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Evergreen Credit Union Portland, ME Rates & Review June 2026

Evergreen Credit Union Portland, ME's 6 month rates are at 3.80%, 6 month IRA CD rates are at 3.80%, 12 month rates are at 3.70%, 12 month IRA CD rates are at 3.70%, Ultimate Insured CD - 12 Mo. rates are at 3.60%. Evergreen Credit Union Portland, ME's savings rates are at 0.05%. Evergreen Credit Union Portland, ME's money market rates are at 0.40%. Evergreen Credit Union Portland, ME's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Evergreen Credit Union Portland, ME with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.69%. Rates were last updated on 06/11/2026.

Evergreen Credit Union Portland, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evergreen Credit Union Portland, ME? Share your experience about Evergreen Credit Union Portland, ME by leaving a review below, or read customer reviews before you decide to use Evergreen Credit Union Portland, ME.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.69%
Excellent Higher than avg
Evergreen Credit Union Portland, ME
Portland
225 Riverside St
Portland, ME 04103 1038
https://www.egcu.org
Member NCUA

Evergreen Credit Union Portland, ME CD Rates

Product Rate APY Term View More
6 month 3.73% 3.80% 6 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
6 month IRA Certificate 3.73% 3.80% 6 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
12 month 3.64% 3.70% 12 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
12 month IRA Certificate 3.64% 3.70% 12 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Share Certificate - 12 Mo. 3.54% 3.60% 12 Months
Min Balance $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
60 month 3.35% 3.40% 60 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
60 month IRA Certificate 3.35% 3.40% 60 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
48 month 3.30% 3.35% 48 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
48 month IRA Certificate 3.30% 3.35% 48 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
36 month 3.20% 3.25% 36 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
36 month IRA Certificate 3.20% 3.25% 36 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
24 month 3.15% 3.20% 24 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
24 month IRA Certificate 3.15% 3.20% 24 months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Saver Certificate - 12 month 2.77% 2.80% 12 Months
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Savings Rates

Product Rate APY View More
Business Share Savings - 0.05%
Min Deposit $5
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Christmas Club Share - 0.05%
Min Deposit $0
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Share Savings - 0.05%
Min Deposit $5
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Sprout Savings - 0.05%
Min Deposit $5
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Money Market Rates

Product Rate APY View More
APEX Business Money Market 2.28% 2.30%
Min Deposit $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market 2.08% 2.10%
Min Deposit $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Money Market 2.08% 2.10%
Min Balance $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Money Market 1.89% 1.90%
Min Deposit $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Business Money Market 1.49% 1.50%
Min Deposit $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market 1.49% 1.50%
Min Deposit $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Business Money Market 1.30% 1.30%
Min Deposit $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market 1.30% 1.30%
Min Deposit $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Money Market 1.30% 1.30%
Min Balance $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Money Market 1.30% 1.30%
Min Deposit $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Money Market 1.10% 1.10%
Min Balance $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Money Market 1.10% 1.10%
Min Deposit $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Business Money Market 0.50% 0.50%
Min Deposit $25,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market 0.50% 0.50%
Min Deposit $25,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
IRA Money Market 0.50% 0.50%
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Money Market 0.50% 0.50%
Min Balance $15,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Money Market 0.50% 0.50%
Min Deposit $15,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Business Money Market 0.40% 0.40%
Min Deposit $2,500
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market 0.40% 0.40%
Min Deposit $2,500
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Money Market 0.40% 0.40%
Min Balance $2,500
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Ultimate Insured Money Market 0.40% 0.40%
Min Deposit $2,500
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Checking Rates

Product Rate APY View More
Rise High-Yield Checking - Transactions: or more 5.83% 6.00%
Min Deposit $25
Details $1,500; Balances up to $10,000.00
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Rise High-Yield Checking - Transactions 2.96% 3.00%
Min Deposit $25
Details $750 - $1,499.99; Balances up to $10,000.00
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Rise High-Yield Checking 0.05% 0.05%
Min Deposit $25
Details Balances over $10,000.00
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Rise High-Yield Checking - Transactions: Less than 0.05% 0.05%
Min Deposit $25
Details $750.00; Balances up to $10,000.00
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Up to 60 months - - 6.00% 60 months
Details Loan-to-Value: 80%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Home Equity Line of Credit - - 6.25%
Details Loan-to-Value: Up to 80% loan-to-value
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Home Equity Up to 120 months - - 6.25% 120 months
Details Loan-to-Value: 80%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Home Equity Up to 180 months - - 6.50% 180 months
Details Loan-to-Value: 80%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Home Equity Up to 60 months - - 6.50% 60 months
Details Loan-to-Value: 85%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
Home Equity Home Improvement Loans - - 9.74% up to 72 months
Details Maximum Financing: $20,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Auto Loan Rates

Product Rate Points APR Term View More
1st Time Auto Loans - - 6.24% Up to 24 months
Details As Low As; Up to 100% financing
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
1st Time Auto Loans - - 6.49% Up to 36 months
Details As Low As; Up to 100% financing
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
1st Time Auto Loans - - 6.74% Up to 60 months
Details As Low As; Up to 100% financing
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Credit Card Rates

Product Rate APR View More
SunSelect Credit Card - 8.99%
Details As Low As; Regular APR: 8.99%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
APEX Business Credit Card - 9.99%
Details As Low As; Regular APR: 9.99%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
SunSelect Secured Credit Card - 11.99%
Details Regular APR: 11.99%
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Evergreen Credit Union Portland, ME Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.49%
Details As Low As; *
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%
TAP Personal Line of Credit - 11.75%
No additional details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Evergreen Credit Union Portland, ME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Evergreen Credit Union Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Evergreen Credit Union Portland, ME's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Evergreen Credit Union Portland, ME
Address 225 Riverside St, Portland, ME 04103 1038
Phone 207-221-5000
Fax 207-221-5017
President Rachel Green
CEO Jason Lindstrom
Full-Time Employees 122
Part-Time Employees 3
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.69%
Return on Assets (ROA)
0.7155%
Return on Equity (ROE)
9.6210%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
625,573,580
Total Amount of Shares and Deposits
572,205,352
Total Shares and Deposits < 1 Year
556,331,059
Total Shares and Deposits 1 3 Years
10,723,631
Total Shares and Deposits > 3 Years
5,150,662
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,875,269
Total Uninsured Shares and Deposits > $250K (F+J)
41,875,269
Total Insured Shares and Deposits > $250K (item 17 less item K)
530,330,083
Total Interest Expense (Sum of items 6 8)
6,161,623
Share Certificates
3,499
Number of Accounts for Share Drafts
27,173
IRA KEOGH Accounts
1,405
Number of Accounts for Regular Shares
40,675
Money Market Shares
2,845
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,247,044
Total Liabilities
579,050,677
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Evergreen Credit Union Portland, ME

How many branches does Evergreen Credit Union Portland, ME operate?

Evergreen Credit Union Portland, ME currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Evergreen Credit Union Portland, ME?

Yes, to access services at Evergreen Credit Union Portland, ME, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Evergreen Credit Union Portland, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Evergreen Credit Union Portland, ME provides members with tools to manage their accounts and build a solid financial history.

Does Evergreen Credit Union Portland, ME offer online and mobile banking?

Most modern institutions like Evergreen Credit Union Portland, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.egcu.org.

Current Evergreen Credit Union Portland, ME Rates

  • 12-Month CD2.80%
  • 24-Month CD3.20%
  • 60-Month CD3.40%
  • Savings0.05%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.