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First Nebraska Credit Union Rates & Review October 2026

First Nebraska Credit Union's top rates as of October 9, 2026 are 3.75% APY on its 12 Month initial term promo rate CD, 0.25% APY on savings, 0.50% APY on money market accounts, and auto loans from 4.70% APR, according to rates verified by MonitorBankRates. Other First Nebraska Credit Union CD rates include 12-mo. Term CDs at 3.75%, 6 Month initial term promo rate at 3.60%, and 6-mo. Term CDs at 3.60%. MonitorBankRates evaluates the financial stability of First Nebraska Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.77%. Rates last updated and verified on 10/09/2026.

First Nebraska Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Nebraska Credit Union? Share your experience about First Nebraska Credit Union by leaving a review below, or read customer reviews before you decide to use First Nebraska Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.77%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
First Nebraska Credit Union
Bedford Branch
10655 Bedford Ave
Omaha, NE 68134
https://www.firstnebraska.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

First Nebraska Credit Union CD Rates

Product Rate APY Term View More
12 Month initial term promo rate 3.70% 3.75% 12 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
12-mo. Term Share Certificates - 3.75% 12 months
Details initial term
Last Updated 10/09/2026
Rate History
No change since Oct 1, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 1, 2026: 3.75% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
6 Month initial term promo rate 3.55% 3.60% 6 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 22, 2026: 3.60% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
6-mo. Term Share Certificates - 3.60% 6 months
Details initial term
Last Updated 10/09/2026
Rate History
No change since Oct 1, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 1, 2026: 3.60% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
18 month REWARDS TERM SHARE 3.07% 3.10% 18 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 5 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
24 month REWARDS TERM SHARE 3.02% 3.05% 24 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
36 month REWARDS TERM SHARE 2.97% 3.00% 36 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
18 month TERM SHARE 2.97% 3.00% 18 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
48 month REWARDS TERM SHARE 2.92% 2.95% 48 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 5 times
2.45%2.95%3.45%Sep 14, 2026: 2.95% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
24 month TERM SHARE 2.92% 2.95% 24 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 4 times
2.45%2.95%3.45%Sep 18, 2026: 2.95% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
60 month REWARDS TERM SHARE 2.87% 2.90% 60 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
36 month TERM SHARE 2.87% 2.90% 36 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.90% APY · checked 4 times
2.40%2.90%3.40%Sep 18, 2026: 2.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
12 month REWARDS TERM SHARE 2.82% 2.85% 12 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 5 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
48 month TERM SHARE 2.82% 2.85% 48 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 18, 2026: 2.85% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
60 month TERM SHARE 2.77% 2.80% 60 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.80% APY · checked 4 times
2.30%2.80%3.30%Sep 18, 2026: 2.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
12 month TERM SHARE 2.72% 2.75% 12 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
9 month REWARDS TERM SHARE 2.58% 2.60% 9 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 5 times
2.10%2.60%3.10%Sep 14, 2026: 2.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
9 month TERM SHARE 2.48% 2.50% 9 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
6 month REWARDS TERM SHARE 2.33% 2.35% 6 Months
Min Balance $500
Details REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 5 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
6 month TERM SHARE 2.23% 2.25% 6 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 18, 2026: 2.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

First Nebraska Credit Union Savings Rates

Product Rate APY View More
SUPERSAVER FUND 1.74% 1.75%
Min Balance $25,000
Details Balance: $25,000 +
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.35% → 1.75% ▲ 0.40 pts · high 1.75% / low 1.35%
0.85%1.55%2.25%Sep 14, 2026: 1.35% APYOct 9, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.75%▲ from 1.35%
  • Sep 14, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SUPERSAVER FUND 1.49% 1.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.20% → 1.50% ▲ 0.30 pts · high 1.50% / low 1.20%
0.70%1.35%2.00%Sep 14, 2026: 1.20% APYOct 9, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.50%▲ from 1.20%
  • Sep 14, 20261.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SUPERSAVER FUND 1.24% 1.25%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.10% → 1.25% ▲ 0.15 pts · high 1.25% / low 1.10%
0.60%1.18%1.75%Sep 14, 2026: 1.10% APYOct 9, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.25%▲ from 1.10%
  • Sep 14, 20261.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SAVINGS 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000 +
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SAVINGS 0.12% 0.12%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.12% APY · checked 2 times
0.00%0.31%0.62%Sep 14, 2026: 0.12% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SAVINGS 0.07% 0.07%
Min Balance $1,000
Details Balance: $1,000 - $4,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 2 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
CHRISTMAS CLUB 0.05% 0.05%
Min Balance $100
Details Balance: $100+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SAVINGS 0.05% 0.05%
Min Balance $100
Details Balance: $100 - $999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
SAVVY SAVER 0.05% 0.05%
Min Deposit $5
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
VACATION CLUB 0.05% 0.05%
Min Balance $100
Details Balance: $100+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

