What are the current interest rates at All In Credit Union?

Current rates for All In Credit Union include: 12-Month CD: 3.66%, 18-Month CD: 4.23%, 24-Month CD: 3.82%, 60-Month CD: 4.23%, Savings: 0.65%, MMA: 0.55%

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All In Credit Union

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All In Credit Union Rates & Review September 2026

Q: How many branches does All In Credit Union operate?

All In Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join All In Credit Union?

Yes, to access services at All In Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, All In Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, All In Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

All In Credit Union's 18 Month IRA Jumbo rates are at 4.28%, 60 Month IRA Jumbo rates are at 4.28%, 12 Month IRA Jumbo rates are at 4.23%, 18 Month CD rates are at 4.23%, 18 Month IRA rates are at 4.23%. All In Credit Union's savings rates are at 0.65%. All In Credit Union's money market rates are at 0.55%. All In Credit Union's RV, Boat and Powersport Loan Rates are as low as 10.24%. All In Credit Union's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of All In Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.40%. Rates last updated and verified on 09/22/2026.

All In Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All In Credit Union? Share your experience about All In Credit Union by leaving a review below, or read customer reviews before you decide to use All In Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.40%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

All In Credit Union
Operations Center

238 Virginia Ave
Daleville, AL 36322

http://www.allincu.com

All In Credit Union CD Rates

Product	Rate	APY	Term
18 Month IRA Jumbo	4.20%	4.28%	18 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
60 Month IRA Jumbo	4.20%	4.28%	60 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
12 Month IRA Jumbo	4.15%	4.23%	12 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
18 Month Certificate	4.15%	4.23%	18 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
18 Month IRA	4.15%	4.23%	18 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
60 Month Certificate	4.15%	4.23%	60 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
60 Month IRA	4.15%	4.23%	60 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
12 Month Certificate	4.10%	4.18%	12 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
12 Month IRA	4.10%	4.18%	12 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
6 Month IRA Jumbo	4.05%	4.12%	6 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
6 Month Certificate	4.00%	4.07%	6 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
6 Month IRA	4.00%	4.07%	6 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
48 Month IRA Jumbo	3.85%	3.92%	48 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
24 Month IRA Jumbo	3.80%	3.87%	24 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
36 Month IRA Jumbo	3.80%	3.87%	36 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
48 Month Certificate	3.80%	3.87%	48 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
48 Month IRA	3.80%	3.87%	48 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
24 Month Certificate	3.75%	3.82%	24 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
24 Month IRA	3.75%	3.82%	24 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
36 Month Certificate	3.75%	3.82%	36 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
36 Month IRA	3.75%	3.82%	36 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
3 Month IRA Jumbo	3.65%	3.71%	3 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
9 Month IRA Jumbo	3.65%	3.71%	9 Month
Min Balance $100,000 Details One time penalty-free withdrawal on 9 month share certificates only. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
12 Month Smart Start	3.60%	3.66%	12 Month
Min Deposit $25 Min Balance $25 Details Additional funds may be added at any time. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
3 Month Certificate	3.60%	3.66%	3 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
3 Month IRA	3.60%	3.66%	3 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
9 Month Certificate	3.60%	3.66%	9 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
9 Month IRA	3.60%	3.66%	9 Month
Min Balance $1,000 Details One time penalty-free withdrawal on 9 month share certificates only. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Savings Rates

Product	Rate	APY
PFA Savings Rate	3.62%	3.62%
Min Balance $150,000 Details Balance: $150,000+; Preferred Financial Advisor savings account- dividends are compounded and credited monthly. Rate is based upon FHLB borrowing rate less (0.25%) basis points on the last business day of the month. The rate is changed on the 1st of each month. Account eligibility is meeting with an All In Credit Union Preferred Financial Advisor. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Christmas Club	1.20%	1.21%
Details Rates are declared quarterly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
PFA Savings Rate	0.65%	0.65%
Min Balance $0 Details Balance: $0.01-$149,999.99; Preferred Financial Advisor savings account- dividends are compounded and credited monthly. Rate is based upon FHLB borrowing rate less (0.25%) basis points on the last business day of the month. The rate is changed on the 1st of each month. Account eligibility is meeting with an All In Credit Union Preferred Financial Advisor. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Money Market Rates

