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Commonwealth Credit Union Frankfort, KY Rates and Review January 2026

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Commonwealth Credit Union Frankfort, KY12-month CD rates can be found at 3.90%, 6-month CD rates at 4.00% and 3-month CD rates at 0.30%. Savings rates are at 0.03% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 5.67%. Credit Card rates are at 12.90%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to Commonwealth Credit Union Frankfort, KY rates.

Compare Commonwealth Credit Union Frankfort, KY CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Commonwealth Credit Union Frankfort, KY savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Commonwealth Credit Union Frankfort, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Commonwealth Credit Union Frankfort, KY? Share your experience about Commonwealth Credit Union Frankfort, KY by leaving a review below, or read customer reviews before you decide to use Commonwealth Credit Union Frankfort, KY.

Overall, Commonwealth Credit Union Frankfort, KY is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Commonwealth Credit Union Frankfort, KY
High Street Branch
417 High St
Frankfort, KY 40601
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD (Jumbo)
3.90%
$50,000
24-Month CD
3.75%
$1,000
12-Month CD
3.75%
$500
48-Month CD
3.75%
$1,000
12-Month CD
3.70%
$1,000
9-Month CD
3.70%
$1,000
6-Month CD
3.39%
$1,000
60-Month CD
3.29%
$500
24-Month CD
3.24%
$500
48-Month CD
3.20%
$1,000
24-Month CD
3.10%
$500
24-Month CD
3.00%
$500
24-Month CD
3.00%
$500
12-Month CD
3.00%
$100
36-Month CD
2.75%
$1,000
60-Month CD
2.75%
$1,000
12-Month CD
2.75%
$1,000
12-Month CD
2.70%
$500
18-Month CD
2.60%
$1,000
60-Month CD
2.27%
$1,000
60-Month CD
2.16%
$500
36-Month CD
2.15%
$100
18-Month CD
1.79%
$500
48-Month CD
1.76%
$1,000
60-Month CD
1.53%
$1,000
Prime Savings
1.25%
$100
48-Month CD
1.15%
$25,000
12-Month CD
1.00%
$1,000
6-Month CD
1.00%
$500
Membership Share Savings
1.00%
$0
48-Month CD
0.90%
$500
Money Market
0.65%
$2,500
6-Month CD
0.65%
$500
Money Market
0.50%
$2,500
Savings
0.50%
$50
30-Month CD
0.50%
$1,000
Super NOW Checking
0.35%
$2,500
60-Month CD
0.35%
$1,000
36-Month CD
0.30%
$500
Demand Money Market
0.25%
$2,500
36-Month CD
0.25%
$500
60-Month CD
0.25%
$1,000
24-Month CD
0.20%
$100
Savings
0.10%
$10
A+ Checking
0.05%
$500
Money Market
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.565%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.375%
5.416%
0.000
6.000%
6.067%
0.000
4.750%
4.816%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
4.875%
5.275%
0.000
20-Year Fixed
5.750%
5.900%
0.000
4.875%
5.778%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.125%
5.304%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.500%
5.591%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5.750%
6.309%
0.000
15-Year Fixed
5.500%
5.601%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.875%
6.023%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.375%
5.639%
0.250
5.375%
5.512%
0.000
5.500%
5.533%
0.000
6.250%
6.350%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.875%
5.985%
1.000
30-Year Fixed
6.000%
6.034%
0.000
6.300%
6.498%
0.000
10-Year Fixed
5.375%
5.473%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.375%
5.416%
0.000
5.500%
6.004%
0.750
5.625%
6.461%
0.000
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15-Year Fixed
5.500%
5.552%
0.000
6.000%
6.085%
0.000
7/1 ARM
7.000%
7.111%
0.000
6.000%
6.031%
0.000
20-Year Fixed
5.750%
5.915%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.875%
6.055%
0.000
5.625%
5.853%
0.000
30 Year Fixed
6.125%
6.360%
0.963
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.250%
5.426%
0.500
15-Year Fixed
5.625%
5.697%
0.000
5.700%
5.780%
0.000
30-Year Fixed
6.000%
6.031%
0.000
5.625%
5.741%
0.000
30-Year Fixed
6.000%
6.043%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
10.150%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Platinum
10.900%
Academic VISA® Gold
15.400%
Academic VISA® Classic
15.400%
Savings Secured Visa®
18.000%
Visa Crimson Card
13.240%
13.240%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Acadia Visa Credit Card
10.900%
No annual fee
VISA Credit Card
11.900%
No annual fee
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum Preferred
14.240% - 17.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Signature® Rewards
17.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA Traditional
14.240% - 18.000%
Visa Crimson Rewards Card
13.740%
Visa Platinum Preferred Rewards
15.740% - 17.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
1 - 12
17.900%
$0 - $500
15.000%
$500 - $1,500
6 - 12
8.990%
$0
36
50% Share Secured Loan
6.460% - 14.990%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Consolidation Loans
13.060%
$0
1 - 36
11.900%
$0 - $15,000
24 - 60
10.000%
$0
1 - 36
Personal Loans
11.000%
$0
37 - 60
Personal Loans Share Secured
5.990%
$0
48
8.990% - 17.990%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
11.990%
$0
7.990%
$0 - $30,000
Personal Line of Credit
11.500%
$0
10.000%
$0
12 - 12
Debt Consolidation
13.990%
$0
1 - 72
Gold Star Loan
14.200%
$0
48
14.200%
$5,000 - $8,000
48 - 48
Personal Signature Loans
14.000%
$0
60
13.240%
$0
48
11.240% - 17.950%
$0
25 - 36
11.240%
$0 - $10,000
60 - 60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Commonwealth Credit Union Frankfort, KY rate data right now.

Credit Union Profile & Overview

Credit Union Name: Commonwealth Credit Union Frankfort, KY
Full Time Employees: 352
Part Time Employees: 18
President: Randy Fawns
CEO: Karen Harbin
Branch Locations: 17
ATM Locations: 18
Corporate Office Address:
417 High St
Frankfort, KY 40601
Phone Number: 502-564-4775
Fax Number:

Financials

Total Assets:
2,278,800,808
Total Amount of Shares and Deposits:
1,956,379,998
Total Shares and Deposits < 1 Year:
1,826,448,671
Total Shares and Deposits 1 3 Years:
112,642,821
Total Shares and Deposits > 3 Years:
17,288,506
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
104,138,992
Total Uninsured Shares and Deposits > $250K (F+J):
104,138,992
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,852,241,006
Total Interest Expense (Sum of items 6 8):
10,442,479
Share Certificates:
23,414
Number of Accounts for Share Drafts:
77,529
IRA KEOGH Accounts:
4,523
Number of Accounts for Regular Shares:
199,929
All other shares:
1,524
Money Market Shares:
4,134
Net Income (unless the amount is already included in Undivided Earnings):
13,451,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
197,965,712
Total Liabilities:
2,057,719,992
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Commonwealth Credit Union Frankfort, KY

Is a member application needed to join Commonwealth Credit Union Frankfort, KY?

Yes, to access services at Commonwealth Credit Union Frankfort, KY, a member application is required.

Is there a first-time homebuyer program?

Currently, Commonwealth Credit Union Frankfort, KY provides a range of mortgage and home equity products.

Is Commonwealth Credit Union Frankfort, KY a safe place to deposit money?

Yes, Commonwealth Credit Union Frankfort, KY is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Commonwealth Credit Union Frankfort, KY offer online and mobile banking?

Most modern institutions like Commonwealth Credit Union Frankfort, KY provide digital access including online balance checks and transfers.

Current Commonwealth Credit Union Frankfort, KY Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions