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Community Choice Credit Union

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Community Choice Credit Union Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Community Choice Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.55% and 3-month share certificate rates at 3.75%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to Community Choice Credit Union rates. MonitorBankRates evaluates the financial stability of Community Choice Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.60%. Rates were last updated on 07/15/2026.

Community Choice Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union? Share your experience about Community Choice Credit Union by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.60%

Excellent Higher than avg

Community Choice Credit Union
Community Choice Credit Union

31155 Northwestern Hwy
Farmington Hills, MI 48334 2502

https://www.communitychoicecu.com

Current Rate Availability

We do not have Community Choice Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Choice Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Choice Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Choice Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Choice Credit Union

Website https://www.communitychoicecu.com

Address 31155 Northwestern Hwy, Farmington Hills, MI 48334 2502

Phone 877-243-2528

Fax 248-785-5110

President Brian Wilson

CEO Robert Bava

Full-Time Employees 360

Part-Time Employees 75

Branch Locations 23

ATM Locations 24

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.60%

Return on Assets (ROA)

0.4798%

Return on Equity (ROE)

5.2718%

Non-Performing Loans Ratio (NPL)

0.81%

Total Assets

1,982,291,561

Total Amount of Shares and Deposits

1,662,909,580

Total Shares and Deposits < 1 Year

1,594,865,063

Total Shares and Deposits 1 3 Years

67,569,651

Total Shares and Deposits > 3 Years

474,866

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

206,093,933

Total Uninsured Shares and Deposits > $250K (F+J)

206,093,933

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,456,815,647

Total Interest Expense (Sum of items 6 8)

17,555,899

Share Certificates

12,607

Number of Accounts for Share Drafts

75,474

IRA KEOGH Accounts

2,191

Number of Accounts for Regular Shares

151,847

Non Member Deposits

Money Market Shares

168

Net Income (unless the amount is already included in Undivided Earnings)

9,511,136

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

31,224,993

Total Liabilities

1,811,899,811

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Community Choice Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community Choice Credit Union

Frequently Asked Questions About Community Choice Credit Union

How many branches does Community Choice Credit Union operate?

Community Choice Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Choice Credit Union?

Yes, to access services at Community Choice Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Choice Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Choice Credit Union offer online and mobile banking?

Most modern institutions like Community Choice Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitychoicecu.com.