Nebraska CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Nebraska CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE501 Main St, Milligan, NE 68406A+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Omaha Police Federal Credit UnionOmaha Police Federal Credit Union3003 S 82nd Ave, Omaha, NE 68124A+5.0 ★Texas Ratio: 0.32%Real return: +1.31%APY minus CPI (February 2026) offering 6 Month CD at 4.11% APY, Omaha Federal Credit UnionOmaha Federal Credit Union3001 S 82ND AVE, OMAHA, NE 68124A+5.0 ★Texas Ratio: 2.22%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month Share Certificates at 4.00% APY, First Community Bank Beemer, NEFirst Community Bank Beemer, NE301 Main St, Bancroft, NE 68004A+5.0 ★Texas Ratio: 0.00%Real return: +1.20%APY minus CPI (February 2026) offering 6 MONTH at 4.00% APY, and Cobalt Federal Credit UnionCobalt Federal Credit Union15325 Weir St, Omaha, NE 68137 5061A5.0 ★Texas Ratio: 7.59%Real return: +1.15%APY minus CPI (February 2026) offering 6 Months Certificate at 3.95% APY. CD rates as of May 10, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Nebraska side-by-side. Nebraska CD rates currently reach as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE at 501 Main St, Milligan, NE 68406. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 10, 2026
Compare Best CD Rates in Nebraska
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 3 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
3 Month Special Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
Certificate of Deposit (Specials) 3 Month Special
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
certificates of deposit 3 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Quarterly and at Maturity
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
3 Month Certificates Of Deposit
$250
3.70%
▼
Rate3.65%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
3 Month
$5,000
3.50%
▼
Rate3.45%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
3 Months Time Certificates of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
3 month CD
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
3 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
3 MONTH Certificates of Deposit
$2,500
2.27%
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
3 Month Certificates of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit 3 Month
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
3 Month Certificate of Deposit
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 3 MONTH
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 3 months
$150,000
1.00%
▼
Rate1.00%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
Certificate of Deposit* 3 Month
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
3-Month CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$100,000
1.00%
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
3 Month Certificates of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 W Broadway St, Coleridge, NE 68727
31-90 Days CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 3 months
$50,000
0.90%
▼
Rate0.90%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$25,000
0.80%
▼
Rate0.80%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 3 months
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 3 Month CD
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
200 E 3rd St, Stromsburg, NE 68666
Personal & IRA CDs 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 3 Month
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
3 Month CD
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
3 Month CD
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
South Central State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
335 Ogden St, Oxford, NE 68967
3 Months Certificate of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 3 Month
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
90 Days
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$50,000
0.45%
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$10,000
0.35%
▼
Rate0.35%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
3 Months CD Specials
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Specials 3 Months
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Month CD
$100
0.25%
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
3 Month Certificates of Deposit & IRAs
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
21 W 21st St, Kearney, NE 68847
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
3003 S 82nd Ave, Omaha, NE 68124
6 Month CD
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
6 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
6 MONTH
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
6 Months Certificate
$100,000
3.95%
▼
Rate3.89%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 6 months
$150,000
3.91%
▼
Rate3.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
6 Months CD Specials
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
Certificate of Deposit* 6 Month
$500
3.86%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
6 Months Certificate
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
6-Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 6 months
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
6 Month Certificates of Deposit & IRAs
$500
3.80%
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
6-month CD
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
6 Month Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
6 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
6 Month CD
$5,000
3.75%
▼
Rate3.72%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 6 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$75,000
3.70%
▼
Rate3.65%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
6 Month CD
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 6 months
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$50,000
3.65%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Special
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
6 Month CD Special
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 6 Month CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
6-mo. Term Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
(initial term)
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
SPECIAL TERM SHARE 6 Month initial term promo rate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
See matching term for minimum balance requirement
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
6 Month CD
$500
3.60%
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Share Certificate
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 6 Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
6-Month Term cd
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier II
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
6 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
6 Month CD
$25,000
3.49%
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
6 Months
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
6 Months Time Certificates of Deposit
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
6 month CD
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
6-Month Share Certificate - Tier I
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
6-month Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 6 month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 6 month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
6-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
6 Month Share Certificate
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
6 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Lincoln SDA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
4733 Prescott Ave, Lincoln, NE 68506 5456
6 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2915 2nd Ave, Kearney, NE 68847
Share Certificate 6 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2915 2nd Ave, Kearney, NE 68847
Share Certificates 6 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
6-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
6 Months
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 6 MONTH
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
6 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
12-Month CD
$500
4.11%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Penalty for early withdrawal
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
3003 S 82nd Ave, Omaha, NE 68124
12 Month CD
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
12 Months Certificate and IRA
$100,000
3.90%
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
12 Months Certificate and IRA
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Baby Bundle Certificates 12 Month
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
12 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MembersOwn Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
1391 S 33rd St, Lincoln, NE 68510 4508
12-month Share Certificate special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 12 months
$150,000
3.75%
▼
Rate3.70%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
12 Months CD Specials
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$75,000
3.72%
▼
Rate3.67%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
$75,000.00 and up
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 12 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
12 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 12 Month
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$50,000
3.67%
▼
Rate3.62%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00 - $74,999.99
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
12 Month CD
$500
3.65%
▼
Rate3.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 12 months
$50,000
3.65%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
12 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 12 months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
Certificate of Deposit* 12 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
12 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 12 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
12 Month CD
$25,000
3.52%
▼
Rate3.47%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
$25,000.00 - $49,999.99
Sidney Federal S&L
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
1045 10th Ave, Sidney, NE 69162
12 Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
1 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
12 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 1 Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
12 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
12-Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
12 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 12 Month CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
12 Month CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Tier II
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Kid's CD - 12 Month (0-18 yrs old)
$200
3.40%
▼
Rate3.40%
Min Deposit$200
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
12 month CD
$50,000
3.39%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
12-mo. Term Share Certificates
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
(initial term)
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
SPECIAL TERM SHARE 12 Month initial term promo rate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
See matching term for minimum balance requirement
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
12 month CD
$5,000
3.34%
▼
Rate3.30%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
1 Year Time Certificates of Deposit
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
12-Month Share Certificate - Tier I
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
1 Year
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
12 Month Certificates of Deposit & IRAs
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
12 Month Educational IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
12 Month Roth IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
12 Month Traditional IRA Certificate
$500
3.29%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
$500 Minimum
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
12 MONTH Certificates of Deposit
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
12 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
18 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 18 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
18 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Special
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
18-Month Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
18-Month IRA
$100
3.60%
▼
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
18 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 18 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
18-Month Share Certificate - Tier I
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
18 Months Certificate and IRA
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit 18 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
18 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
18 month CD
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
18 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
18 Month Share Certificate
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
18 Months Certificate and IRA
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
18 month CD
$10,000
3.24%
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
18 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
18 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Rewards Term Share 18 Months
$0
3.10%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Scotia
Institution Rating:
A-5.0 ★Texas Ratio: 14.40%
104 S Main St, Scotia, NE 68875
18 Month CD
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
18 Month Share Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
18 Months Time Certificates of Deposit
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
18 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
18 Months Term Share
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 18 month
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 18 month
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
18 Month Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 18 MONTH
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
18 MONTH Certificates of Deposit
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
18 Month CD
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
18 Month Certificate of Deposit
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
18-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
FNB of Johnson
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
125 Main St, Johnson, NE 68378
18-Month CD
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
18-month Regular and Retirement Time Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
18 Month Certificates Of Deposit
$250
2.12%
▼
Rate2.10%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
18 month TCD
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
18 Month Certificates of Deposit
$10,000
1.66%
▼
Rate1.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
18 Month Certificates of Deposit
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 18 Month
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
18 Month Certificate of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
18 Month Certificates of Deposit
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Bank Wood River, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
200 E 3rd St, Stromsburg, NE 68666
Personal & IRA CDs 18 month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
18 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Main St, Milligan, NE 68406
24 Month CD
$500
4.16%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Penalty for early withdrawal
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
24 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month Variable Rate IRA
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 24 months
$150,000
3.65%
▼
Rate3.60%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 24 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 24 months
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
24 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 24 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
514 G Street, Pawnee City, NE 68420
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
24 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
24-Month term cd
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
24 Months - Special Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
24 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
24 Month - Special Certificates of Deposit and Individual Retirement Accounts
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 24 months
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 24 Month
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
24 Months Certificate and IRA
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
24 Month Certificates of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
24 Month CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
24 Months Certificate and IRA
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Baby Bundle Certificates 24 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
24 MONTH Certificates of Deposit
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
24 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 24 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
24-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
24 month CD
$50,000
3.08%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Rewards Term Share 24 Months
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
24 month CD
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
2 Year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
24-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
2 Years
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 2 Years
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
24 Months Term Share
$0
2.95%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 24 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
