Best Personal Loan Rates in Nebraska (NE) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nebraska borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Nebraska include: Box Butte Public Employees Federal Credit UnionBox Butte Public Employees Federal Credit Union504 W 3RD ST, ALLIANCE, NE, 69301 3204C-3.8 ★Texas Ratio: 29.64% offering 100% NADA Retail Loan at 5.00% APR, Chadron Federal Credit UnionChadron Federal Credit Union126 E 3rd St, Chadron, NE, 69337 2381A-5.0 ★Texas Ratio: 14.10% offering Recreational Loan at 5.50% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit Union517 Broadway, Imperial, NE, 69033 3119A+5.0 ★Texas Ratio: 2.79% offering 4-H Loans at 5.75% APR, Liberty First Credit UnionLiberty First Credit Union501 N 46th St, Lincoln, NE, 68503 3718A5.0 ★Texas Ratio: 6.97% offering Fixed, 80% Loan to Value at 5.75% APR, and Consumers Cooperative Federal Credit UnionConsumers Cooperative Federal Credit Union1301 W 3RD ST, Alliance, NE, 69301A+5.0 ★Texas Ratio: 3.18% offering 2022 to 2014 Loan at 5.75% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Nebraska side-by-side. Nebraska personal loan rates currently start as low as 5.00% APR from Box Butte Public Employees Federal Credit Union at 504 W 3RD ST, ALLIANCE, NE, 69301 3204. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nebraska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nebraska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% NADA Retail Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
A+
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% NADA Retail Loan
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
A
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedMay 22, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
Up To $4000.00
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
2022 to 2014 Loan
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% NADA Retail Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
B
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
$18,000; A+
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Fixed, 80% Loan to Value
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and over Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
$30,000; A+
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
$18,000; A
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
2013 - Prior Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
▼
APR7.68%
Last UpdatedMay 22, 2026
Details
As Low As
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and over Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
$30,000; A
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Personal/Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
(Fixed)
Central Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
609 S Locust St, Grand Island, NE, 68801 6762
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum Limit $5000.00
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over Loan
8.25%
▼
APR8.25%
Last UpdatedMay 22, 2026
Details
$18,000; B
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
Credit Score Ranking A & B
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Pinnacle Gold (Risk Grade A Loan
8.79%
▼
APR8.79%
Last UpdatedMay 22, 2026
Details
Fixed
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7301 Pacific St # 7305, Omaha, NE, 68114
Personal Lines Of Credit
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Qualifying balance up to $20,000.00
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
$7000
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3001 S 82ND AVE, OMAHA, NE, 68124
Unsecured Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; ($10,000 Maximum)
Hemingford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
801 BOX BUTTE AVE, HEMINGFORD, NE, 69348 9700
Unsecured - MIS Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
40% Debt Ratio - $2,500
Neighborhood Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4848 S 120th St, Omaha, NE, 68137
Unsecured Closed End
9.45%
▼
APR9.45%
Last UpdatedMay 22, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$7000
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% NADA Retail Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
C
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured) Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
$5,000 Max
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
As Low As
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
2 Years (24 Months)
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over Loan
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
$18,000; C
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured) Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
$5,000 Max
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
OneNebraska Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
2472 39th Ave, Columbus, NE, 68601 2255
Personal Installment
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Elite Gold (Risk Grade A) Loan
11.95%
▼
APR11.95%
Last UpdatedMay 22, 2026
Details
Fixed
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
Up to 2 months gross salary with B credit
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
100% NADA Retail Loan
12.25%
▼
APR12.25%
Last UpdatedMay 22, 2026
Details
D
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
and Over Loan
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
$18,000; D
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment
12.60%
▼
APR12.60%
Last UpdatedMay 22, 2026
Details
No additional details available.
