What are the current interest rates at Jeanne D Arc Credit Union?

Current rates for Jeanne D Arc Credit Union include: 12-Month CD: 1.50%, 18-Month CD: 3.50%, 24-Month CD: 4.25%, 60-Month CD: 2.50%, Savings: 8.00%, MMA: 2.75%

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Jeanne D Arc Credit Union

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Jeanne D Arc Credit Union Rates & Review October 2026

Q: Is a member application needed to join Jeanne D Arc Credit Union?

Yes, to access services at Jeanne D Arc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jeanne D Arc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Jeanne D Arc Credit Union's top rates as of October 9, 2026 are 4.25% APY on its 24 month - SPECIAL OFFER CD of Deposit, 8.00% APY on savings, 2.75% APY on money market accounts, 0.25% APY on checking, 5.88% on its 5/1 ARM mortgage, auto loans from 5.99% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other Jeanne D Arc Credit Union CD rates include Business CDs of Deposit - 24 month at 4.25%, 17 month - SPECIAL OFFER CD of Deposit at 4.15%, and Business CDs of Deposit - 17 month at 4.15%. Other Jeanne D Arc Credit Union mortgage rates include 10 Year Fixed at 6.25%, 15 Year Fixed at 6.50%, and 7/1 ARM at 5.99%. MonitorBankRates evaluates the financial stability of Jeanne D Arc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.58%. Rates last updated and verified on 10/09/2026.

Jeanne D Arc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jeanne D Arc Credit Union? Share your experience about Jeanne D Arc Credit Union by leaving a review below, or read customer reviews before you decide to use Jeanne D Arc Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.58%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Jeanne D Arc Credit Union
Main Office

581 Merrimack St
Lowell, MA 01854-3908

https://www.jdcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Jeanne D Arc Credit Union CD Rates

Product	Rate	APY	Term
24 month - SPECIAL OFFER Certificate of Deposit	4.169%	4.25%	24 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. This certificate is available with a one-time bump-up option. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.65% → 4.25% ▲ 0.60 pts · high 4.25% / low 3.65% Sep 22, 20264.25%▲ from 3.65% Sep 18, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
17 month - SPECIAL OFFER Certificate of Deposit	4.073%	4.15%	17 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
9 month - SPECIAL OFFER Certificate of Deposit	3.928%	4.00%	9 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90% Sep 22, 20264.00%▲ from 3.90% Sep 18, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
42 month Certificate of Deposit	3.687%	3.75%	42 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
36 month - SPECIAL OFFER Certificate of Deposit	3.59%	3.65%	36 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
18 month - SPECIAL OFFER Certificate of Deposit	3.445%	3.50%	18 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
6 month - SPECIAL OFFER Certificate of Deposit	3.445%	3.50%	6 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
60 month Certificate of Deposit	2.472%	2.50%	60 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
48 month Certificate of Deposit	2.227%	2.25%	48 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
30 month Certificate of Deposit	1.982%	2.00%	30 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
12 month Certificate of Deposit	1.49%	1.50%	12 Months
Min Deposit $250 Min Balance $250 Details A $250.00 minimum balance and $5.00 membership account are required to open a Certificate of Deposit. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificates of Deposit - 24 month	4.169%	4.25%	24 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER; This certificate is available with a one-time bump-up option. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.65% → 4.25% ▲ 0.60 pts · high 4.25% / low 3.65% Sep 22, 20264.25%▲ from 3.65% Sep 18, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 17 month	4.073%	4.15%	17 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 9 month	3.928%	4.00%	9 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90% Sep 22, 20264.00%▲ from 3.90% Sep 18, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 42 month	3.687%	3.75%	42 Months
Min Deposit $250 Min Balance $250 Details This certificate is available with a one-time bump-up option. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 36 month	3.59%	3.65%	36 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 18 month	3.445%	3.50%	18 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 6 month	3.445%	3.50%	6 Months
Min Deposit $250 Min Balance $250 Details SPECIAL OFFER Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 60 month	2.472%	2.50%	60 Months
Min Deposit $250 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 48 month	2.227%	2.25%	48 Months
Min Deposit $250 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 30 month	1.982%	2.00%	30 Months
Min Deposit $250 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 12 month	1.49%	1.50%	12 Months
Min Deposit $250 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Savings Rates