2 Years
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
2 Years Time Certificates of Deposit
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
115 S Walnut St, Kimball, NE 69145
Step-Up 24 Month CD
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 24 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
24 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
24 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 24 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
24 MONTH Certificates of Deposit
$2,500
2.42%
▼
Rate2.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
2 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
24 Month CD
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
24 Month Certificate of Deposit
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
2 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
24-Month Certificate of Deposit
$500
2.26%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
36-Month Share Certificate - Special
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
36 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
One Bump - Up per Term
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 36 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
One Bump - Up per Term
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
36 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
36 Month Share Certificate
$0
3.54%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
36 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
36 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 36 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 36 Month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2915 2nd Ave, Kearney, NE 68847
Share Certificate 36 Months
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2915 2nd Ave, Kearney, NE 68847
Share Certificates 36 Months
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 36 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
3 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
36 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
36-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
36 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
36 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
3003 S 82nd Ave, Omaha, NE 68124
36 Month CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Special CD rates through April 30th.
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
36 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Rewards Term Share 36 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
3 Year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
36-month Regular and Retirement Time Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
36 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
36 Months Term Share
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
36 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 36 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 36 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 36 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 36 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 36 months
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
3 Years
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
3 Years Time Certificates of Deposit
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
36 Month CD
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
36 Month Certificate of Deposit
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 36 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
IRA Certificates - 36 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
3 Years
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$1,000 Minimum Balance
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1700 FARNAM ST STE 1000, OMAHA, NE 68102
IRA 3 Years
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
36 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
36 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
Certificate of Deposit* 36 Month
$500
2.47%
▼
Rate2.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
36 month TCD
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
3 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
36 Month Certificates Of Deposit
$250
2.27%
▼
Rate2.25%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 36 Month
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
36 Month Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
36 MONTH Certificates of Deposit
$2,500
2.22%
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$75,000
3.87%
▼
Rate3.81%
Min Deposit$75,000
Min Balance—
UpdatedMay 5, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$50,000
3.82%
▼
Rate3.76%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
North Platte Union Pacific Employee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
420 Rodeo Rd, North Platte, NE 69101 2240
48 Month Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500.00 Minimum
Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
48 Month CD
$25,000
3.67%
▼
Rate3.61%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
48 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 48 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
48 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
48 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 48 MONTH
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
4 Year CD
$1,000
3.35%
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
649 Main St, Adams, NE 68301
Certificates of Deposit 48 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
48 Month CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
48-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
48 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
48 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
48 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
48 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Rewards Term Share 48 Months
$0
2.95%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
4 Year
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
48 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD IRA Certificates
$100,000
2.88%
▼
Rate2.85%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 48 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
48 Months Term Share
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD IRA Certificates
$25,000
2.78%
▼
Rate2.75%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $99,999.99
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 48 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
The Bank of Steinauer
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 Main St, Steinauer, NE 68441
Certificate of Deposit* 48 Month
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 48 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 48 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 48 months
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
48 Month Certificate of Deposit
$0
2.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
4 Years
$500
2.55%
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
4 Years Time Certificates of Deposit
$500
2.55%
▼
Rate2.53%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
48 Month CD IRA Certificates
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $24,999.99
TFB Tecumseh Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
160 N 4th St, Tecumseh, NE 68450
48 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
48-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 48 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
48-month Regular and Retirement Time Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
48 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
48 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Bank of Hartington
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
229 N Broadway Ave, Hartington, NE 68739
48 month TCD
$1,000
2.40%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
48 Month Certificates Of Deposit
$250
2.37%
▼
Rate2.35%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
4 Year CD
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
48 Month Certificates of Deposit
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 48 Month
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
48 MONTH Certificates of Deposit
$2,500
2.12%
▼
Rate2.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Countryside Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
379 Main St, Unadilla, NE 68454
48 Month Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Share & IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $500.00 to Open Certificate
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
60 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
IRA 60 Months Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
60 Month CD
$5,000
3.50%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to open is $5,000. Minimum to open waived for existing checking and savings account customers. Penalty for early withdrawal. Consumer accounts only. Rates are subject to change without notice.
