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 Central Jersey Police And Fire FCU Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
Central Jersey Police And Fire FCU's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Central Jersey Police And Fire FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.97%. Rates last updated and verified on 09/23/2026. Central Jersey Police And Fire FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Jersey Police And Fire FCU? Share your experience about Central Jersey Police And Fire FCU by leaving a review below, or read customer reviews before you decide to use Central Jersey Police And Fire FCU. Central Jersey Police And Fire FCU
HAMILTON 2430 Hamilton Ave
https://cjpolicefirefcu.org Hamilton, NJ 08619 
Central Jersey Police And Fire FCU Auto Loan Rates
Central Jersey Police And Fire FCU Personal Loan Rates
Central Jersey Police And Fire FCU Other Rates
Financial Health HistoryCentral Jersey Police And Fire FCU’s Texas Ratio rose from 0.85% in Q2 2023 to 1.97% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Central Jersey Police And Fire FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Jersey Police And Fire FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Jersey Police And Fire FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Central Jersey Police And Fire FCU
Website
https://cjpolicefirefcu.org
Address
2430 Hamilton Ave,
Hamilton, NJ 08619
Phone
609-570-8155
Fax
609-228-7410
President
Paul Meyer
CEO
Robert Diszler
Full-Time Employees
5
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.97%
Return on Assets (ROA)
0.5022%
Return on Equity (ROE)
3.4522%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
50,187,685
Total Amount of Shares and Deposits
42,601,165
Total Shares and Deposits < 1 Year
42,601,165
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,787,126
Total Uninsured Shares and Deposits > $250K (F+J)
3,787,126
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,814,039
Total Interest Expense (Sum of items 6 8)
138,818
Share Certificates
212
Number of Accounts for Share Drafts
906
Number of Accounts for Regular Shares
2,937
All other shares
48
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,989,665
Total Liabilities
43,111,299
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Central Jersey Police And Fire FCUHow many branches does Central Jersey Police And Fire FCU operate?Central Jersey Police And Fire FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Central Jersey Police And Fire FCU?Yes, to access services at Central Jersey Police And Fire FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Central Jersey Police And Fire FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Jersey Police And Fire FCU provides members with tools to manage their accounts and build a solid financial history. Does Central Jersey Police And Fire FCU offer online and mobile banking?Most modern institutions like Central Jersey Police And Fire FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cjpolicefirefcu.org. Compare to Other Credit Unions
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