MonitorBankRates
  1. Home
  2. Credit Unions
  3. Interfaith Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Interfaith Federal Credit Union Rates & Review April 2026

Interfaith Federal Credit Union's 60-Mo Trad/Roth IRA CD (Fixed) rates are at 3.20%, 24-Mo Trad/Roth IRA CD (Fixed) rates are at 3.00%. MonitorBankRates evaluates the financial stability of Interfaith Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.60%. Rates were last updated on 04/25/2026.

Interfaith Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interfaith Federal Credit Union? Share your experience about Interfaith Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Interfaith Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.60%
Excellent Lower than avg
Interfaith Federal Credit Union
Interfaith FCU
9040 Benson Ave
Montclair, CA 91763
https://www.interfaithfcu.org
Member NCUA

Interfaith Federal Credit Union CD Rates

Product Rate APY Term View More
60-Mo Trad/Roth IRA CD (Fixed) 3.15% 3.20%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%
24-Mo Trad/Roth IRA CD (Fixed) 2.96% 3.00%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%

Interfaith Federal Credit Union Savings Rates

Product Rate APY View More
Xtreme Savers - 5.00%
Min Deposit $5
Min Balance $5,000
Details Effective June 1, 2025; APY=Annual percentage yield. Xtreme Savers account will earn 5.00% APY on the first $5,000; funds beyond this amount will earn the regular dividend rate for membership share savings.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%

Interfaith Federal Credit Union Credit Card Rates

Product Rate APR View More
Corporate Elite Visa - 7.99%
No additional details.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%
Visa Credit - 11.75%
Details As Low As
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%
Visa Platinum - 11.75%
No additional details.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%
Shared Secured Visa - 13.10%
No additional details.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%
Visa Classic - 16.00%
No additional details.
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.60%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Interfaith Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Interfaith Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Interfaith Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Interfaith Federal Credit Union
Address 9040 Benson Ave, Montclair, CA 91763
Phone 909-946-4096
Fax 909-981-7055
President Anthony Boger
CEO Rick Menjivar
Full-Time Employees 24
Part-Time Employees 5
Branch Locations 5
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.60%
Return on Assets (ROA)
0.6231%
Return on Equity (ROE)
5.4071%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
132,798,312
Total Amount of Shares and Deposits
117,031,494
Total Shares and Deposits < 1 Year
112,274,651
Total Shares and Deposits 1 3 Years
3,169,035
Total Shares and Deposits > 3 Years
1,587,808
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,663,797
Total Uninsured Shares and Deposits > $250K (F+J)
8,663,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
108,367,697
Total Interest Expense (Sum of items 6 8)
911,838
Share Certificates
818
Number of Accounts for Share Drafts
2,950
IRA KEOGH Accounts
265
Number of Accounts for Regular Shares
5,570
All other shares
53
Money Market Shares
264
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,591,553
Total Liabilities
117,495,187
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Interfaith Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Interfaith Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Interfaith Federal Credit Union

Is Interfaith Federal Credit Union a safe place to deposit money?

Yes, Interfaith Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5952950786196%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Interfaith Federal Credit Union operate?

Interfaith Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Interfaith Federal Credit Union?

Yes, to access services at Interfaith Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Interfaith Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Interfaith Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Interfaith Federal Credit Union offer online and mobile banking?

Most modern institutions like Interfaith Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.interfaithfcu.org.