Nebraska Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
60 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
certificates of deposit 60 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Quarterly and at Maturity
Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
306 S High St, Cairo, NE 68824
5 Year CD
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Valley
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Certificates of Deposit 60 MONTH
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
60 Month STEP-UP CD
$500
3.15%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
60-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
60-Month IRA
$100
3.14%
▼
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
60 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
60 Month Certificate of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
60 Month Certificates of Deposit
$500
3.10%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
60 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
60 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Certificates of Deposit 60 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
60 MONTH Certificates of Deposit
$10,000
3.03%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
60 Months Certificate and IRA
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Rewards Term Share 60 Months
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
5 Year
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
60 Months Certificate and IRA
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 60 months
$150,000
2.88%
▼
Rate2.85%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details
? $150,000
First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
60 Months Term Share
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500 MINIMUM BALANCE REQUIRED
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 60 months
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 - $149,999.99
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates 60 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Regular & IRA Certificates - 60 month
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Adams County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
401 N Smith Ave, Kenesaw, NE 68956
Certificate of Deposits (CDs) 60 months
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 - $49,999.99
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month CD
$0
2.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
60 Month Certificates Of Deposit
$250
2.52%
▼
Rate2.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
$250 minimum to open
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
60-Month Certificate of Deposit
$500
2.51%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
IRA 60 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
60 Months Certificates of Deposit and Fixed Rate Individual Retirement Accounts (IRA)
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Omaha Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
3001 S 82ND AVE, OMAHA, NE 68124
60 Month Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
60 Month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
5 Years
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nebraska State Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
945 S D St, Broken Bow, NE 68822
5 Years Time Certificates of Deposit
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$50,000
2.40%
▼
Rate2.38%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000 & Over
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
60 Month Certificates of Deposit
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wahoo State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
164 E 5th St, Wahoo, NE 68066
Certificates of Deposit 60 Month
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$10,000
2.30%
▼
Rate2.28%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
$10,000 - $49,999.99
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 W Broadway St, Coleridge, NE 68727
48-60 Months CD
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Jones Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
60 Month Certificates of Deposit and Individual Retirement Accounts
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
60-month Regular and Retirement Time Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Town & Country Bank Ravenna, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
423 Grand Ave, Ravenna, NE 68869
5 Year CD
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100 - $9,999.99
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
60 MONTH Certificates of Deposit
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
60 Months CD Specials
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
CD Specials 60 Months
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Key Takeaways
What to know about CD rates in Nebraska at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Nebraska CD rates currently reach as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE. The rate table above ranks every offer we track for Nebraska, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Nebraska CD Rate Trends
Compare local Nebraska CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NE Avg
2.669%
▲ 0.082 vs 7 days ago
Nebraska 12-month CD rates rose 0.082 points over the past 7 days to 2.669% APY.
