
▼
APR8.00%
Last UpdatedJuly 6, 2026
Details
Loan amount: $1,000 at 8% for 12 months Funds secured in a 12-month CD at MRCU Credit review with improvement tips Loan payoff leads to $1,000 CD + Dividends Set up an appointment with a loan officer once this loan is paid in full to review an updated credit report.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used 2025-2026 Loan
8.24%
▼
APR8.24%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used - 2024 & Older Loan
8.24%
▼
APR8.24%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Credit Score C - 650 - 699 Loan
8.25%
▼
APR8.25%
Last UpdatedJuly 6, 2026
Details
Base 8.25%; 0.00% adjustment for Credit Score C - 650 - 699
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Loan
8.49%
▼
APR8.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
90% Equity Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 6, 2026
Details
As Low As; 90% Equity
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2016 Models and Older Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2016 - 2021 Loan
8.52%
▼
APR8.52%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
8.62%
▼
APR8.62%
Last UpdatedJuly 6, 2026
Details
LTV: up to 75%
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 12 months Loan
8.65%
▼
APR8.65%
Last UpdatedJuly 6, 2026
Details
Credit Rating 1
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
2016 - 2018 Loan
8.73%
▼
APR8.73%
Last UpdatedJuly 6, 2026
Details
Loan Amount: $15,000
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used - 2020-2024 Loan
8.74%
▼
APR8.74%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
2016 Models and Older Loan
8.75%
▼
APR8.75%
Last UpdatedJuly 6, 2026
Details
As Low As; APR is for vehicles with a perfected lien.
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
2015 and Older Loan
9.02%
▼
APR9.02%
Last UpdatedJuly 6, 2026
Details
APR* (as low as)
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
9.11%
▼
APR9.11%
Last UpdatedJuly 6, 2026
Details
LTV: up to 75%
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS, 67601
Construction Loan
9.21%
▼
APR9.21%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used 2025-2026 Loan
9.24%
▼
APR9.24%
Last UpdatedJuly 6, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 24 months Loan
9.30%
▼
APR9.30%
Last UpdatedJuly 6, 2026
Details
Credit Rating 1
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
4 Cessna Blvd, Wichita, KS, 67215 1423
Unsecured Loan
9.39%
▼
APR9.39%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Loan
9.49%
▼
APR9.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 100% financing with qualified credit
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier B
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
2015 - 2011 Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 6, 2026
Details
Loan Amount: $10,000
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used - 2022 - 2024 Loan
9.74%
▼
APR9.74%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS, 67522 2245
Signature Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedJuly 6, 2026
Details
Fixed Rate; As Low As; *
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 6, 2026
Details
As Low As; **
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS, 66612
Custom Construction Loan
9.89%
▼
APR9.89%
Last UpdatedJuly 6, 2026
Details
LTV: up to 85%
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
313 W 9th St, Coffeyville, KS, 67337 5813
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedJuly 6, 2026
Details
As Low As
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS, 66202 9995
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 6, 2026
Details
Loan amount up to $7,500.00 depending on credit qualification.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 17.47%
4960 E 21st St N, Wichita, KS, 67208
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Holiday (seasonal) Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1515 N Summit St, Arkansas City, KS, 67005
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
121 E Avenue A, Hutchinson, KS, 67501
Freedom 1 Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
APR* Purchases
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 36 months Loan
10.15%
▼
APR10.15%
Last UpdatedJuly 6, 2026
Details
Credit Rating 1
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier C
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS, 67013
2007-2016 Loan
10.52%
▼
APR10.52%
Last UpdatedJuly 6, 2026
Details
Fixed Rate; ***
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedJuly 6, 2026
Details
As Low As
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedJuly 6, 2026
Details
As Low As
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
14902 W 117th St, Olathe, KS, 66062
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 6, 2026
Details
As Low As; *must qualify for rate
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
14902 W 117th St, Olathe, KS, 66062
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 6, 2026
Details
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
Credit Score: A - 750 & higher
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
Rates as low as...
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier D
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.55%
▼
APR11.55%
Last UpdatedJuly 6, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans Up to 24 Mo
11.55%
▼
APR11.55%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedJuly 6, 2026
Details
As Low As
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.88%
▼
APR11.88%
Last UpdatedJuly 6, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans Up to 36 Mo
11.88%
▼
APR11.88%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
11.90%
▼
APR11.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 48 months Loan
11.95%
▼
APR11.95%
Last UpdatedJuly 6, 2026
Details
Credit Rating 1
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2447 SE 29th St, Topeka, KS, 66605 2240
Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS, 66213 1303
Unsecured Loans
12.14%
▼
APR12.14%
Last UpdatedJuly 6, 2026
Details
As Low As; Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
Borrow between $500 and $7,500. Click here to apply.