Product	Rate	APY
M3 Money Club	7.721%	8.00%
Min Deposit $5 Details APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Senior Statement Savings	7.721%	8.00%
Min Deposit $5 Details APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
StartStrong Savings	7.721%	8.00%
Min Deposit $5 Details APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Statement Savings	7.721%	8.00%
Min Deposit $5 Details APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.648%	0.65%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.598%	0.60%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.549%	0.55%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.549%	0.55%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.499%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
M3 Money Club	0.05%	0.05%
Min Deposit $5 Details The M3TM Money Club Savings is available to children Newborn through age 12. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 8.00% → 0.05% ▼ 7.95 pts · high 8.00% / low 0.05% Sep 22, 20260.05%▼ from 8.00% Sep 18, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
WinStrong Savings Account	0.05%	0.05%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings Account	0.05%	0.05%
Min Balance $25 Details Balance: Any Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings	0.648%	0.65%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.598%	0.60%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.549%	0.55%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.549%	0.55%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Money Market Savings	0.499%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999.99; APY= Annual Percentage Yield. Rates are effective as of March 31, 2023, and are subject to change, after account opening, without notice. Requires a $1,000 minimum balance to open the account and you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Demand	2.716%	2.75%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	1.736%	1.75%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	1.243%	1.25%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	0.747%	0.75%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	0.499%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999.99; A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Checking Rates

Product	Rate	APY	View More
Premier Checking	0.05%	0.05%
Min Deposit $25 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Checking Rates