Product	Rate	APY
Money Market Access	1.65%	1.66%
Min Balance $175,000 Details Balance: $175,000+; Rates are declared monthly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Money Market Access	1.45%	1.46%
Min Balance $50,000 Details Balance: $50,000 - $174,999.99; Rates are declared monthly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Money Market Access	1.25%	1.26%
Min Balance $25,000 Details Balance: $25,000- $49,999.99; Rates are declared monthly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Money Market Access	1.10%	1.11%
Min Balance $0 Details Balance: $0.01 - $24,999.99; Rates are declared monthly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Business Money Market	1.05%	1.05%
Min Balance $250,001 Details Balance: $250,001 and above Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Business Money Market	0.90%	0.90%
Min Balance $25,001 Details Balance: $25,001 - $250,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Business Money Market	0.55%	0.55%
Min Balance $25,000 Details Balance: $25,000 or less Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Checking Rates

Product	Rate	APY
Business Premium Checking	0.10%	0.10%
Min Balance $50,001 Details Balance: $50,001 and above Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Business Premium Checking	0.05%	0.05%
Min Balance $10,001 Details Balance: $10,001 to $50,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	-	-	6.25%	10 year
Details Term: 10 year draw + 12 year repayment; APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Home Equity HELOC - 10 Year	-	-	7.75%	10 year
Details Term: 10 year draw + 12 year repayment; APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Home Equity HELOC - Investment Property	-	-	7.75%	10 year
Details Term: 10 year draw + 12 year repayment; APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Home Equity Loan	-	-	7.75%	15 years
Details APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New or Used Autos (2021-2027)	-	-	4.99%	36 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
New or Used Autos (2021-2027)	-	-	5.49%	48 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
New or Used Autos (2021-2027)	-	-	5.99%	60 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
New or Used Autos (2021-2027)	-	-	6.24%	72 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Used Autos (2020 & older)	-	-	6.24%	36 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Used Autos (2020 & older)	-	-	6.74%	48 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
New or Used Autos (2021-2027)	-	-	6.99%	90 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Used Autos (2020 & older)	-	-	7.74%	60 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Used Autos (2020 & older)	-	-	8.49%	72 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Used Autos (2020 & older)	-	-	9.24%	90 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats and Recreational Vehicles - New Loan	-	8.74%	72 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - Used Loan	-	8.74%	72 months
Details Loan to value ratio: $10,000 or less. Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - New Loan	-	8.99%	120 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - Used Loan	-	8.99%	120 months
Details Loan to value ratio: $10,001 to $20,000. Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - New Loan	-	9.49%	144 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - Used Loan	-	9.49%	144 months
Details Loan to value ratio: $20,001 to $35,000. Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - New Loan	-	10.24%	180 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - Used Loan	-	10.24%	180 months
Details Loan to value ratio: $35,001 and over. Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	10.24%	60 months
Details Loan Amount: $15,000 or less; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - New Loan	-	10.74%	240 months
Details Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Boats and Recreational Vehicles - Used Loan	-	10.74%	240 months
Details Loan to value ratio: $100,000 and over. Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	10.74%	72 months
Details Loan Amount: $15,001 and over; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	12.24%	60 months
Details Other Secured Collateral; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	12.74%	48 months
Details Other Secured Collateral; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Credit Card Rates

Product	Rate	APR
Platinum MasterCard	-	9.99%
Details APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Any minimum, fixed, transaction, activity, or similar charge that is a finance charge. For credit cards, foreign transaction fees, cash advance fees, and balance transfer fees are considered finance charges. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
CU Rewards Platinum MasterCard	-	11.99%
Details APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Any minimum, fixed, transaction, activity, or similar charge that is a finance charge. For credit cards, foreign transaction fees, cash advance fees, and balance transfer fees are considered finance charges. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Secured Rewards Platinum MasterCard	-	14.99%
Details APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Any minimum, fixed, transaction, activity, or similar charge that is a finance charge. For credit cards, foreign transaction fees, cash advance fees, and balance transfer fees are considered finance charges. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Personal Loan Rates

