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IDB Global Federal Credit Union Rates & Review September 2026

IDB Global Federal Credit Union's 12 Month CDs rates are at 3.55%, 12 Month CDs rates are at 3.50%, 6 Month CDs rates are at 3.50%, 12 Month CDs rates are at 3.45%, 18 Month CDs rates are at 3.45%. IDB Global Federal Credit Union's savings rates are at 0.05%. IDB Global Federal Credit Union's 5/1 ARM rates are at 4.99%, Adjustable-Rate Mortgages (ARM) - 5/1 ARM rates are at 4.99%, 10/1 ARM rates are at 5.88%, 7/1 ARM rates are at 5.62%, Adjustable-Rate Mortgages (ARM) - 10/1 ARM rates are at 5.88%. IDB Global Federal Credit Union's Personal Loan Rates are as low as 6.50%. IDB Global Federal Credit Union's Credit Card Rates are at 10.75%. MonitorBankRates evaluates the financial stability of IDB Global Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.88%. Rates last updated and verified on 09/21/2026.

IDB Global Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IDB Global Federal Credit Union? Share your experience about IDB Global Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IDB Global Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.88%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
IDB Global Federal Credit Union
Main Office IDB Global FCU
1300 New York Ave NW
Washington, DC 20577-0001
https://www.idbglobalfcu.org
Member NCUA

IDB Global Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificates 3.49% 3.55% 12 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
12 Month Share Certificates 3.45% 3.50% 12 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
6 Month Share Certificates 3.45% 3.50% 6 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
12 Month Share Certificates 3.40% 3.45% 12 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
18 Month Share Certificates 3.40% 3.45% 18 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
6 Month Share Certificates 3.40% 3.45% 6 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
6 Month Share Certificates 3.35% 3.40% 6 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
18 Month Share Certificates 3.30% 3.35% 18 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
24 Month Share Certificates 3.30% 3.35% 24 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
18 Month Share Certificates 3.25% 3.30% 18 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
24 Month Share Certificates 3.25% 3.30% 24 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
30 Month Share Certificates 3.25% 3.30% 30 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
36 Month Share Certificates 3.25% 3.30% 36 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
48 Month Share Certificates 3.25% 3.30% 48 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
24 Month Share Certificates 3.20% 3.25% 24 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
30 Month Share Certificates 3.20% 3.25% 30 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
60 Month Share Certificates 3.20% 3.25% 60 months
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
36 Month Share Certificates 3.15% 3.20% 36 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
48 Month Share Certificates 3.15% 3.20% 48 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
30 Month Share Certificates 3.11% 3.15% 30 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
36 Month Share Certificates 3.11% 3.15% 36 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
48 Month Share Certificates 3.11% 3.15% 48 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
60 Month Share Certificates 3.11% 3.15% 60 months
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
60 Month Share Certificates 3.06% 3.10% 60 months
Min Balance $1,000
Details Balance: $1,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
4 Year Step-Up Share Certificates 2.86% 2.90% 4-years Step-Up
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
5 Year Step-Up Share Certificates 2.81% 2.85% 5-years Step-Up
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Savings Rates

Product Rate APY View More
High-Yield Share Savings Account 1.25% 1.26%
Min Balance $500,000
Details Balance: $500,000 - n/a
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
High-Yield Share Savings Account 1.00% 1.00%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
High-Yield Share Savings Account 0.75% 0.75%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
High-Yield Share Savings Account 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Primary Share Savings Account 0.10% 0.10%
Min Deposit $50
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Share Savings 0.10% 0.10%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
High-Yield Share Savings Account 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking Account 0.05% 0.05%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5/1 ARM 4.99% - 6.23% 5 Years
Details Term: Initial Fixed Period (First 5 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Adjustable-Rate Mortgages (ARM) - 5/1 ARM 4.99% - 6.23% 5 Years
Details Term: Initial Fixed Period (First 5 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
10/1 ARM 5.88% - 6.31% 10 Years
Details Term: Initial Fixed Period (First 10 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
7/1 ARM 5.63% - 6.33% 7 Years
Details Term: Initial Fixed Period (First 7 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Adjustable-Rate Mortgages (ARM) - 10/1 ARM 5.88% - 6.35% 10 Years
Details Term: Initial Fixed Period (First 10 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Adjustable-Rate Mortgages (ARM) - 7/1 ARM 5.63% - 6.39% 7 Years
Details Term: Initial Fixed Period (First 7 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
3/1 ARM 5.38% - 6.58% 3 Years
Details Term: Initial Fixed Period (First 3 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Adjustable-Rate Mortgages (ARM) - 3/1 ARM 5.38% - 6.67% 3 Years
Details Term: Initial Fixed Period (First 3 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
3/3 ARM 5.38% - 6.76% 3 Years
Details Term: Initial Fixed Period (First 3 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Adjustable-Rate Mortgages (ARM) - 3/3 ARM 5.38% - 6.85% 3 Years
Details Term: Initial Fixed Period (First 3 Years)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 1st Residence - 1st Deed - 50% CLTV - - 5.75%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 1st Deed - 60% CLTV - - 6.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 1st Deed - 70% CLTV - - 6.25%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 1st Deed - 80% CLTV - - 6.50%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 2nd Deed - 50% CLTV - - 6.50%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 2nd Deed - 60% CLTV - - 6.75%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 1st Deed - 50% LTV - - 6.75%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 2nd Deed - 70% CLTV - - 7.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 1st Deed - 60% LTV - - 7.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 1st Residence - 2nd Deed - 80% CLTV - - 7.25%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 1st Deed - 70% LTV - - 7.25%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 1st Deed - 80% LTV - - 7.50%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 2nd Deed - 50% LTV - - 7.50%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 2nd Deed - 60% LTV - - 7.75%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 2nd Deed - 70% LTV - - 8.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Home Equity 2nd Home - NOO - 2nd Deed - 80% LTV - - 8.25%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 3.25% 24 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 3.25% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 3.50% 24 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 3.50% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 3.75% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 4.00% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 4.25% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 4.50% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 4.75% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 5.00% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-New Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 5.25% 84 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Auto Loan-Used Vehicle (Fixed Rate) - APR - From 81% to 100% LTV Ratio - - 5.50% 84 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic - 10.75%
Details Regular APR: 10.750%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Visa Platinum - 13.25%
Details Regular APR: 13.250%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan - Variable Rate 6.50% 24 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 6.75% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan NCOF 6.75% 84 months
Details Margin: 3.000%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 7.00% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 7.25% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 8.25% 12 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 8.75% 24 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 9.25% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 9.75% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan - Variable Rate 10.25% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Personal Loan NCOF 15.88% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

IDB Global Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
5/1 ARM - - 6.23% 5 years
Details Enjoy a lower initial fixed rate for 5 years with greater flexibility over time.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Country Office Loan International Variable Rate Disclosure - - 6.75% 84 months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Country Office Loans - - 15.88%
Details Access financing designed for your needs in your country of residence.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Educational Line of Credit - - 7.75% 120 months
Details Margin: 4.000%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Family Support Loans - - 6.25%
Details Support your family when they need it most with financing designed to help, even from afar.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Special Educational Advance Loan - - 6.75% 15 months
Details Interest only; principal due at maturity
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%
Kasasa Cash Rewards Checking - - 5.00%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $10,000.00; 4.00% or 5.00% APY up to $10,000 depending on qualifications met.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.88%

Financial Health History

IDB Global Federal Credit Union’s Texas Ratio rose from 0.33% in Q2 2023 to 0.88% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1.1% 3.0★ 1.6% 4.0★ 2.1% 5.0★ Healthy zone – entire history below the 15% limit 0.33% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.88% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$846M0.88%5.0A+
December 31, 2025$826M1.59%5.0A+
September 30, 2025$821M0.98%5.0A+
June 30, 2025$825M0.80%5.0A+
March 31, 2025$823M0.43%5.0A+
December 31, 2024$803M0.80%5.0A+
September 30, 2024$800M0.83%5.0A+
June 30, 2024$788M0.33%5.0A+
March 31, 2024$800M0.37%5.0A+
December 31, 2023$794M0.48%5.0A+
September 30, 2023$777M0.62%5.0A+
June 30, 2023$780M0.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for IDB Global Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IDB Global Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IDB Global Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IDB Global Federal Credit Union
Address 1300 New York Ave NW, Washington, DC 20577-0001
Phone 202-623-3363
Fax 202-623-3339
President Claudia Franco
CEO William (Chip) Lusk, Jr.
Full-Time Employees 57
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.88%
Return on Assets (ROA)
0.1175%
Return on Equity (ROE)
0.9648%
Non-Performing Loans Ratio (NPL)
0.16%
Total Assets
846,328,463
Total Amount of Shares and Deposits
718,509,772
Total Shares and Deposits < 1 Year
675,025,352
Total Shares and Deposits 1 3 Years
24,521,415
Total Shares and Deposits > 3 Years
18,963,004
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
170,683,003
Total Uninsured Shares and Deposits > $250K (F+J)
170,683,003
Total Insured Shares and Deposits > $250K (item 17 less item K)
547,826,769
Total Interest Expense (Sum of items 6 8)
2,944,909
Share Certificates
3,238
Number of Accounts for Share Drafts
14,341
Number of Accounts for Regular Shares
16,216
Net Income (unless the amount is already included in Undivided Earnings)
994,516
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
46,678,600
Total Liabilities
749,352,395
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About IDB Global Federal Credit Union

How many branches does IDB Global Federal Credit Union operate?

IDB Global Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IDB Global Federal Credit Union?

Yes, to access services at IDB Global Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IDB Global Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IDB Global Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IDB Global Federal Credit Union offer online and mobile banking?

Most modern institutions like IDB Global Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.idbglobalfcu.org.

Current IDB Global Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.30%
  • 24-Month CD3.25%
  • 60-Month CD2.85%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.