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Unsecured
12.99%
▼
APR12.99%
Last UpdatedMay 22, 2026
Details
Credit Score Ranking C & D
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
12.99%
▼
APR12.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
As Low As
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
Personal Installment
13.10%
▼
APR13.10%
Last UpdatedMay 22, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
SP Gold (Risk Grade B) Loan
13.57%
▼
APR13.57%
Last UpdatedMay 22, 2026
Details
Fixed
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMay 22, 2026
Details
As Low As
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3000 Plaza Dr, South Sioux City, NE, 68776
Personal
14.00%
▼
APR14.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured) Loan
14.25%
▼
APR14.25%
Last UpdatedMay 22, 2026
Details
$5,000 Max
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
14.40%
▼
APR14.40%
Last UpdatedMay 22, 2026
Details
Payroll deduction or ACH
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Midwest Liberty Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
1001 W B St, McCook, NE, 69001
Unsecured Loan
15.25%
▼
APR15.25%
Last UpdatedMay 22, 2026
Details
Base rate
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
15.40%
▼
APR15.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
Meadow Grove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 Main St, Meadow Grove, NE, 68752 4131
Unsecured
16.00%
▼
APR16.00%
Last UpdatedMay 22, 2026
Details
Up to 2 months gross salary with B credit
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured) Loan
16.25%
▼
APR16.25%
Last UpdatedMay 22, 2026
Details
$5,000 Max
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Elite Classic (Risk Grade C) Loan
16.85%
▼
APR16.85%
Last UpdatedMay 22, 2026
Details
Fixed
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
16.99%
▼
APR16.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Box Butte Public Employees Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.64%
504 W 3RD ST, ALLIANCE, NE, 69301 3204
Personal (Unsecured) Loan
17.25%
▼
APR17.25%
Last UpdatedMay 22, 2026
Details
$5,000 Max
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
SP Classic (Risk Grade D) Loan
17.79%
▼
APR17.79%
Last UpdatedMay 22, 2026
Details
Fixed
Sugar Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1705 21st Ave, Scottsbluff, NE, 69361
Short-Term Unsecured
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
1306 N 13th St, Norfolk, NE, 68701 2591
Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1391 S 33rd St, Lincoln, NE, 68510 4508
QuickCASH loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$20 processing fee
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1345 Old Cheney Rd, Lincoln, NE, 68512 1266
Emergency Loan
28.00%
▼
APR28.00%
Last UpdatedMay 22, 2026
Details
(Fixed)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.97%
501 N 46th St, Lincoln, NE, 68503 3718
Personal Loans
7.68%
▼
APR7.68%
Last UpdatedMay 22, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
$7000
Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.10%
126 E 3rd St, Chadron, NE, 69337 2381
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
1301 W 3RD ST, Alliance, NE, 69301
Personal Loan max)
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$7000
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMay 22, 2026
Details
As Low As
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
420 Rodeo Rd, North Platte, NE, 69101 2240
Personal Loan For 2 Years
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
2 Years (24 Months)
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
1720 P St, Lincoln, NE, 68508
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4733 Prescott Ave, Lincoln, NE, 68506 5456
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
11.74%
▼
APR11.74%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.20%
3575 L St, Omaha, NE, 68107
Personal Loans (Unsecured)
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMay 22, 2026
Details
As Low As
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
8251 W Center Rd, Omaha, NE, 68124
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
14.40%
▼
APR14.40%
Last UpdatedMay 22, 2026
Details
Payroll deduction or ACH
Lincoln Public School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5621 N St, Lincoln, NE, 68510
Debt Consolidation Loan
15.40%
▼
APR15.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2901 Cuming St, Omaha, NE, 68131
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE, 68102
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
517 Broadway, Imperial, NE, 69033 3119
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
As Low As
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No home improvement personal loan rates found in Nebraska currently.
Nebraska Personal Loan Rate Trends
Compare local Nebraska personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NE Avg
11.347%
▲ 0.019 vs 7 days ago
Nebraska personal loan rates rose 0.019 points over the past 7 days to 11.347% APR.
Signature Loan — NE Avg
10.662%
▼ 0.392 vs 7 days ago
Nebraska signature loan rates fell 0.392 points over the past 7 days to 10.662% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nebraska personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Nebraska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Nebraska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NE.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nebraska?
Most lenders in Nebraska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nebraska often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Nebraska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nebraska?
Yes. Debt consolidation is one of the most common uses of personal loans in Nebraska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Nebraska?
Credit unions in Nebraska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Nebraska?
- Box Butte Public Employees Federal Credit Union: 5.00% (100% NADA Retail Loan)
- Chadron Federal Credit Union: 5.50% (Recreational Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Liberty First Credit Union: 5.75% (Fixed, 80% Loan to Value)
- Consumers Cooperative Federal Credit Union: 5.75% (2022 to 2014 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nebraska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
