What are the current interest rates at Domino Federal Credit Union?

Current rates for Domino Federal Credit Union include: 12-Month CD: 4.07%, 24-Month CD: 3.56%, 60-Month CD: 3.56%

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Domino Federal Credit Union

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Domino Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Domino Federal Credit Union?

Yes, to access services at Domino Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Domino Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Domino Federal Credit Union's top rates as of October 9, 2026 are 4.07% APY on its 12 month CD, personal loans from 10.68% APR, and credit cards from 7.90% APR, according to rates verified by MonitorBankRates. Other Domino Federal Credit Union CD rates include 6 month CD at 4.07%, 24 month CD at 3.56%, and 36 month CD at 3.56%. MonitorBankRates evaluates the financial stability of Domino Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.87%. Rates last updated and verified on 10/09/2026.

Domino Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Domino Federal Credit Union? Share your experience about Domino Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Domino Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.87%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Domino Federal Credit Union
Liberty Eylau

4702 S Lake Dr
Texarkana, TX 75501

https://www.dominofcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Domino Federal Credit Union CD Rates

Product	Rate	APY	Term
12 month Certificate	4.00%	4.07%	12 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82% Oct 9, 20264.07%▲ from 3.82% Sep 18, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
6 month Certificate	4.00%	4.07%	6 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82% Oct 9, 20264.07%▲ from 3.82% Sep 18, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
24 month Certificate	3.50%	3.56%	24 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 3.56% ▲ 0.06 pts · high 3.56% / low 3.50% Oct 9, 20263.56%▲ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
36 month Certificate	3.50%	3.56%	36 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24% Oct 9, 20263.56%▲ from 3.24% Sep 18, 20263.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
48 month Certificate	3.50%	3.56%	48 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24% Oct 9, 20263.56%▲ from 3.24% Sep 18, 20263.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
60 month Certificate	3.50%	3.56%	60 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.24% → 3.56% ▲ 0.32 pts · high 3.56% / low 3.24% Oct 9, 20263.56%▲ from 3.24% Sep 18, 20263.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Domino Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.45%	up to 48 months
Details As Low As; With approved Credit. APR=Annual Percentage Rate. Rate and terms are based on the vehicle year model, amount financed, and credit score. Rates and terms subject to change. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.45% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
New and Used Autos	-	-	4.95%	Up to 72 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
New and Used Autos	-	-	5.49%	Up to 84 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Domino Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New RVs and Boat, Motor, and Trailers Loan	-	5.65%	Up to 144 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.65% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
Used RVs and Boat, Motor, and Trailers Loan	-	5.70%	Up to 144 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.70% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Domino Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Secured Credit Cards	-	7.90%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
Visa Credit Cards	-	10.90%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Domino Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loans	10.68%	Up to 60 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.68% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Domino Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
New Misc. Collateral Loan	-	-	5.45%	Up to 72 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.45% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
Special Occasion Loans	-	-	7.50%	Up to 10 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%
Used Misc. Collateral Loan	-	-	6.45%	Up to 72 Months
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.45% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.87%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Domino Federal Credit Union’s Texas Ratio stayed near 1.00% in Q3 2023 to 0.87% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$87M	0.87%	5.0	A+
March 31, 2026	$86M	0.13%	5.0	A+
December 31, 2025	$83M	0.40%	5.0	A+
September 30, 2025	$82M	0.52%	5.0	A+
June 30, 2025	$83M	1.12%	5.0	A+
March 31, 2025	$83M	0.48%	5.0	A+
December 31, 2024	$82M	1.55%	5.0	A+
September 30, 2024	$83M	1.04%	5.0	A+
June 30, 2024	$84M	0.71%	5.0	A+
March 31, 2024	$84M	0.19%	5.0	A+
December 31, 2023	$82M	0.14%	5.0	A+
September 30, 2023	$82M	1.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Domino Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Domino Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Domino Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Domino Federal Credit Union

Website https://www.dominofcu.com

Address 4702 S Lake Dr, Texarkana, TX 75501

Phone 903-832-3906

Fax 903-838-2689

President Troy Ashmore

CEO Joy Waters

Full-Time Employees 21

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.87%

Return on Assets (ROA)

0.9764%

Return on Equity (ROE)

5.5689%

Non-Performing Loans Ratio (NPL)

0.35%

Total Assets

86,608,346

Total Amount of Shares and Deposits

71,021,385

Total Shares and Deposits < 1 Year

69,407,374

Total Shares and Deposits 1 3 Years

1,270,873

Total Shares and Deposits > 3 Years

343,138

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,207,505

Total Uninsured Shares and Deposits > $250K (F+J)

6,207,505

Total Insured Shares and Deposits > $250K (item 17 less item K)

64,813,880

Total Interest Expense (Sum of items 6 8)

496,533

Share Certificates

548

Number of Accounts for Share Drafts

3,586

IRA KEOGH Accounts

168

Number of Accounts for Regular Shares

5,716

All other shares

235

Net Income (unless the amount is already included in Undivided Earnings)

845,639

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,739,431

Total Liabilities

71,423,256

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Domino Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Domino Federal Credit Union

How many branches does Domino Federal Credit Union operate?

Domino Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Domino Federal Credit Union?

Yes, to access services at Domino Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Domino Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Domino Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Domino Federal Credit Union offer online and mobile banking?

Most modern institutions like Domino Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dominofcu.com.

Current Domino Federal Credit Union Rates

12-Month CD4.07%
24-Month CD3.56%
60-Month CD3.56%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Domino Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Domino Federal Credit Union Texas Ratio

Domino Federal Credit Union Health Trend

Domino Federal Credit Union CD Rates

Domino Federal Credit Union Auto Loan Rates

Domino Federal Credit Union RV, Boat and Powersport Loan Rates

Domino Federal Credit Union Credit Card Rates

Domino Federal Credit Union Personal Loan Rates

Domino Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Domino Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Domino Federal Credit Union

How many branches does Domino Federal Credit Union operate?

Is a member application needed to join Domino Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Domino Federal Credit Union offer online and mobile banking?

Current Domino Federal Credit Union Rates

Compare to Other Credit Unions