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Best Personal Loan Rates in Nebraska (NE) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nebraska borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: April 27, 2026

Current personal loan options available to borrowers in Nebraska include: Lincoln Public School Employees Federal Credit UnionLincoln Public School Employees Federal Credit Union5621 N St, Lincoln, NE, 68510A+5.0 ★Texas Ratio: 4.83% offering Personal Loans at 4.75% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union7301 Pacific St # 7305, Omaha, NE, 68114A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Chadron Federal Credit UnionChadron Federal Credit Union126 E 3rd St, Chadron, NE, 69337 2381A-5.0 ★Texas Ratio: 14.92% offering Recreational Loan at 5.50% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit Union517 Broadway, Imperial, NE, 69033 3119A+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, and Liberty First Credit UnionLiberty First Credit Union501 N 46th St, Lincoln, NE, 68503 3718A5.0 ★Texas Ratio: 7.80% offering Fixed, 80% Loan to Value at 5.75% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across Nebraska side-by-side. Nebraska personal loan rates currently start as low as 4.75% APR from Lincoln Public School Employees Federal Credit Union at 5621 N St, Lincoln, NE, 68510. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nebraska.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
4.75%
View
▼
APR4.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Share Pledge Loans
5.00%
View
▼
APR5.00%
Last UpdatedApril 28, 2026
Details

Use the money in your account as Collateral for a loan

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE, 69337 2381
Recreational Loan
5.50%
View
▼
APR5.50%
Last UpdatedApril 28, 2026
Details

APR as low as

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
View
▼
APR5.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
4-H Loans
5.75%
View
▼
APR5.75%
Last UpdatedApril 28, 2026
Details

Up To $4000.00

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
5.75%
View
▼
APR5.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
6.25%
View
▼
APR6.25%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
View
▼
APR6.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
View
▼
APR7.68%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
View
▼
APR7.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Personal/Unsecured
7.99%
View
▼
APR7.99%
Last UpdatedApril 28, 2026
Details

(Fixed)

Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
609 S Locust St, Grand Island, NE, 68801 6762
Unsecured Loans
8.00%
View
▼
APR8.00%
Last UpdatedApril 28, 2026
Details

Maximum Limit $5000.00; As Low As

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
8.49%
View
▼
APR8.49%
Last UpdatedApril 28, 2026
Details

Credit Score Ranking A & B

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE, 68102
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 28, 2026
Details

Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.

Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

Qualifying balance up to $20,000.00

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

As Low As

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

$7000

Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE, 68124
Unsecured Loan
9.24%
View
▼
APR9.24%
Last UpdatedApril 28, 2026
Details

As Low As; ($10,000 Maximum)

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
20% Debt Ratio - 36 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$5,000

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
30% Debt Ratio - 36 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$4,000

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
40% Debt Ratio - 24 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$2,500

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
View
▼
APR9.49%
Last UpdatedApril 28, 2026
Details

No additional details available.

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 28, 2026
Details

APR as low as

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 28, 2026
Details

No additional details available.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
View
▼
APR10.00%
Last UpdatedApril 28, 2026
Details

$7000

Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured)
10.25%
View
▼
APR10.25%
Last UpdatedApril 28, 2026
Details

$5,000 Max

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
View
▼
APR10.49%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
10.75%
View
▼
APR10.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
View
▼
APR10.75%
Last UpdatedApril 28, 2026
Details

2 Years (24 Months)

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
View
▼
APR11.24%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
View
▼
APR11.49%
Last UpdatedApril 28, 2026
Details

As Low As

OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.77%
2472 39th Ave, Columbus, NE, 68601 2255
Personal Installment
11.50%
View
▼
APR11.50%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
View
▼
APR11.74%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
11.75%
View
▼
APR11.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan (740 & up)
11.99%
View
▼
APR11.99%
Last UpdatedApril 28, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

As Low As

Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

Up to 2 months gross salary with B credit

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Term
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
View
▼
APR12.24%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
12.75%
View
▼
APR12.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
12.99%
View
▼
APR12.99%
Last UpdatedApril 28, 2026
Details

Credit Score Ranking C & D

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan (680-739)
12.99%
View
▼
APR12.99%
Last UpdatedApril 28, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
View
▼
APR13.00%
Last UpdatedApril 28, 2026
Details

As Low As

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE, 68776
Personal - (36 Month Term)
14.00%
View
▼
APR14.00%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
14.40%
View
▼
APR14.40%
Last UpdatedApril 28, 2026
Details

$10; Payroll deduction or ACH

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan (640-679)
14.49%
View
▼
APR14.49%
Last UpdatedApril 28, 2026
Details

No additional details available.

Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1001 W B St, McCook, NE, 69001
Unsecured Loan
15.25%
View
▼
APR15.25%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
15.40%
View
▼
APR15.40%
Last UpdatedApril 28, 2026
Details

$10

Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
16.00%
View
▼
APR16.00%
Last UpdatedApril 28, 2026
Details

Up to 2 months gross salary with B credit

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan (600-639)
16.99%
View
▼
APR16.99%
Last UpdatedApril 28, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
17.00%
View
▼
APR17.00%
Last UpdatedApril 28, 2026
Details

$0.00-$20,000.00

Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Short-Term Unsecured
18.00%
View
▼
APR18.00%
Last UpdatedApril 28, 2026
Details

No additional details available.

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan (550-599)
18.00%
View
▼
APR18.00%
Last UpdatedApril 28, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Emergency Loan
28.00%
View
▼
APR28.00%
Last UpdatedApril 28, 2026
Details

(Fixed)

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
4.75%
View
▼
APR4.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
5.75%
View
▼
APR5.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
6.75%
View
▼
APR6.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
View
▼
APR7.68%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
7.75%
View
▼
APR7.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE, 68102
Personal Loan
8.99%
View
▼
APR8.99%
Last UpdatedApril 28, 2026
Details

Loan rates listed above available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

As Low As

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

$7000

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedApril 28, 2026
Details

APR as low as

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
View
▼
APR10.00%
Last UpdatedApril 28, 2026
Details

$7000

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
10.75%
View
▼
APR10.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
View
▼
APR10.75%
Last UpdatedApril 28, 2026
Details

2 Years (24 Months)

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
View
▼
APR11.24%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
View
▼
APR11.49%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
View
▼
APR11.74%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
11.75%
View
▼
APR11.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
View
▼
APR12.24%
Last UpdatedApril 28, 2026
Details

As Low As

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Personal Loans
12.75%
View
▼
APR12.75%
Last UpdatedApril 28, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
20% Debt Ratio - 36 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$5,000

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
30% Debt Ratio - 36 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$4,000

Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
40% Debt Ratio - 24 Months
9.25%
View
▼
APR9.25%
Last UpdatedApril 28, 2026
Details

$2,500

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
14.40%
View
▼
APR14.40%
Last UpdatedApril 28, 2026
Details

$10; Payroll deduction or ACH

Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.83%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan K Limit
15.40%
View
▼
APR15.40%
Last UpdatedApril 28, 2026
Details

$10

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedApril 28, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.49%
View
▼
APR9.49%
Last UpdatedApril 28, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
9.99%
View
▼
APR9.99%
Last UpdatedApril 28, 2026
Details

No additional details available.

Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature
10.49%
View
▼
APR10.49%
Last UpdatedApril 28, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
View
▼
APR12.00%
Last UpdatedApril 28, 2026
Details

As Low As

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
View
▼
APR13.00%
Last UpdatedApril 28, 2026
Details

As Low As

No home improvement personal loan rates found in Nebraska currently.

Nebraska Personal Loan Rate Trends

Compare local Nebraska personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Personal Loan Trends →
Personal Loan — NE Avg
10.858%
▼ 0.033 vs 7 days ago

Nebraska personal loan rates fell 0.033 points over the past 7 days to 10.858% APR.

Signature Loan — NE Avg
11.168%
▼ 0.052 vs 7 days ago

Nebraska signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.

As of Apr 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Nebraska?

Most lenders in Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nebraska?

Yes. Debt consolidation is one of the most common uses of personal loans in Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Nebraska?

Credit unions in Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Nebraska?

  • Lincoln Public School Employees Federal Credit Union: 4.75% (Personal Loans)
  • Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
  • Chadron Federal Credit Union: 5.50% (Recreational Loan)
  • Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
  • Liberty First Credit Union: 5.75% (Fixed, 80% Loan to Value)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.

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Personal Loan Calculators

Personal Loan Calculator Debt Consolidation Calculator

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