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 Cy-Fair Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Cy-Fair Federal Credit Union's 60 Month IRA CD rates are at 4.00%, 60 Month CD rates are at 4.00%, 60 Month IRA CD rates are at 3.95%, 60 Month CD rates are at 3.95%, 48 Month IRA CD rates are at 3.90%. Cy-Fair Federal Credit Union's savings rates are at 0.00%. Cy-Fair Federal Credit Union's money market rates are at 0.00%. Cy-Fair Federal Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of Cy-Fair Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.67%. Rates last updated and verified on 08/28/2026. Cy-Fair Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cy-Fair Federal Credit Union? Share your experience about Cy-Fair Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cy-Fair Federal Credit Union. Cy-Fair Federal Credit Union
Corporate Office 9601 Jones Rd
https://www.cyfairfcu.org Houston, TX 77065 
Cy-Fair Federal Credit Union CD Rates
Cy-Fair Federal Credit Union Savings Rates
Cy-Fair Federal Credit Union Money Market Rates
Cy-Fair Federal Credit Union Checking Rates
Cy-Fair Federal Credit Union Home Equity & HELOC
Cy-Fair Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cy-Fair Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cy-Fair Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cy-Fair Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cy-Fair Federal Credit Union
Website
https://www.cyfairfcu.org
Address
9601 Jones Rd,
Houston, TX 77065
Phone
281-571-5000
Fax
281-955-3100
President
Harold Rowe
CEO
Cameron Dickey
Full-Time Employees
69
Part-Time Employees
8
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.67%
Return on Assets (ROA)
0.3831%
Return on Equity (ROE)
4.2659%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
375,514,520
Total Amount of Shares and Deposits
340,974,369
Total Shares and Deposits < 1 Year
307,958,494
Total Shares and Deposits 1 3 Years
27,538,261
Total Shares and Deposits > 3 Years
5,477,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,498,864
Total Uninsured Shares and Deposits > $250K (F+J)
9,498,864
Total Insured Shares and Deposits > $250K (item 17 less item K)
331,475,505
Total Interest Expense (Sum of items 6 8)
3,558,576
Share Certificates
1,401
Number of Accounts for Share Drafts
13,818
IRA KEOGH Accounts
443
Number of Accounts for Regular Shares
26,869
Non Member Deposits
3
Money Market Shares
848
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,382,365
Total Liabilities
345,263,091
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Cy-Fair Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Cy-Fair Federal Credit Union
Frequently Asked Questions About Cy-Fair Federal Credit UnionHow many branches does Cy-Fair Federal Credit Union operate?Cy-Fair Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cy-Fair Federal Credit Union?Yes, to access services at Cy-Fair Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cy-Fair Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cy-Fair Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cy-Fair Federal Credit Union offer online and mobile banking?Most modern institutions like Cy-Fair Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cyfairfcu.org. Current Cy-Fair Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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