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iAdvertiser Disclosure
Advertiser Disclosure
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 Everence Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 20, 2026
Everence Federal Credit Union's 7 Month CD rates are at 3.90%, 60 Month Traditional CD terms rates are at 3.55%, 48 Month Traditional CD terms rates are at 3.50%, 60 Month Traditional CD terms rates are at 3.50%, 36 Month Traditional CD terms rates are at 3.45%. Everence Federal Credit Union's savings rates are at 0.15%. Everence Federal Credit Union's money market rates are at 1.00%. Everence Federal Credit Union's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Everence Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.19%. Rates last updated and verified on 09/20/2026. Everence Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Everence Federal Credit Union? Share your experience about Everence Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Everence Federal Credit Union. Everence Federal Credit Union
Administrative Center 2160 Lincoln Hwy E Ste 20
https://www.everence.com Lancaster, PA 17602 
Everence Federal Credit Union CD Rates
Everence Federal Credit Union Savings Rates
Everence Federal Credit Union Money Market Rates
Everence Federal Credit Union Checking Rates
Everence Federal Credit Union Home Equity & HELOC
Everence Federal Credit Union Personal Loan Rates
Financial Health HistoryEverence Federal Credit Union’s Texas Ratio rose from 2.87% in Q2 2023 to 4.19% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Everence Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Everence Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Everence Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Everence Federal Credit Union
Website
https://www.everence.com
Address
2160 Lincoln Hwy E Ste 20,
Lancaster, PA 17602
Phone
800-451-5719
Fax
717-735-8331
President
Steve Ropp
CEO
Kristen Heisey
Full-Time Employees
66
Part-Time Employees
17
Branch Locations
12
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.19%
Return on Assets (ROA)
0.2388%
Return on Equity (ROE)
2.8476%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
450,075,796
Total Amount of Shares and Deposits
414,755,191
Total Shares and Deposits < 1 Year
398,268,454
Total Shares and Deposits 1 3 Years
14,562,583
Total Shares and Deposits > 3 Years
1,924,154
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,646,186
Total Uninsured Shares and Deposits > $250K (F+J)
19,646,186
Total Insured Shares and Deposits > $250K (item 17 less item K)
395,109,005
Total Interest Expense (Sum of items 6 8)
2,022,299
Share Certificates
3,011
Number of Accounts for Share Drafts
13,512
IRA KEOGH Accounts
256
Number of Accounts for Regular Shares
36,581
All other shares
7,881
Money Market Shares
2,234
Net Income (unless the amount is already included in Undivided Earnings)
1,074,919
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,879,009
Total Liabilities
418,145,450
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Everence Federal Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Everence Federal Credit Union
Frequently Asked Questions About Everence Federal Credit UnionHow many branches does Everence Federal Credit Union operate?Everence Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Everence Federal Credit Union?Yes, to access services at Everence Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Everence Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Everence Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Everence Federal Credit Union offer online and mobile banking?Most modern institutions like Everence Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.everence.com. Current Everence Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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