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Elliott Community Federal Credit Union Rates & Review April 2026

Elliott Community Federal Credit Union's 1 Year CD rates are at 2.50%, 6 Month CD rates are at 2.50%, 2 Year CD rates are at 2.25%, 3 Year CD rates are at 2.25%. Elliott Community Federal Credit Union's savings rates are at 0.02%. MonitorBankRates evaluates the financial stability of Elliott Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.53%. Rates were last updated on 04/17/2026.

Elliott Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elliott Community Federal Credit Union? Share your experience about Elliott Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Elliott Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.53%
Excellent Lower than avg
Elliott Community Federal Credit Union
Elliott Federal Credit Union
920 N 4th St
Jeannette, PA 15644
https://elliottfcu.com
Member NCUA

Elliott Community Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificate - 2.50% 1 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
6 Month Share Certificate - 2.50% 6 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
2 Year Share Certificate - 2.25% 2 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
3 Year Share Certificate - 2.25% 3 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Elliott Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.02%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Special Savings Account - 0.02%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Vacation Club - 0.02%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Elliott Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Cards - 9.90%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Elliott Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Elliott Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Elliott Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Elliott Community Federal Credit Union
Address 920 N 4th St, Jeannette, PA 15644
Phone 724-527-2822
Fax 724-527-2063
President Dallas Leonard
CEO James Benson
Full-Time Employees 20
Part-Time Employees 5
Branch Locations 5
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.53%
Return on Assets (ROA)
0.8707%
Return on Equity (ROE)
5.9297%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
52,764,269
Total Amount of Shares and Deposits
45,006,852
Total Shares and Deposits < 1 Year
44,281,111
Total Shares and Deposits 1 3 Years
725,741
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,006,852
Total Interest Expense (Sum of items 6 8)
119,668
Share Certificates
203
Number of Accounts for Share Drafts
2,509
IRA KEOGH Accounts
86
Number of Accounts for Regular Shares
7,706
Money Market Shares
260
Net Income (unless the amount is already included in Undivided Earnings)
139,425
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,686,258
Total Liabilities
45,016,801
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Elliott Community Federal Credit Union

Is Elliott Community Federal Credit Union a safe place to deposit money?

Yes, Elliott Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5266665186613%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Elliott Community Federal Credit Union operate?

Elliott Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Elliott Community Federal Credit Union?

Yes, to access services at Elliott Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Elliott Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Elliott Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Elliott Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Elliott Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://elliottfcu.com.

Current Elliott Community Federal Credit Union Rates

  • 12-Month CD2.50%
  • 24-Month CD2.25%
  • Savings0.02%
Retrieved from our database of financial products. Rates subject to change.