First Nebraska Credit Union Checking Rates

Product Rate APY View More
Money Market Checking 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000 +
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.20% → 0.50% ▲ 0.30 pts · high 0.50% / low 0.20%
0.00%0.50%1.00%Sep 14, 2026: 0.20% APYOct 9, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20260.50%▲ from 0.20%
  • Sep 14, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
Money Market Checking 0.25% 0.25%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 0.25% ▲ 0.15 pts · high 0.25% / low 0.10%
0.00%0.38%0.75%Sep 14, 2026: 0.10% APYOct 9, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20260.25%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

First Nebraska Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Home Equity Line - - 6.49% 60 month
Details Term: 60 month draw period, then up to 84 months repayment; Published APR range: 6.49% to 9.50%. The APR is a fixed rate depending on CLTV and credit score. Payments based on 1.50% of outstanding balance at the end of statement cycle or $25 whichever is greater. Minimum payment may not repay principal which will result in a balloon payment at the end of the repay period. Credit Limit is dependent on the value of the subject property. For Loan lines up to $100,000, closing costs typically range between $225 and $1,000. The closing costs depend on the location of the property and the amount of the equity loan. Minimum advance is $300. Interest is charged from date of the loan advance and is calculated based on the balance owed each day.
Last Updated 10/09/2026
Rate History
No change since Oct 1, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Oct 1, 2026: 6.49% APROct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
HOME EQUITY LINE OF CREDIT (HELOC) (Variable Rate) 5.74% - 7.00% 120 month
Details Term: 120 month draw period; Intro for the first 12 months, then adjusts to Prime
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APRSep 22, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

First Nebraska Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.70%
Details As Low As; 2024 and newer
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 4.70% APR · checked 4 times
4.20%4.70%5.20%Sep 18, 2026: 4.70% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
Auto Loan - - 4.95%
Details As Low As; 2021-2023
Last Updated 10/09/2026
Rate History
2 changes since Sep 18, 2026 · 4.95% → 4.95% ▼ 0.00 pts · high 4.95% / low 4.70%
4.20%4.83%5.45%Sep 18, 2026: 4.95% APRSep 22, 2026: 4.70% APROct 1, 2026: 4.95% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20264.95%▲ from 4.70%
  • Sep 22, 20264.70%▼ from 4.95%
  • Sep 18, 20264.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

