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Division 819 Transit Employees Credit Union Rates and Review January 2026

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Division 819 Transit Employees Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 1.26% and 3-month CD rates at 0.20%. Savings rates are at 0.03% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 9.50%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates which you can compare to Division 819 Transit Employees Credit Union rates.

Compare Division 819 Transit Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Division 819 Transit Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Division 819 Transit Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Division 819 Transit Employees Credit Union? Share your experience about Division 819 Transit Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Division 819 Transit Employees Credit Union.

Overall, Division 819 Transit Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Division 819 Transit Employees Credit Union
Division 819 Transit Employees CU
186 Brookside Ave
Irvington, NJ 07111
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Primary Savings
5.00%
$5
36-Month CD
3.90%
$500
Mega Money Market Checking
3.85%
$500
18-Month CD
3.85%
$1,000
48-Month CD
3.65%
$500
36-Month CD
3.57%
$500
24-Month CD
3.55%
$1,000
24-Month CD
3.45%
$500
18-Month CD
3.30%
$500
12-Month CD
3.25%
$1,000
36-Month CD
3.15%
$2,000
9-Month CD
3.00%
$3,000
36-Month CD
2.90%
$1,000
36-Month CD
2.78%
$2,500
18-Month CD
2.75%
$500
18-Month CD
2.75%
$500
18-Month CD
2.68%
$1,000
3-Month CD
2.52%
$1,000
30-Month CD
2.28%
$1,000
48-Month CD
2.27%
$1,000
60-Month CD
2.25%
$1,500
24-Month CD
2.00%
$1,000
48-Month CD
2.00%
$1,500
60-Month CD
1.86%
$500
High Yield Money Market
1.50%
$100,000
60-Month CD
1.26%
$500
48-Month CD
1.25%
$500
24-Month CD
1.00%
$1,000
36-Month CD
0.95%
$500
36-Month CD
0.92%
$500
Money Market
0.80%
$1,000
18-Month CD
0.75%
$500
18-Month CD
0.55%
$500
48-Month CD
0.55%
$1,000
Business Money Market
0.45%
$5,000
36-Month CD
0.35%
$500
18-Month CD
0.30%
$1,000
12-Month CD
0.30%
$500
Premier Money Market
0.25%
$2,500
Statement Savings
0.20%
$250
Statement Savings
0.20%
$50
Money Market
0.10%
$2,500
Special Savings
0.10%
$100
Money Market
0.05%
$0
Money Market
0.05%
$500
Savings
0.05%
$100
Home Town Savings
0.05%
$200
30-Month CD
0.05%
$1,000
24-Month CD
0.05%
$1,000
Savings
0.03%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.750%
5.870%
0.000
5.500%
5.588%
0.000
5.375%
6.097%
0.000
15-Year Fixed
5.625%
5.750%
0.000
6.375%
6.460%
0.000
6.375%
6.662%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.625%
5.691%
0.000
6.000%
6.226%
0.000
30-Year Fixed
5.875%
5.923%
0.000
4.240%
7.689%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
4.875%
5.129%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.750%
5.923%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.990%
6.035%
0.000
5.500%
5.603%
0.000
5.875%
5.900%
0.000
5.875%
6.420%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.250%
6.055%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.625%
5.693%
0.500
15-Year Fixed
5.500%
5.579%
0.000
6.125%
6.162%
0.000
5.990%
6.290%
0.000
20-Year Fixed
5.750%
5.840%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30 Year Fixed
6.250%
6.441%
0.000
6.125%
6.320%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.375%
5.415%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.625%
5.796%
0.000
6.000%
6.141%
0.000
7.000%
7.168%
0.000
6.000%
6.148%
0.000
15-Year Fixed
5.625%
5.736%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
6.023%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.375%
5.999%
0.000
6.125%
6.185%
0.000
6.000%
6.107%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
6.500%
6.595%
0.000
5.300%
5.433%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Credit Cards
7.990%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
9.990%
Credit Line $500-$7,000
8.750%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadia Visa Credit Card
10.900%
No annual fee
8.900%
14.000%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
18.000%
Visa Platinum Credit Card
9.500% - 12.500%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Prime Platinum Visa Credit Card
11.500%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Card
13.240%
Access FCU Visa Gold
9.900%
Security Service Power Rewards MasterCard
18.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Access Line Of Credit
16.240%
$0
Personal Line of Credit
11.500%
$0
Personal Signature Loans
14.000%
$0
60
Personal/Signature Loans
11.150%
$0
60 - 60
7.990%
$0 - $30,000
Preferred Personal Loan
10.000%
$0
60
Personal Loan
8.950%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
11.990%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
10.490%
$0
13.990%
$0
8.990%
$0
36
Personal Line of Credit
12.950% - 18.000%
$0
12.990%
$0
13 - 60
10.000%
$0
60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
9.500%
$0
10.490%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Loans Share Secured
5.990%
$0
48
8.950%
$0
1 - 60
13.740%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Division 819 Transit Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Division 819 Transit Employees Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Orlando Riley
CEO: Shirley King
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
186 Brookside Ave
Irvington, NJ 07111
Phone Number: 973-373-2332
Fax Number: 973-374-8558

Financials

Total Assets:
15,389,818
Total Amount of Shares and Deposits:
12,599,942
Total Shares and Deposits < 1 Year:
12,599,942
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,599,942
Total Interest Expense (Sum of items 6 8):
156,577
Number of Accounts for Regular Shares:
1,599
All other shares:
248
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,739,806
Total Liabilities:
12,669,282
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Division 819 Transit Employees Credit Union

Is a member application needed to join Division 819 Transit Employees Credit Union?

Yes, to access services at Division 819 Transit Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Division 819 Transit Employees Credit Union provides a range of mortgage and home equity products.

Is Division 819 Transit Employees Credit Union a safe place to deposit money?

Yes, Division 819 Transit Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Division 819 Transit Employees Credit Union offer online and mobile banking?

Most modern institutions like Division 819 Transit Employees Credit Union provide digital access including online balance checks and transfers.

Current Division 819 Transit Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions