Best Personal Loan Rates in Kansas (KS) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kansas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kansas include: Farmway Credit UnionFarmway Credit Union200 S Hersey Ave, Beloit, KS, 67420A+5.0 ★Texas Ratio: 3.99% offering Recreational Loans at 4.15% APR, Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Public Safety Credit UnionPublic Safety Credit Union7721 W 123rd St, Overland Park, KS, 66213 1303A+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR, and Crossroads Credit UnionCrossroads Credit Union217 e main st, goessel, KS, 67053 8800A5.0 ★Texas Ratio: 9.01% offering Agriculture Loans at 5.75% APR. Personal loan rates as of April 25, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Kansas side-by-side. Kansas personal loan rates currently start as low as 4.15% APR from Farmway Credit Union at 200 S Hersey Ave, Beloit, KS, 67420. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Recreational Loans
4.15%
▼
APR4.15%
Last UpdatedApril 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 29, 2026
Details
As Low As
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS, 66213 1303
Gun Loans
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Signature (Personal)
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
Agriculture Loans
5.75%
▼
APR5.75%
Last UpdatedApril 29, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
720 N MAIN ST, MCPHERSON, KS, 67460
Other Loans
6.75%
▼
APR6.75%
Last UpdatedApril 29, 2026
Details
As Low As
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Real Estate Loan
6.83%
▼
APR6.83%
Last UpdatedApril 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 12 Months
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Miscellaneous Personal Property (without perfected lien)
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
up to $500
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS, 67501
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
8.62%
▼
APR8.62%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
No additional details available.
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
9.11%
▼
APR9.11%
Last UpdatedApril 29, 2026
Details
As Low As
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS, 67601
Construction Loan
9.21%
▼
APR9.21%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
9.30%
▼
APR9.30%
Last UpdatedApril 29, 2026
Details
No additional details available.
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS, 67215 1423
Unsecured Loan
9.39%
▼
APR9.39%
Last UpdatedApril 29, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 24 Months
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS, 67208
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
BACK TO SCHOOL LOAN SPECIAL
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
LIMIT - $1,000.00
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
SPRING LOAN SPECIAL
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
LIMIT - $1,000.00
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS, 67005
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Personal & Seasonal
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
10.15%
▼
APR10.15%
Last UpdatedApril 29, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 36 Months
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS, 66762 3919
Signature
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS, 67522 2245
SIGNATURE UNSECURED
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan C
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
up to $500
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 36 months
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
Signature Loans Unsecured
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
As Low As
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
Unsecured
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans A
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 750 & higher; Limit: $5,000.00
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 48 months
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan D
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 48 Months
11.74%
▼
APR11.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
11.95%
▼
APR11.95%
Last UpdatedApril 29, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans B
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 700 - 749; Limit: $4,500.00
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2447 SE 29th St, Topeka, KS, 66605 2240
Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS, 66213 1303
Unsecured Loans
12.14%
▼
APR12.14%
Last UpdatedApril 29, 2026
Details
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Unsecured Closed End
12.25%
▼
APR12.25%
Last UpdatedApril 29, 2026
Details
As Low As
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.35%
▼
APR12.35%
Last UpdatedApril 29, 2026
Details
As Low As
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans C
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 650 - 699; Limit: $3,000.00
Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
802 W Trail St, Dodge City, KS, 67801
Unsecured Signature Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
$5,000; As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature)
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
Up to $5,000; As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 29, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans D
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 600 - 649; Limit: $1,500.00
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
As Low As
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
Signature
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 60 Months
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans No Score
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
Limit: $500.00
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans E
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
Credit Score: 550 - 599; Limit: $1,000.00
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.07%
▼
APR15.07%
Last UpdatedApril 29, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.13%
▼
APR15.13%
Last UpdatedApril 29, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
15.50%
▼
APR15.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedApril 29, 2026
Details
No additional details available.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
16.50%
▼
APR16.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
17.75%
▼
APR17.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
17.75%
▼
APR17.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Cash Advance Loan Monthly, Semi-Monthly, Weekly or Semi-Weekly Terms
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
8.65%
▼
APR8.65%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
9.30%
▼
APR9.30%
Last UpdatedApril 29, 2026
Details
No additional details available.
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS, 67337 5813
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
10.15%
▼
APR10.15%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 36 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 48 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
11.95%
▼
APR11.95%
Last UpdatedApril 29, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 29, 2026
Details
As Low As
Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.07%
▼
APR15.07%
Last UpdatedApril 29, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.13%
▼
APR15.13%
Last UpdatedApril 29, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
15.50%
▼
APR15.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedApril 29, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
16.50%
▼
APR16.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
17.75%
▼
APR17.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
17.75%
▼
APR17.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Signature (Personal)
4.99%
▼
APR4.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 29, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 12 Months
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
up to $500
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS, 67501
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 24 Months
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
As Low As
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS, 67005
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 36 Months
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS, 66762 3919
Signature
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS, 67522 2245
SIGNATURE UNSECURED
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
As Low As
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan C
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
up to $500
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 36 months
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
Signature Loans Unsecured
10.90%
▼
APR10.90%
Last UpdatedApril 29, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 48 months
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan D
11.50%
▼
APR11.50%
Last UpdatedApril 29, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 48 Months
11.74%
▼
APR11.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedApril 29, 2026
Details
As Low As; Up to 60 months
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
As Low As
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.35%
▼
APR12.35%
Last UpdatedApril 29, 2026
Details
As Low As
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
12.50%
▼
APR12.50%
Last UpdatedApril 29, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
802 W Trail St, Dodge City, KS, 67801
Unsecured Signature Loans
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
$5,000; As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature)
13.00%
▼
APR13.00%
Last UpdatedApril 29, 2026
Details
Up to $5,000; As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature
13.24%
▼
APR13.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
13.50%
▼
APR13.50%
Last UpdatedApril 29, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS, 67206 3502
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
As Low As
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS, 67002 8952
Signature Loan3
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
Signature
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 60 Months
14.74%
▼
APR14.74%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Kansas currently.
Kansas Personal Loan Rate Trends
Compare local Kansas personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KS Avg
13.945%
▲ 0.087 vs 7 days ago
Kansas personal loan rates rose 0.087 points over the past 7 days to 13.945% APR.
Signature Loan — KS Avg
12.207%
▲ 0.009 vs 7 days ago
Kansas signature loan rates rose 0.009 points over the past 7 days to 12.207% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
Most lenders in Kansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kansas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kansas?
Yes. Debt consolidation is one of the most common uses of personal loans in Kansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kansas?
Credit unions in Kansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kansas?
- Farmway Credit Union: 4.15% (Recreational Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- County Credit Union: 4.99% (Signature (Personal))
- Crossroads Credit Union: 5.75% (Agriculture Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 25, 2026.