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
Credit Score: B - 700 - 749
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Platinum Prime Loan
12.65%
▼
APR12.65%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.85%
▼
APR12.85%
Last UpdatedJuly 6, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 17.47%
4960 E 21st St N, Wichita, KS, 67208
Unsecured Loan
12.99%
▼
APR12.99%
Last UpdatedJuly 6, 2026
Details
As Low As
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
Up to $5,000; As Low As; *APR
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000 Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
$5,000; As Low As; *APR
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedJuly 6, 2026
Details
Fixed
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature Loan
13.50%
▼
APR13.50%
Last UpdatedJuly 6, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 12 months Loan
13.50%
▼
APR13.50%
Last UpdatedJuly 6, 2026
Details
Credit Rating 2
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
13.90%
▼
APR13.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Personal/Unsecured Loan
13.97%
▼
APR13.97%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
217 e main st, goessel, KS, 67053 8800
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJuly 6, 2026
Details
Credit Score: C - 650 - 699
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
14.50%
▼
APR14.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 24 months Loan
14.50%
▼
APR14.50%
Last UpdatedJuly 6, 2026
Details
Credit Rating 2
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Platinum Rewards Loan
14.65%
▼
APR14.65%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
121 E Avenue A, Hutchinson, KS, 67501
Freedom 2 Loan
15.00%
▼
APR15.00%
Last UpdatedJuly 6, 2026
Details
APR* Purchases
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.07%
▼
APR15.07%
Last UpdatedJuly 6, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.13%
▼
APR15.13%
Last UpdatedJuly 6, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.49%
▼
APR15.49%
Last UpdatedJuly 6, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 36 months Loan
15.50%
▼
APR15.50%
Last UpdatedJuly 6, 2026
Details
Credit Rating 2
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedJuly 6, 2026
Details
Rate Type: Variable
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
15.90%
▼
APR15.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedJuly 6, 2026
Details
Credit Score: D - 600 - 649
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedJuly 6, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 48 months Loan
16.50%
▼
APR16.50%
Last UpdatedJuly 6, 2026
Details
Credit Rating 2
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 12 months Loan
17.75%
▼
APR17.75%
Last UpdatedJuly 6, 2026
Details
Credit Rating 3
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal 24 months Loan
17.75%
▼
APR17.75%
Last UpdatedJuly 6, 2026
Details
Credit Rating 3
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Kansas Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
313 W 9th St, Coffeyville, KS, 67337 5813
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedJuly 6, 2026
Details
As Low As
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS, 66202 9995
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJuly 6, 2026
Details
Loan amount up to $7,500.00 depending on credit qualification.
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
14902 W 117th St, Olathe, KS, 66062
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 6, 2026
Details
As Low As; *must qualify for rate
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.55%
▼
APR11.55%
Last UpdatedJuly 6, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans Up to 24 Mo
11.55%
▼
APR11.55%
Last UpdatedJuly 6, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.88%
▼
APR11.88%
Last UpdatedJuly 6, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans Up to 36 Mo
11.88%
▼
APR11.88%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
Borrow between $500 and $7,500. Click here to apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.07%
▼
APR15.07%
Last UpdatedJuly 6, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.13%
▼
APR15.13%
Last UpdatedJuly 6, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loans
15.49%
▼
APR15.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedJuly 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Kansas Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Kansas Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier B
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS, 67522 2245
Signature Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedJuly 6, 2026
Details
Fixed Rate; As Low As; *
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJuly 6, 2026
Details
As Low As; **
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1515 N Summit St, Arkansas City, KS, 67005
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier C
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedJuly 6, 2026
Details
As Low As
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
14902 W 117th St, Olathe, KS, 66062
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJuly 6, 2026
Details
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
Rates as low as...
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedJuly 6, 2026
Details
Credit Score: A - 750 & higher
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedJuly 6, 2026
Details
up to $500; Tier D
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedJuly 6, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
11.90%
▼
APR11.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJuly 6, 2026
Details
Credit Score: B - 700 - 749
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.85%
▼
APR12.85%
Last UpdatedJuly 6, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
Up to $5,000; As Low As; *APR
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000 Loan
13.00%
▼
APR13.00%
Last UpdatedJuly 6, 2026
Details
$5,000; As Low As; *APR
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedJuly 6, 2026
Details
Fixed
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature Loan
13.50%
▼
APR13.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
13.90%
▼
APR13.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
217 e main st, goessel, KS, 67053 8800
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
14.50%
▼
APR14.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJuly 6, 2026
Details
Credit Score: C - 650 - 699
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan
15.90%
▼
APR15.90%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.45%
407 Broadway, Marysville, KS, 66508
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedJuly 6, 2026
Details
Credit Score: D - 600 - 649
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
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MonitorBankRates
Kansas Personal Loan Rate Trends
Compare local Kansas personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KS Avg
13.037%
Unchanged vs 7 days ago
Kansas personal loan rates currently average 13.037% APR.
Signature Loan — KS Avg
12.077%
Unchanged vs 7 days ago
Kansas signature loan rates currently average 12.077% APR.
As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
Most lenders in Kansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kansas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kansas?
Yes. Debt consolidation is one of the most common uses of personal loans in Kansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kansas?
Credit unions in Kansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kansas?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Emporia State Federal Credit Union: 4.50% (2021 - 2026 Models Loan)
- Frontier Community Credit Union: 4.52% (2016 - 2021 Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- Midwest Heritage Bank: 5.58% (2022 or Newer Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026.