Product	Rate	APY
Business BuildStrong Checking	0.25%	0.25%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; First check order is free for standard checks or $50 rebate for business checks. APY = Annual Percentage Yield. Rates are effective as of March 15, 2021, and are subject to change, after account opening, without notice. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; First check order is free for standard checks or $50 rebate for business checks. APY = Annual Percentage Yield. Rates are effective as of March 15, 2021, and are subject to change, after account opening, without notice. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.15%	0.15%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $10,000 - $24,999.99; First check order is free for standard checks or $50 rebate for business checks. APY = Annual Percentage Yield. Rates are effective as of March 15, 2021, and are subject to change, after account opening, without notice. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.15%	0.15%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; First check order is free for standard checks or $50 rebate for business checks. APY = Annual Percentage Yield. Rates are effective as of March 15, 2021, and are subject to change, after account opening, without notice. Fees could reduce earnings on the account. A $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10 Year Fixed	6.25%	-	6.302%	10 years
No additional details. Last Updated 10/09/2026 Rate History 2 changes since Sep 16, 2026 · 5.79% → 6.30% ▲ 0.51 pts · high 6.30% / low 5.79% Oct 5, 20266.30%▲ from 5.93% Oct 1, 20265.93%▲ from 5.79% Sep 16, 20265.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
15 Year Fixed	6.50%	-	6.537%	15 years
No additional details. Last Updated 10/09/2026 Rate History 2 changes since Sep 16, 2026 · 6.04% → 6.54% ▲ 0.50 pts · high 6.54% / low 6.04% Oct 5, 20266.54%▲ from 6.16% Oct 1, 20266.16%▲ from 6.04% Sep 16, 20266.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
7/1 ARM	5.99%	0%	6.619%
Details Condition: First 84 / Next 276. Initial/Annual/Lifetime Rate Caps: 2% / 2% / 5%; Margin/index: 2.75% / 4.48% Last Updated 10/09/2026 Rate History 1 change since Sep 24, 2026 · 6.44% → 6.62% ▲ 0.18 pts · high 6.62% / low 6.44% Oct 1, 20266.62%▲ from 6.44% Sep 24, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
5/1 ARM	5.875%	0%	6.722%
Details Condition: First 60 / Next 300. Initial/Annual/Lifetime Rate Caps: 2% / 2% / 5%; Margin/index: 2.75% / 4.48% Last Updated 10/09/2026 Rate History 2 changes since Sep 24, 2026 · 6.48% → 6.72% ▲ 0.25 pts · high 6.72% / low 6.48% Oct 5, 20266.72%▲ from 6.67% Oct 1, 20266.67%▲ from 6.48% Sep 24, 20266.48%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
30 Year Fixed	6.99%	-	7.013%	30 years
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 6.90% → 7.01% ▲ 0.12 pts · high 7.01% / low 6.90% Oct 1, 20267.01%▲ from 6.90% Sep 16, 20266.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit ADVANTAGE	-	-	6.00%	20 years
Details Term: 20 years (10-year draw/10-year repayment period); Prime - 1.00% variable rate; Minimum rate of 4.50% and maximum rate of 18.00%. Other rates and terms available based on creditworthiness and other factors. Home Owners Insurance is required. Minimum line amount $10,000 and maximum line amount $250,000. Minimum $10,000 advance required at account opening. Last Updated 10/09/2026 Rate History 3 changes since Sep 16, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75% Oct 2, 20266.00%▲ from 5.75% Sep 22, 20265.75%▼ from 6.00% Sep 18, 20266.00%▲ from 5.75% Sep 16, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Line of Credit	7.00%	-	7.00%	20 Year
Details Term: 20 Year (10-year draw/10-year repayment period); Rate: Prime + 0.00%; Maximum rate of 18.00%. Other rates and terms available based on creditworthiness and other factors. Home Equity Lines of Credit are only available in the states of Massachusetts and parts of New Hampshire. Home Owners Insurance is required. Minimum line amount $10,000 and maximum line amount $250,000. Last Updated 10/09/2026 Rate History 3 changes since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 22, 20266.75%▼ from 7.00% Sep 18, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 10 Year	7.49%	-	7.49%	10 years
Details Rates As Low As; Home Equity Loans are only available in the states of Massachusetts and parts of New Hampshire. $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 15 Year	7.74%	-	7.74%	15 years
Details Rates As Low As; Home Equity Loans are only available in the states of Massachusetts and parts of New Hampshire. $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 20 Year	7.74%	-	7.74%	20 years
Details Rates As Low As; Home Equity Loans are only available in the states of Massachusetts and parts of New Hampshire. $5.00 Membership Account Required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Auto Loans	-	-	5.99%	36 months
Details Model Year: 2026 - 2022; Stated rates are .50% higher without automatic payments from a JDCU account. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99% Oct 5, 20265.99%▲ from 4.99% Sep 16, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	48 Months
Details Model Year: 2026 - 2022; Stated rates are .50% higher without automatic payments from a JDCU account. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99% Oct 5, 20265.99%▲ from 4.99% Sep 16, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	65 Months
Details Model Year: 2026 - 2022; Stated rates are .50% higher without automatic payments from a JDCU account. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 5.75% → 5.99% ▲ 0.24 pts · high 5.99% / low 5.75% Oct 5, 20265.99%▲ from 5.75% Sep 16, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	75 Months
Details Model Year: 2026 - 2022; Stated rates are .50% higher without automatic payments from a JDCU account. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49% Oct 5, 20265.99%▲ from 5.49% Sep 16, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	6.49%	84 Months
Details Model Year: 2026 - 2022; Stated rates are .50% higher without automatic payments from a JDCU account. Last Updated 10/09/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99% Oct 5, 20266.49%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loan - 2026 - 2024	-	7.75%	3 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2026 - 2024	-	7.75%	4 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2026 - 2024	-	8.75%	5 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2023 - 2018	-	9.25%	3 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 9.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2023 - 2018	-	10.25%	4 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2026 - 2024	-	10.25%	7 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2023 - 2018	-	10.50%	5 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2026 - 2024	-	11.00%	15 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 11.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2023 - 2018	-	11.25%	7 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 11.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan - 2023 - 2018	-	12.00%	10 Years
Details APR as low as***; Stated rates are .50% higher without automatic payments from a JDCU account. All rates listed are effective as of 1/1/2026 and are subject to change without notice. $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 12.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Credit Card Rates

Product	Rate	APR
Business VISA Credit Card	-	9.99%
Details Intro/promo APR: 1.99%; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00%; Balance transfers from existing Jeanne D'Arc Credit Union VISA Credit Cards are not eligible. A $5.00 Membership Account is required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
VISA Credit Card	-	9.99%
Details Intro/promo APR: 1.99%; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00% on purchases, cash advance, balance transfers Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Other Rates