6-Month CD — NE Avg
2.475%
▼ 0.016 vs 7 days ago
Nebraska 6-month CD rates fell 0.016 points over the past 7 days to 2.475% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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NE CD Rate Forecast — Next 12 Months
Where are Nebraska CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NE 12-Month Avg APY
2.669%
6-Month Forecast
2.669%
Range: 2.47% – 2.82%
12-Month Forecast
2.419%
Range: 2.22% – 2.57%
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What Your Savings Earn at NE CD Rates Today
Annual interest earnings at today’s Nebraska average APYs. State average used where available; national average as fallback.
| CD Term | NE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.370% | $68.48 | $136.96 | $342.40 | $684.80 |
| 6-Month CD | 2.475% | $123.73 | $247.45 | $618.63 | $1,237.25 |
| 12-Month CD | 2.669% | $133.45 | $266.89 | $667.23 | $1,334.45 |
| 18-Month CD | 2.669% | $133.43 | $266.86 | $667.15 | $1,334.30 |
| 24-Month CD | 2.849% | $142.45 | $284.89 | $712.23 | $1,424.45 |
| 36-Month CD | 2.675% | $133.76 | $267.51 | $668.78 | $1,337.55 |
| 48-Month CD | 2.689% | $134.45 | $268.89 | $672.23 | $1,344.45 |
| 60-Month CD | 2.742% | $137.10 | $274.20 | $685.50 | $1,371.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 10, 2026. | |||||
Sample CD Ladder for Nebraska Savers
$25,000 split equally across 5 terms using today’s Nebraska average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.370% | $68.48 |
| 2 | 6-Month CD | $5,000 | 2.475% | $123.73 |
| 3 | 12-Month CD | $5,000 | 2.669% | $133.45 |
| 4 | 24-Month CD | $5,000 | 2.849% | $142.45 |
| 5 | 36-Month CD | $5,000 | 2.675% | $133.76 |
| Total ($25,000 invested) | $25,000 | 2.407% blended | $601.87/yr | |
Ladder example uses equal $5,000 rungs and Nebraska average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
462
CD Rates
Tracked in Nebraska
Tracked in Nebraska
41 Banks
22 Credit Unions
About Our Nebraska CD Rate Database
MonitorBankRates tracks 462 CD rates from 41 banks and 22 credit unions with locations in Nebraska, plus national online institutions available to Nebraska residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Nebraska.
How to Find the Best CD Rates in Nebraska
What to compare when shopping for a CD in Nebraska
To find the best APYs in Nebraska, start with credit unions and online-only banks — Nebraska has 22 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Nebraska
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Nebraska — 63 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Nebraska savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Nebraska money market rates
Nebraska Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$44,279
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$118/yr
At NE 12-mo avg 2.669% APY
16.7% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.0% reflects a strong local economy. At today’s NE 12-month CD average of 2.669%, saving 10% of the local median salary ($4,427/year) and putting it in a CD would earn an additional $118 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Nebraska
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Nebraska
Are CD rates in Nebraska FDIC insured?
Yes, most established banks in Nebraska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Nebraska?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Nebraska.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Nebraska may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Nebraska?
Here are recent top rates found for this area:
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Omaha Police Federal Credit Union: 4.11% APY (6 Month CD)
- Omaha Federal Credit Union: 4.00% APY (6 Month Share Certificates)
- First Community Bank Beemer, NE: 4.00% APY (6 MONTH)
- Cobalt Federal Credit Union: 3.95% APY (6 Months Certificate)
- Union Pacific Streamliner Federal Credit Union: 3.95% APY (36-Month Share Certificate - Special)
- Adams County Bank: 3.91% APY (Certificate of Deposits (CDs) 6 months)
- Enterprise Bank Omaha, NE: 3.90% APY (6 Months CD Specials)
- Thayer County Bank: 3.87% APY (48 Month CD)
- The Bank of Steinauer: 3.86% APY (Certificate of Deposit* 6 Month)
Rates reflect recent verified offers available in Nebraska. Last Updated: May 10, 2026
CD Calculators for Nebraska
Nebraska CD Calculator
At today’s NE top rate of 4.16% APY, a $10,000 deposit earns $416 in the first year. Enter your amount to see your exact return.
Nebraska CD LadderNE CD rates currently range from 1.370% (3-month) to 2.675% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Nebraska CD at 4.16% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNebraska’s average 12-month CD is 2.669% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 10, 2026
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