ELCO Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. ELCO Federal Credit Union Deposit Rates

ELCO Federal Credit Union12-month CD rates can be found at 2.02%, 6-month CD rates at 1.51% and 3-month CD rates at 2.00%. Savings rates are at 0.80% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to ELCO Federal Credit Union rates.

Compare ELCO Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ELCO Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

ELCO Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ELCO Federal Credit Union? Share your experience about ELCO Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ELCO Federal Credit Union.

Overall, ELCO Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
ELCO Federal Credit Union
ELCO FCU
50 Laurel Dr Bldg B
Elberton, GA 30635
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare ELCO Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Checking
5.10%
$5
Colorado Federal Savings Bank
Colorado Federal Savings Bank
36-Month CD
3.95%
$5,000
Interstate Bank
Interstate Bank
6-Month CD
3.94%
$500
State Bank of Bottineau
State Bank of Bottineau
12-Month CD
3.94%
$100
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
The Citizens Bank of Weston
The Citizens Bank of Weston
36-Month CD
3.80%
$500
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.75%
$1,000
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
Brattleboro S&L
Brattleboro S&L
6-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
The Bank of Tescott
The Bank of Tescott
12-Month CD
3.65%
$1,000
Seattle Bank
Seattle Bank
36-Month CD
3.60%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Lake Central Bank
Lake Central Bank
36-Month CD
3.34%
$1,000
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.12%
$500
FNB of Kansas
FNB of Kansas
48-Month CD
3.00%
$1,000
Rising Bank
Rising Bank
36-Month CD
2.75%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
The Bank of Landisburg
The Bank of Landisburg
12-Month CD
2.27%
$1,000
Elizabethton FSB
Elizabethton FSB
60-Month CD
2.15%
$1,000
Bank of Hartington
Bank of Hartington
12-Month CD
2.07%
$1,000
First Southern State Bank
First Southern State Bank
24-Month CD
2.02%
$500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD (Jumbo)
2.01%
$100,000
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Abington Bank
Abington Bank
24-Month CD
2.00%
$1,000
Security FSB
Security FSB
48-Month CD
1.65%
$500
JTNB
JTNB
18-Month CD
1.26%
$1,000
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Essex Savings Bank
Essex Savings Bank
60-Month CD
1.17%
$500
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
TruBank
TruBank
12-Month CD
1.10%
$500
Bank of Hindman
Bank of Hindman
12-Month CD
1.00%
$1,000
Federation Bank
Federation Bank
36-Month CD
0.95%
$500
Centennial Bank TN
Centennial Bank TN
Money Market
0.85%
$2,500
RBT Rollstone B&T
RBT Rollstone B&T
12-Month CD
0.75%
$500
Walden Savings Bank
Walden Savings Bank
6-Month CD
0.70%
$1,000
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Peoples Bank of Kentucky
Peoples Bank of Kentucky
36-Month CD
0.45%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month CD
0.30%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings
0.25%
$100
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
St. Ansgar State Bank
St. Ansgar State Bank
Money Market
0.10%
$2,500
Busey Bank
Busey Bank
60-Month CD
0.05%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Savings
0.03%
$25
Bank of Magnolia
Bank of Magnolia
Passbook Savings
0.03%
$25
Cleveland State Bank
Cleveland State Bank
Checking
0.01%
$1,000
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare ELCO Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.637%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.625%
6.146%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.170%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.500%
6.198%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.125%
6.267%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.250%
6.321%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.375%
6.444%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
6.375%
6.500%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.375%
6.522%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
7/1 ARM
6.125%
6.532%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare ELCO Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare ELCO Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have ELCO Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

ELCO Federal Credit Union Information

Credit Union Name: ELCO Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Kelly Gary
CEO: Joanne Dyal
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
50 Laurel Dr Bldg B
Elberton, GA 30635
Phone Number: 706-213-4186
Fax Number: 706-283-6601

ELCO Federal Credit Union Financials

Total Assets:
4,596,764
Total Amount of Shares and Deposits:
3,636,979
Total Shares and Deposits < 1 Year:
3,636,979
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,636,979
Total Interest Expense (Sum of items 6 8):
7,192
Share Certificates:
33
Number of Accounts for Regular Shares:
711
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
687,582
Total Liabilities:
3,689,294
Show More

ELCO Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Park Bank of Madison, Wisconsin, is offering two special certificates of deposit that earn some of the highest CD rates and CD yields currently available. The special CD rates are on the bank's 4 month certificate of deposit and 10 month certificate of deposit.
Ascencia Bank, an Internet bank headquartered in Louisville, KY, is advertising a Personal Savings Account and a Money Market Account that has tiered interest rates.

Bank or Credit Union Offers and Deals

Current Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45%
Wilshire State Bank Savings Account Yield 4.34%
Current Citibank CD Rates
Your best defense against loss: Take inventory of items in home
Home Savings Bank Lowers Internet CD Rates
Mortgage Rates Weekly Report: Short Term Mortgage Rates Tumble as Bond Yields Decline
Checklist for Opening a Savings Account
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35%
Mortgage Rates are Higher Once Again in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.84%, 15 Year Mortgage Rates at 4.21%
First Jersey Credit Union CD Rates & IRA CD Rates

Alternative Bank and Credit Union Offers to Explore

Investors Bank Mortgage Rates
Mortgage Rates: APY vs. APR
Mortgage Rates Fall and Applications Rise
CD Rates on 6 Month Certificates of Deposit Averaging 0.48%
Axos Bank CD Rates
Housing Relief in the Home Bailout Bill
Credit Union now Offering 1 Year CD Rates at 1.50%
Hartford, CT Auto Loan Rates
Mortgage Rates Mixed This Week as Debt Deal Talks Stall, House Votes on Plan B
Home Mortgage Interest Rates Increase: 30 Year Mortgage Interest Rates at 4.69%

ELCO Federal Credit Union Reviews

There are no reviews for ELCO Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for ELCO Federal Credit Union
Your Name:
Your Rating:

See how ELCO Federal Credit Union Compares to other credit unions