First Nebraska Credit Union Other Rates

Product Rate Points APY/APR Term View More
ADVANTAGE PLUS 1.99% - 2.00%
Min Balance $2,500
Details ADVANTAGE PLUS - *REQUIRES SECURE OR PREMIER CHECKING ACCOUNT RELATIONSHIP; Balance: $2,500 - $9,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.75% → 2.00% ▲ 0.25 pts · high 2.00% / low 1.75%
1.25%1.88%2.50%Sep 14, 2026: 1.75% APYOct 9, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.00%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
ADVANTAGE PLUS 2.18% - 2.20%
Min Balance $10,000
Details ADVANTAGE PLUS - *REQUIRES SECURE OR PREMIER CHECKING ACCOUNT RELATIONSHIP; Balance: $10,000 - $24,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.95% → 2.20% ▲ 0.25 pts · high 2.20% / low 1.95%
1.45%2.08%2.70%Sep 14, 2026: 1.95% APYOct 9, 2026: 2.20% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.20%▲ from 1.95%
  • Sep 14, 20261.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
ADVANTAGE PLUS 2.38% - 2.40%
Min Balance $25,000
Details ADVANTAGE PLUS - *REQUIRES SECURE OR PREMIER CHECKING ACCOUNT RELATIONSHIP; Balance: $25,000 - $99,999.99
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.15% → 2.40% ▲ 0.25 pts · high 2.40% / low 2.15%
1.65%2.28%2.90%Sep 14, 2026: 2.15% APYOct 9, 2026: 2.40% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.40%▲ from 2.15%
  • Sep 14, 20262.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
ADVANTAGE PLUS 2.57% - 2.60%
Min Balance $100,000
Details ADVANTAGE PLUS - *REQUIRES SECURE OR PREMIER CHECKING ACCOUNT RELATIONSHIP; Balance: $100,000.00 +
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.35% → 2.60% ▲ 0.25 pts · high 2.60% / low 2.35%
1.85%2.48%3.10%Sep 14, 2026: 2.35% APYOct 9, 2026: 2.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.60%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
PREMIER 0.95% - 0.95%
Min Balance $2,500
Details Balance: $2,500 - OVER (Standard dividend)
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.75% → 0.95% ▲ 0.20 pts · high 0.95% / low 0.75%
0.25%0.85%1.45%Sep 18, 2026: 0.75% APYOct 9, 2026: 0.95% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20260.95%▲ from 0.75%
  • Sep 18, 20260.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
PREMIER 0.95% - 0.95%
Min Balance $10,000
Details $10,000.01 - OVER (Premier Plus dividend rate**)
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.75% → 0.95% ▲ 0.20 pts · high 0.95% / low 0.75%
0.25%0.85%1.45%Sep 18, 2026: 0.75% APYOct 9, 2026: 0.95% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20260.95%▲ from 0.75%
  • Sep 18, 20260.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%
PREMIER 2.18% - 2.20%
Details Up to $10,000 (Premier Plus dividend rate**)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.00% → 2.20% ▲ 0.20 pts · high 2.20% / low 2.00%
1.50%2.10%2.70%Sep 14, 2026: 2.00% APYOct 9, 2026: 2.20% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.20%▲ from 2.00%
  • Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.77%

Financial Health History

First Nebraska Credit Union’s Texas Ratio rose from 1.89% in Q3 2023 to 3.77% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.2% 3.0★ 4.9% 4.0★ 6.5% 5.0★ Healthy zone – entire history below the 15% limit 1.89% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.77% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$184M3.77%5.0A+
March 31, 2026$183M1.98%5.0A+
December 31, 2025$182M2.09%5.0A+
September 30, 2025$181M3.00%5.0A+
June 30, 2025$184M4.80%5.0A+
March 31, 2025$187M1.95%5.0A+
December 31, 2024$183M2.15%5.0A+
September 30, 2024$182M4.05%5.0A+
June 30, 2024$180M2.15%5.0A+
March 31, 2024$182M1.81%5.0A+
December 31, 2023$185M2.66%5.0A+
September 30, 2023$185M1.89%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Nebraska Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Nebraska Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Nebraska Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Nebraska Credit Union
Address 10655 Bedford Ave, Omaha, NE 68134
Phone 402-492-9100
Fax 402-827-1573
President Phil Kottmeyer
CEO Dale Kovar
Full-Time Employees 50
Part-Time Employees 8
Branch Locations 5
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.77%
Return on Assets (ROA)
0.2537%
Return on Equity (ROE)
1.6152%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
184,161,333
Total Amount of Shares and Deposits
155,848,460
Total Shares and Deposits < 1 Year
154,142,018
Total Shares and Deposits 1 3 Years
1,417,063
Total Shares and Deposits > 3 Years
289,379
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,399,871
Total Uninsured Shares and Deposits > $250K (F+J)
6,399,871
Total Insured Shares and Deposits > $250K (item 17 less item K)
149,448,589
Total Interest Expense (Sum of items 6 8)
839,926
Share Certificates
1,267
Number of Accounts for Share Drafts
6,630
IRA KEOGH Accounts
383
Number of Accounts for Regular Shares
18,138
All other shares
454
Money Market Shares
303
Net Income (unless the amount is already included in Undivided Earnings)
467,182
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,505,145
Total Liabilities
156,632,704
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

First Nebraska Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About First Nebraska Credit Union

How many branches does First Nebraska Credit Union operate?

First Nebraska Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Nebraska Credit Union?

Yes, to access services at First Nebraska Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Nebraska Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Nebraska Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Nebraska Credit Union offer online and mobile banking?

Most modern institutions like First Nebraska Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstnebraska.org.

Current First Nebraska Credit Union Rates

  • 12-Month CD2.75%
  • 18-Month CD3.00%
  • 24-Month CD2.95%
  • 60-Month CD2.80%
  • Savings0.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.