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Baton Rouge City Parish Employees Federal Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Baton Rouge City Parish Employees Federal Credit Union's Personal Loan Rates are as low as 8.99%. Baton Rouge City Parish Employees Federal Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Baton Rouge City Parish Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.48%. Rates last updated and verified on 09/23/2026.

Baton Rouge City Parish Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Baton Rouge City Parish Employees Federal Credit Union? Share your experience about Baton Rouge City Parish Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Baton Rouge City Parish Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.48%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Baton Rouge City Parish Employees Federal Credit Union
Baton Rouge City Parish EFCU
433 Government St
Baton Rouge, LA 70802-6114
https://www.brcpefcu.org
Member NCUA

Baton Rouge City Parish Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Autos and Motorcycles - - 3.99% Up to 84 months
Details As Low As; All rates are for a limited time only, and certain restrictions apply. Please check with the Loan Department for details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%

Baton Rouge City Parish Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New and Used Boats Loan - 7.24% Up to 120 months
Details As Low As; All rates are for a limited time only, and certain restrictions apply. Please check with the Loan Department for details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
New and Used ATV's Loan - 7.50% Up to 60 months
Details As Low As; All rates are for a limited time only, and certain restrictions apply. Please check with the Loan Department for details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
New and Used Motor Homes and Travel Trailers Loan - 7.75% Up to 120 months
Details As Low As; All rates are for a limited time only, and certain restrictions apply. Please check with the Loan Department for details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%

Baton Rouge City Parish Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Mastercard - 9.90%
Details Intro rate expires: N/A; Regular APR: 9.9%*
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
Gold Mastercard - 13.90%
Details Intro rate expires: N/A; Regular APR: 13.9%*
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
Basic Mastercard - 17.90%
Details Intro rate expires: N/A; Regular APR: 17.9%*
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%

Baton Rouge City Parish Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.99% Up to 60 months
Details Maximum amount $20,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
Signature Loans 8.99% Up to 60 months
Details As Low As; All rates are for a limited time only, and certain restrictions apply. Please check with the Loan Department for details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.48%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Baton Rouge City Parish Employees Federal Credit Union’s Texas Ratio stayed near 0.25% in Q2 2023 to 0.48% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.6% 3.0★ 0.9% 4.0★ 1.2% 5.0★ Healthy zone – entire history below the 15% limit 0.25% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.48% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$57M0.48%5.0A+
December 31, 2025$56M0.37%5.0A+
September 30, 2025$57M0.45%5.0A+
June 30, 2025$57M0.46%5.0A+
March 31, 2025$56M0.33%5.0A+
December 31, 2024$54M0.24%5.0A+
September 30, 2024$55M0.83%5.0A+
June 30, 2024$55M0.86%5.0A+
March 31, 2024$56M0.63%5.0A+
December 31, 2023$55M0.17%5.0A+
September 30, 2023$57M0.42%5.0A+
June 30, 2023$57M0.25%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Baton Rouge City Parish Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Baton Rouge City Parish Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Baton Rouge City Parish Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Baton Rouge City Parish Employees Federal Credit Union
Website https://www.brcpefcu.org
Address 433 Government St, Baton Rouge, LA 70802-6114
Phone 225-389-3059
Fax 225-389-5448
President Mark LeBlanc
CEO Doris Richardson
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.48%
Return on Assets (ROA)
0.4362%
Return on Equity (ROE)
1.9960%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
57,249,310
Total Amount of Shares and Deposits
44,516,024
Total Shares and Deposits < 1 Year
44,516,025
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
358,421
Total Uninsured Shares and Deposits > $250K (F+J)
358,421
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,157,603
Total Interest Expense (Sum of items 6 8)
22,183
Number of Accounts for Share Drafts
2,470
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
6,132
Net Income (unless the amount is already included in Undivided Earnings)
249,704
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,762,402
Total Liabilities
44,739,229
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Baton Rouge City Parish Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Baton Rouge City Parish Employees Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
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Total Reviews
0
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Frequently Asked Questions About Baton Rouge City Parish Employees Federal Credit Union

How many branches does Baton Rouge City Parish Employees Federal Credit Union operate?

Baton Rouge City Parish Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Baton Rouge City Parish Employees Federal Credit Union?

Yes, to access services at Baton Rouge City Parish Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Baton Rouge City Parish Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Baton Rouge City Parish Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Baton Rouge City Parish Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Baton Rouge City Parish Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brcpefcu.org.

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