Product	APR	Term
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	10.24%	60 months
Details Loan Amount: $15,000 or less; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	10.74%	72 months
Details Loan Amount: $15,001 and over; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	12.24%	60 months
Details Other Secured Collateral; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	12.74%	48 months
Details Other Secured Collateral; Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Open-end Line of Credit and Unsecured Loans	14.99%	up to 60 months
Details DPR=0.02737% (LOC only). DPR refers to DAILY PERIODIC RATE Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

All In Credit Union Other Rates

Product	Rate	Points	APY/APR
IRA Accumulation	1.50%	-	1.51%
Details Rates are declared quarterly and may change after the account is opened. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%
Share Account	0.65%	-	0.65%
Details Rates are declared quarterly and may change after the account is opened. The par value of each share will be $0.01 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.40%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

All In Credit Union’s Texas Ratio rose from 5.36% in Q2 2023 to 11.40% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$3.7B	11.40%	5.0	A
December 31, 2025	$3.6B	12.74%	5.0	A
September 30, 2025	$3.6B	10.02%	5.0	A
June 30, 2025	$3.6B	8.60%	5.0	A
March 31, 2025	$3.5B	8.48%	5.0	A
December 31, 2024	$3.4B	9.31%	5.0	A
September 30, 2024	$3.3B	7.33%	5.0	A
June 30, 2024	$3.3B	6.03%	5.0	A
March 31, 2024	$3.3B	6.60%	5.0	A
December 31, 2023	$3.1B	7.83%	5.0	A
September 30, 2023	$3.0B	6.14%	5.0	A
June 30, 2023	$2.9B	5.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for All In Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather All In Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with All In Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name All In Credit Union

Website http://www.allincu.com

Address 238 Virginia Ave, Daleville, AL 36322

Phone 334-598-4411

Fax 334-598-1147

President Charles Mingus

CEO Robert Michael

Full-Time Employees 473

Part-Time Employees 23

Branch Locations 44

ATM Locations 44

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.40%

Return on Assets (ROA)

0.2698%

Return on Equity (ROE)

2.7403%

Non-Performing Loans Ratio (NPL)

1.71%

Total Assets

3,716,152,233

Total Amount of Shares and Deposits

3,259,937,302

Total Shares and Deposits < 1 Year

2,704,147,952

Total Shares and Deposits 1 3 Years

497,790,541

Total Shares and Deposits > 3 Years

57,998,809

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

416,008,950

Total Uninsured Shares and Deposits > $250K (F+J)

578,401,830

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,681,535,472

Total Interest Expense (Sum of items 6 8)

22,710,033

Share Certificates

33,793

Number of Accounts for Share Drafts

107,867

IRA KEOGH Accounts

6,892

Number of Accounts for Regular Shares

228,838

Non Member Deposits

Money Market Shares

12,118

Net Income (unless the amount is already included in Undivided Earnings)

10,027,313

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

313,453,958

Total Liabilities

3,383,896,001

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

All In Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About All In Credit Union

How many branches does All In Credit Union operate?

All In Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join All In Credit Union?

Yes, to access services at All In Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, All In Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, All In Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does All In Credit Union offer online and mobile banking?

Most modern institutions like All In Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allincu.com.

Current All In Credit Union Rates

12-Month CD3.66%
18-Month CD4.23%
24-Month CD3.82%
60-Month CD4.23%
Savings0.65%
MMA0.55%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

All In Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

All In Credit Union Texas Ratio

All In Credit Union Health Trend

All In Credit Union CD Rates

All In Credit Union Savings Rates

All In Credit Union Money Market Rates

All In Credit Union Checking Rates

All In Credit Union Home Equity & HELOC

All In Credit Union Auto Loan Rates

All In Credit Union RV, Boat and Powersport Loan Rates

All In Credit Union Credit Card Rates

All In Credit Union Personal Loan Rates

All In Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

All In Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About All In Credit Union

How many branches does All In Credit Union operate?

Is a member application needed to join All In Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does All In Credit Union offer online and mobile banking?

Current All In Credit Union Rates

Compare to Other Credit Unions