Cosden Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cosden Federal Credit Union12-month CD rates can be found at 0.85%, 6-month CD rates at 2.53% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.15%. Credit Card rates are at 19.49%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to Cosden Federal Credit Union rates.

Compare Cosden Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cosden Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Cosden Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cosden Federal Credit Union? Share your experience about Cosden Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cosden Federal Credit Union.

Overall, Cosden Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cosden Federal Credit Union
COSDEN FCU
400 E MARCY DR
BIG SPRING, TX 79720 5714
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Cosden Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
WebBank
WebBank
12-Month CD
4.25%
$2,500
Raymond James Bank
Raymond James Bank
48-Month CD
4.05%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
High Yield Checking
4.00%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
3.99%
$500
Beacon Community Bank
Beacon Community Bank
18-Month CD
3.95%
$250
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
36-Month CD
3.80%
$2,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD
3.55%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
Somerset Savings Bank
Somerset Savings Bank
Premium Money Market
3.46%
$5,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
36-Month CD
3.25%
$500
Bank of Vici
Bank of Vici
3-Month CD
3.15%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
24-Month CD
3.14%
$1,000
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
3.10%
$500
Foresight Bank
Foresight Bank
60-Month CD
3.09%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
24-Month CD
3.06%
$1,000
Corebank
Corebank
12-Month CD
3.05%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
60-Month CD
3.00%
$1,000
Kendall Bank
Kendall Bank
48-Month CD
3.00%
$1,000
Solvay Bank
Solvay Bank
60-Month CD
3.00%
$500
Salem Five Direct
Salem Five Direct
24-Month CD
2.95%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
36-Month CD
2.83%
$1,000
OneLocal Bank
OneLocal Bank
High Yield Money Market
2.50%
$25
Bank Forward
Bank Forward
24-Month CD
2.50%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Charter Bank IA
Charter Bank IA
18-Month CD
2.00%
$1,000
Alliance Bank IN
Alliance Bank IN
36-Month CD
1.96%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
60-Month CD
1.76%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
Gunnison S&L
Gunnison S&L
Statement Savings
1.36%
$1
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Pathfinder Bank
Pathfinder Bank
Kasasa Savings
1.00%
$0
Auburn Savings Bank
Auburn Savings Bank
48-Month CD
0.65%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD (Jumbo)
0.60%
$100,000
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
Bank of Easton
Bank of Easton
Advantage Money Market
0.50%
$10,000
Associated Bank
Associated Bank
Associated Relationship Savings
0.50%
$10,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Money Market Savings
0.50%
$0
Miami Savings Bank
Miami Savings Bank
36-Month CD
0.40%
$1,000
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
The Andover Bank
The Andover Bank
12-Month CD
0.20%
$1,000
First Citizens Bank
First Citizens Bank
60-Month CD
0.15%
$500
Marquette Savings Bank
Marquette Savings Bank
Money Market
0.10%
$10,000
St. Ansgar State Bank
St. Ansgar State Bank
Money Market
0.10%
$2,500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Premier Investment Money Market
0.10%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
Premier Checking
0.05%
$1,000
Partners Bank of New England
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cosden Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
5.875%
6.186%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
6.125%
6.192%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.000%
6.250%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Cosden Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Cosden Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Cosden Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Cosden Federal Credit Union Information

Credit Union Name: Cosden Federal Credit Union
Full Time Employees: 15
Part Time Employees: 1
President: HARDY WILKERSON
CEO: LAURIE LIGHT
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
400 E MARCY DR
BIG SPRING, TX 79720 5714
Phone Number: 432-264-2600
Fax Number: 432-264-2631

Cosden Federal Credit Union Financials

Total Assets:
60,998,365
Total Amount of Shares and Deposits:
54,229,434
Total Shares and Deposits < 1 Year:
52,309,195
Total Shares and Deposits 1 3 Years:
1,653,223
Total Shares and Deposits > 3 Years:
267,015
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,659,461
Total Uninsured Shares and Deposits > $250K (F+J):
2,659,461
Total Insured Shares and Deposits > $250K (item 17 less item K):
51,569,973
Total Interest Expense (Sum of items 6 8):
92,780
Share Certificates:
50
Number of Accounts for Share Drafts:
2,739
IRA KEOGH Accounts:
76
Number of Accounts for Regular Shares:
4,012
All other shares:
196
Money Market Shares:
260
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,579,048
Total Liabilities:
54,643,331
Show More

Cosden Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Chartway Federal Credit Union 3 Year Jumbo CD rates are now at 1.45 percent with a yield of 1.46 percent. View current 3 Year Jumbo CD rates at Chartway Federal Credit Union below.
Live Oak Bank CD RatesLive Oak Bank CD rates are very competitive right now, especially on the bank's intermediate term certificates of deposit. Current 1 year, 2 year and 3 year CD rates at Live Oak Bank are 2.13 percent with an APY of 2.15 percent. If you're looking for a shorter CD term, 6 month CD rates from Live Oak are at 1.73 percent with an APY of 1.75 percent. 4 year CD rates with Live Oak are slightly higher at 2.18 percent with an APY of 2.20 percent. 5 year CD rates are at 2.23 percent with an APY of 2.25 percent. The minimum opening deposit for a CD account is only $2,500.
A surprisingly strong July jobs report released on Friday sent bond yields up 10 basis points and as result average conforming mortgage rates today are higher. The consensus was for the creation of 100,000 jobs in July but the official number came in at 163,000 in the Department of Labor's Employment Situation Summary for July.

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First Jersey Credit Union Savings Rates
USAA 4 Year CD Rates now at 0.95%
Today’s Mortgage Rates: Current 30 Year Mortgage Rates 4.87%, 15 Year Mortgage Rates at 4.16%
Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
Mortgage Rates: Current Mortgage Rates Down Slightly According to Freddie Mac

Cosden Federal Credit Union Reviews

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