Product	Rate	Points	APY/APR
Membership Account	1.00%	-	1.00%
Min Deposit $5 Details $5.00 Membership Account is required for membership in Jeanne D'Arc Credit Union. No additional deposits are allowed. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Retirement IRA Statement	0.399%	-	0.40%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
StartStrong Goal Account	0.995%	-	1.00%
Min Deposit $5 Details Members must have StartStrong Savings Account or StartStrong Checking Account in order to open a StartStrong Goal Account. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Statement	0.05%	-	0.05%
Min Deposit $5 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 8.00% → 0.05% ▼ 7.95 pts · high 8.00% / low 0.05% Sep 22, 20260.05%▼ from 8.00% Sep 18, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Jeanne D Arc Credit Union’s Texas Ratio stayed near 2.60% in Q3 2023 to 2.58% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.2B	2.58%	5.0	A+
March 31, 2026	$2.2B	1.67%	5.0	A+
December 31, 2025	$2.2B	1.83%	5.0	A+
September 30, 2025	$2.2B	1.73%	5.0	A+
June 30, 2025	$2.3B	2.61%	5.0	A+
March 31, 2025	$2.3B	1.34%	5.0	A+
December 31, 2024	$2.2B	2.18%	5.0	A+
September 30, 2024	$2.2B	2.56%	5.0	A+
June 30, 2024	$2.2B	2.27%	5.0	A+
March 31, 2024	$2.2B	2.06%	5.0	A+
December 31, 2023	$2.1B	3.88%	5.0	A+
September 30, 2023	$2.1B	2.60%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Jeanne D Arc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Jeanne D Arc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jeanne D Arc Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jeanne D Arc Credit Union

Website https://www.jdcu.com

Address 581 Merrimack St, Lowell, MA 01854-3908

Phone 978-452-5001

Fax

President Naomi Prendergast

CEO Larissa Thurston

Full-Time Employees 256

Part-Time Employees 35

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.58%

Return on Assets (ROA)

0.2169%

Return on Equity (ROE)

2.3782%

Non-Performing Loans Ratio (NPL)

0.30%

Total Assets

2,191,922,801

Total Amount of Shares and Deposits

1,714,199,088

Total Shares and Deposits < 1 Year

1,566,942,976

Total Shares and Deposits 1 3 Years

125,556,918

Total Shares and Deposits > 3 Years

21,699,195

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

144,867,330

Total Uninsured Shares and Deposits > $250K (F+J)

144,867,330

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,569,331,758

Total Interest Expense (Sum of items 6 8)

20,503,652

Share Certificates

13,590

Number of Accounts for Share Drafts

55,967

IRA KEOGH Accounts

3,926

Number of Accounts for Regular Shares

80,169

Non Member Deposits

Money Market Shares

9,361

Net Income (unless the amount is already included in Undivided Earnings)

4,754,522

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

84,323,728

Total Liabilities

2,017,042,863

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Jeanne D Arc Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Jeanne D Arc Credit Union

How many branches does Jeanne D Arc Credit Union operate?

Jeanne D Arc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jeanne D Arc Credit Union?

Yes, to access services at Jeanne D Arc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jeanne D Arc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jeanne D Arc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jeanne D Arc Credit Union offer online and mobile banking?

Most modern institutions like Jeanne D Arc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jdcu.com.

Current Jeanne D Arc Credit Union Rates

12-Month CD1.50%
18-Month CD3.50%
24-Month CD4.25%
60-Month CD2.50%
Savings8.00%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Jeanne D Arc Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Jeanne D Arc Credit Union Texas Ratio

Jeanne D Arc Credit Union Health Trend

Jeanne D Arc Credit Union CD Rates

Jeanne D Arc Credit Union Business CD Rates

Jeanne D Arc Credit Union Savings Rates

Jeanne D Arc Credit Union Business Savings Rates

Jeanne D Arc Credit Union Money Market Rates

Jeanne D Arc Credit Union Business Money Market Rates

Jeanne D Arc Credit Union Checking Rates

Jeanne D Arc Credit Union Business Checking Rates

Jeanne D Arc Credit Union Mortgage Rates

Jeanne D Arc Credit Union Home Equity & HELOC

Jeanne D Arc Credit Union Auto Loan Rates

Jeanne D Arc Credit Union RV, Boat and Powersport Loan Rates

Jeanne D Arc Credit Union Credit Card Rates

Jeanne D Arc Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Jeanne D Arc Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Jeanne D Arc Credit Union

How many branches does Jeanne D Arc Credit Union operate?

Is a member application needed to join Jeanne D Arc Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Jeanne D Arc Credit Union offer online and mobile banking?

Current Jeanne D Arc Credit Union Rates

Compare to Other Credit Unions