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Maui Teachers Federal Credit Union Rates & Review April 2026

Maui Teachers Federal Credit Union's 6 Month CD SPECIAL rates are at 4.06%, 6 month CD rates are at 4.00%, 18 Month CD SPECIAL rates are at 3.00%, 1 Year CD rates are at 1.00%. Maui Teachers Federal Credit Union's Personal Loan Rates are at 4.00%. MonitorBankRates evaluates the financial stability of Maui Teachers Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

Maui Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Maui Teachers Federal Credit Union? Share your experience about Maui Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Maui Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Maui Teachers Federal Credit Union
Maui Teachers FCU
2145 Wells St Ste 101
Wailuku, HI 96793
https://www.mauiteachersfcu.com
Member NCUA

Maui Teachers Federal Credit Union CD Rates

Product Rate APY Term View More
6 Month Share Certificate SPECIAL 4.00% 4.06%
Min Deposit $2,500
Details Quarterly Dividend Transfers, Non-Automatic Renewal, Simple Interest, Paid Quarterly! NEW MONEY ONLY!!!
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Share Certificate - 4.00% 6 month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Share Certificate SPECIAL - 3.00% 18 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year Share Certificate - 1.00% 1 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Maui Teachers Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation Loans - - 5.00%
Details Must provide travel itinerary
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Maui Teachers Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.50%
Details Fixed Rate
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Maui Teachers Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Education Loan - - 4.00%
Details Must provide proof of classes
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student Loan Consolidations - 60 Months - - 4.00% 60 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student Loan Tuition - 60 Months - - 4.00% 60 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student Loan Consolidations - 180 Months - - 6.00% 180 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student Loan Tuition - 180 Months - - 6.00% 180 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Maui Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Maui Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Maui Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Maui Teachers Federal Credit Union
Address 2145 Wells St Ste 101, Wailuku, HI 96793
Phone 808-242-2997
Fax 808-242-4024
President Paul Felix
CEO Kelly Tobita
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4281%
Return on Equity (ROE)
2.3830%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
35,025,026
Total Amount of Shares and Deposits
29,900,158
Total Shares and Deposits < 1 Year
29,895,158
Total Shares and Deposits 1 3 Years
5,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
311,341
Total Uninsured Shares and Deposits > $250K (F+J)
590,377
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,309,781
Total Interest Expense (Sum of items 6 8)
238,963
Share Certificates
141
Number of Accounts for Regular Shares
1,290
Non Member Deposits
2
Net Income (unless the amount is already included in Undivided Earnings)
149,939
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
739,557
Total Liabilities
29,932,017
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Maui Teachers Federal Credit Union

Is Maui Teachers Federal Credit Union a safe place to deposit money?

Yes, Maui Teachers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Maui Teachers Federal Credit Union operate?

Maui Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Maui Teachers Federal Credit Union?

Yes, to access services at Maui Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Maui Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Maui Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Maui Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Maui Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mauiteachersfcu.com.

Current Maui Teachers Federal Credit Union Rates

  • 12-Month CD1.00%
  • 18-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.