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Locomotive And Control Employees Federal Credit Union Rates and Review January 2026

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Locomotive And Control Employees Federal Credit Union12-month CD rates can be found at 0.60%, 6-month CD rates at 2.40% and 3-month CD rates at 3.80%. Savings rates are at 0.10% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 10.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Locomotive And Control Employees Federal Credit Union rates.

Compare Locomotive And Control Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Locomotive And Control Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Locomotive And Control Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Locomotive And Control Employees Federal Credit Union? Share your experience about Locomotive And Control Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Locomotive And Control Employees Federal Credit Union.

Overall, Locomotive And Control Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Locomotive And Control Employees Federal Credit Union
Main Office
1286 E 38th St
Erie, PA 16504 3039
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
E Savings
5.00%
$1
12-Month CD
4.00%
$500
Savings
3.95%
$0
60-Month CD
3.83%
$500
12-Month CD
3.80%
$3,000
18-Month CD
3.75%
$1,000
6-Month CD
3.60%
$500
24-Month CD
3.60%
$1,000
60-Month CD
3.55%
$500
48-Month CD
3.50%
$500
18-Month CD
3.50%
$500
60-Month CD
3.20%
$1,000
12-Month CD
3.15%
$1,000
24-Month CD
3.04%
$500
18-Month CD
3.04%
$500
24-Month CD
3.00%
$1,000
48-Month CD
3.00%
$500
24-Month CD
2.85%
$500
60-Month CD
2.78%
$1,000
18-Month CD
2.75%
$500
36-Month CD
2.75%
$1,000
12-Month CD
2.74%
$1,000
18-Month CD
2.50%
$500
36-Month CD
2.17%
$500
12-Month CD
2.15%
$100
48-Month CD
2.08%
$500
6-Month CD
2.00%
$500
Personal Money Market
1.90%
$2,500
24-Month CD
1.76%
$1,000
36-Month CD
1.69%
$500
36-Month CD
1.51%
$1,000
12-Month CD
1.45%
$1,000
36-Month CD
1.38%
$1,000
6-Month CD
1.26%
$500
24-Month CD
1.10%
$500
3-Month CD
0.90%
$300
60-Month CD
0.77%
$500
12-Month CD
0.60%
$1,000
48-Month CD
0.55%
$1,000
36-Month CD
0.40%
$500
18-Month CD (Jumbo)
0.30%
$100,000
6-Month CD
0.25%
$0
Primary Share Savings
0.25%
$200
Money Market
0.15%
$2,500
NOW Checking
0.15%
$100
Statement Savings
0.05%
$5
Statement Savings
0.05%
$100
Statement Savings
0.03%
$25
Platinum Money Market
0.02%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
6.125%
6.183%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.375%
5.375%
0.000
5.500%
5.556%
0.000
6.125%
6.199%
0.000
5.875%
5.958%
0.000
5.625%
5.853%
0.000
6.500%
6.630%
0.000
6.000%
6.226%
0.000
4.875%
5.172%
1.125
6.750%
6.697%
0.000
4.875%
5.129%
0.000
5.625%
5.846%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.875%
5.975%
0.000
5.000%
5.153%
1.000
30-Year Fixed
6.000%
6.043%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.500%
5.635%
0.000
6.000%
6.123%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.250%
5.562%
0.000
5.000%
5.886%
0.000
5.500%
5.737%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.875%
6.055%
0.000
30-Year Fixed
6.000%
6.000%
0.000
6.000%
6.085%
0.000
15-Year Fixed
5.375%
5.479%
0.125
5.625%
6.037%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
6.250%
6.350%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.375%
5.539%
0.000
6.000%
6.183%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
15-Year Fixed
5.125%
5.193%
0.000
10-Year Fixed
5.375%
5.473%
0.000
30-Year Fixed
6.000%
6.067%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
5.625%
5.796%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
20-Year Fixed
5.750%
5.975%
0.000
30-Year Fixed
5.750%
5.842%
0.000
15-Year Fixed
5.250%
5.452%
0.000
6.500%
6.218%
0.000
5.875%
6.118%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.625%
5.726%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Crimson Rewards Card
13.740%
Visa Platinum Preferred
14.240% - 17.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
10.150%
Access FCU Visa Gold
9.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Platinum Visa
15.350%
13.900%
Visa Platinum Credit Card
8.500%
As low as 8.50%
VISA Platinum with Rewards
8.900%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Secured Visa
8.750%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Access FCU Visa Classic
13.500%
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.500%
$0
60 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Line Of Credit
16.240%
$0
Education (tuition bill required)
8.250%
$0
60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
14.200%
$5,000 - $8,000
48 - 48
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
10.490%
$0
60 - 60
Consolidation Loans
14.850%
$0
37 - 60
Bill Consolidation Loan
8.990%
$0
60
Personal/Signature Loans
11.150%
$0
60 - 60
11.240% - 17.950%
$0
25 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Personal Line of Credit Variable
13.150%
$0
10.650%
$0
New Signature Loans
8.990%
$0
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit
9.000%
$0
60
8.990% - 18.000%
$0 - $30,000
72
Line of Credit Variable
16.740%
$0
13.990%
$0
10.500%
$0
9.990% - 18.000%
$0 - $50,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Locomotive And Control Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Locomotive And Control Employees Federal Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Theodore Freeman
CEO: DEBRA CRANE
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1286 E 38th St
Erie, PA 16504 3039
Phone Number: 814-825-6763
Fax Number: 814-825-4141

Financials

Total Assets:
19,398,651
Total Amount of Shares and Deposits:
14,269,588
Total Shares and Deposits < 1 Year:
14,085,248
Total Shares and Deposits 1 3 Years:
184,340
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,269,588
Total Interest Expense (Sum of items 6 8):
101,317
Share Certificates:
83
Number of Accounts for Share Drafts:
334
IRA KEOGH Accounts:
15
Number of Accounts for Regular Shares:
1,055
Net Income (unless the amount is already included in Undivided Earnings):
115,250
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
550,362
Total Liabilities:
14,366,319
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Locomotive And Control Employees Federal Credit Union

Is a member application needed to join Locomotive And Control Employees Federal Credit Union?

Yes, to access services at Locomotive And Control Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Locomotive And Control Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Locomotive And Control Employees Federal Credit Union a safe place to deposit money?

Yes, Locomotive And Control Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Locomotive And Control Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Locomotive And Control Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Locomotive And Control Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions