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Gibbons and Reed Employees Federal Credit Union Rates and Review January 2026

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Gibbons and Reed Employees Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 2.53% and 3-month CD rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to Gibbons and Reed Employees Federal Credit Union rates.

Compare Gibbons and Reed Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Gibbons and Reed Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Gibbons and Reed Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Gibbons and Reed Employees Federal Credit Union? Share your experience about Gibbons and Reed Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gibbons and Reed Employees Federal Credit Union.

Overall, Gibbons and Reed Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Gibbons and Reed Employees Federal Credit Union
Warm Springs
1000 N Warm Springs Rd
Salt Lake City, UT 84116
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
9-Month CD (No Penalty)
4.00%
$1,000
Blue Axis Edge Savings
3.80%
$5
Statement Savings
3.75%
$500
18-Month CD
3.75%
$250
60-Month CD
3.56%
$500
6-Month CD
3.53%
$2,500
12-Month CD
3.50%
$1,000
60-Month CD
3.40%
$2,000
24-Month CD
3.28%
$1,000
6-Month CD
3.17%
$500
ManageMINT Emerald Money Market
3.10%
$250,000
36-Month CD
3.10%
$500
Rewards Checking
3.05%
$1
24-Month CD
2.90%
$500
18-Month CD
2.75%
$500
48-Month CD
2.65%
$500
36-Month CD
2.60%
$500
60-Month CD
2.51%
$1,000
18-Month CD
2.50%
$1,000
24-Month CD
2.00%
$500
60-Month CD
1.50%
$500
24-Month CD
1.25%
$500
24-Month CD
1.25%
$1,000
24-Month CD
1.10%
$500
12-Month CD
1.00%
$500
48-Month CD
1.00%
$1,000
6-Month CD
0.75%
$1,000
Checking
0.70%
$50
60-Month CD
0.70%
$2,500
36-Month CD
0.70%
$2,500
12-Month CD
0.60%
$1,000
60-Month CD
0.60%
$200
Money Market
0.60%
$0
24-Month CD
0.42%
$1,000
60-Month CD
0.40%
$500
6-Month CD
0.40%
$500
48-Month CD
0.40%
$500
60-Month CD
0.35%
$1,000
12-Month CD
0.30%
$500
36-Month CD
0.30%
$1,000
24-Month CD
0.25%
$2,500
12-Month CD
0.20%
$1,000
3-Month CD
0.20%
$2,500
12-Month CD
0.10%
$1,000
Regular Savings
0.08%
$50
UNITY Money Market
0.05%
$500
3-Month CD
0.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.125%
6.219%
0.000
7/1 ARM
7.000%
7.111%
0.000
30 Year Fixed
5.875%
5.916%
0.000
6.000%
6.059%
0.000
20 Year Fixed
7.125%
7.527%
0.000
6.000%
5.892%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.625%
5.787%
0.000
5.875%
5.975%
0.000
30-Year Fixed
6.000%
6.162%
1.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.625%
5.721%
0.000
10 Year Fixed
5.500%
5.938%
0.000
30-Year Fixed
6.000%
6.034%
0.000
15-Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.125%
5.421%
0.000
20-Year Fixed
6.000%
6.097%
0.000
6.125%
6.326%
0.000
5.750%
7.634%
0.000
5.125%
5.637%
0.250
5.375%
5.860%
0.000
5.875%
5.992%
1.000
5.125%
5.389%
0.000
20-Year Fixed
5.500%
5.627%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.500%
5.545%
0.500
30-Year Fixed Jumbo
6.750%
6.825%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
30-Year Fixed
5.875%
5.935%
0.000
15-Year Fixed
5.625%
5.697%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.750%
5.907%
0.000
5.625%
5.769%
0.000
5.250%
6.580%
0.000
5.875%
6.023%
0.125
5.500%
5.640%
0.000
30-Year Fixed
7.125%
7.126%
0.000
30 Year Fixed
6.375%
6.670%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
3.990%
4.357%
0.750
15-Year Fixed
5.125%
5.389%
1.000
15 Year Fixed
5.550%
5.643%
0.000
10 Year Fixed
5.750%
5.883%
0.000
5.500%
5.561%
0.000
4.240%
7.689%
0.000
6.000%
6.403%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.300%
5.433%
0.000
15 Year Fixed
5.375%
5.608%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Gold
15.400%
14.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
10.150%
Visa Classic Card
12.900%
No annual fee
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Academic VISA® Platinum
10.900%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
VISA® Classic
12.960%
Visa Student Rewards Card
17.990%
Classroom Supply Visa
8.500%
16.490% - 17.990%
16.200%
13.900%
16.240% - 27.240%
Prime Platinum Visa Credit Card
11.500%
14.240%
Business Select Credit Card Mastercard
18.000%
Visa Secure Card
13.740%
Visa Platinum Rewards
14.900%
18.000%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.500%
$0
48 - 48
Signature (Unsecured) Loan
11.040%
$0
1 - 24
8.990%
$0
36
Line of Credit
13.700%
$0
10.490%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Unsecured Signature Loan
10.250%
$0
25 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.990%
$0
Consolidation Loans
14.850%
$0
37 - 60
9.200% - 17.950%
$0 - $500
48 - 48
11.900%
$0 - $15,000
24 - 60
Signature Loans
12.990%
$0
48
Personal Loan
11.760%
$0
9.990%
$0
1 - 60
17.900%
$0 - $500
10.490%
$0
Gold Star Loan
14.200%
$0
48
Term Line of Credit 84 months
8.000%
$0
Preferred Personal Loan
10.000%
$0
60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
11.240%
$0 - $10,000
60 - 60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
12.740%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Gibbons and Reed Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Gibbons and Reed Employees Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Mark Greenwood
CEO: L William Christopherson
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1000 N Warm Springs Rd
Salt Lake City, UT 84116
Phone Number: 801-322-4010
Fax Number: 801-322-5419

Financials

Total Assets:
6,724,609
Total Amount of Shares and Deposits:
5,582,817
Total Shares and Deposits < 1 Year:
5,582,818
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,582,817
Total Interest Expense (Sum of items 6 8):
29,190
Number of Accounts for Regular Shares:
704
All other shares:
555
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
956,870
Total Liabilities:
5,592,617
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Gibbons and Reed Employees Federal Credit Union

Is a member application needed to join Gibbons and Reed Employees Federal Credit Union?

Yes, to access services at Gibbons and Reed Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Gibbons and Reed Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Gibbons and Reed Employees Federal Credit Union a safe place to deposit money?

Yes, Gibbons and Reed Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Gibbons and Reed Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Gibbons and Reed Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Gibbons and Reed Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions