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Baptist Health South Florida Federal Credit Union Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 17, 2026

Baptist Health South Florida Federal Credit Union's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of Baptist Health South Florida Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.16%. Rates were last updated on 06/17/2026.

Baptist Health South Florida Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Baptist Health South Florida Federal Credit Union? Share your experience about Baptist Health South Florida Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Baptist Health South Florida Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.16%
Excellent Lower than avg
Baptist Health South Florida Federal Credit Union
Administrative Office
13200 SW 128th St
Miami, FL 33186
https://www.bhsffcu.org
Member NCUA

Baptist Health South Florida Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.95%
Details Rates as low as 9.95% APR. Stay prepared with a Personal Loan from BHSFFCU.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.16%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Baptist Health South Florida Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Baptist Health South Florida Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Baptist Health South Florida Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Baptist Health South Florida Federal Credit Union
Website https://www.bhsffcu.org
Address 13200 SW 128th St, Miami, FL 33186
Phone 786-257-2304
Fax 786-901-7744
President Hugh Gallagher
CEO Alex Aspuru
Full-Time Employees 41
Part-Time Employees 11
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.16%
Return on Assets (ROA)
0.4970%
Return on Equity (ROE)
4.3514%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
127,017,074
Total Amount of Shares and Deposits
111,243,161
Total Shares and Deposits < 1 Year
110,030,978
Total Shares and Deposits 1 3 Years
488,610
Total Shares and Deposits > 3 Years
723,573
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,515,960
Total Uninsured Shares and Deposits > $250K (F+J)
1,515,960
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,727,201
Total Interest Expense (Sum of items 6 8)
1,650,968
Share Certificates
1,258
Number of Accounts for Share Drafts
9,563
IRA KEOGH Accounts
17
Number of Accounts for Regular Shares
14,555
All other shares
1,519
Money Market Shares
234
Net Income (unless the amount is already included in Undivided Earnings)
631,322
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,182,820
Total Liabilities
112,650,309
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Baptist Health South Florida Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Baptist Health South Florida Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Baptist Health South Florida Federal Credit Union

How many branches does Baptist Health South Florida Federal Credit Union operate?

Baptist Health South Florida Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Baptist Health South Florida Federal Credit Union?

Yes, to access services at Baptist Health South Florida Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Baptist Health South Florida Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Baptist Health South Florida Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Baptist Health South Florida Federal Credit Union offer online and mobile banking?

Most modern institutions like Baptist Health South Florida Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bhsffcu.org.

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