What are the current interest rates at New Horizons Credit Union?

Current rates for New Horizons Credit Union include: 12-Month CD: 3.80%, 24-Month CD: 2.75%, Savings: 0.10%, MMA: 0.45%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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New Horizons Credit Union

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New Horizons Credit Union Rates & Review October 2026

Q: Is a member application needed to join New Horizons Credit Union?

Yes, to access services at New Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

New Horizons Credit Union's top rates as of October 9, 2026 are 4.00% APY on its 180 Day CD Account, 0.10% APY on savings, 0.45% APY on money market accounts, 3.25% APY on checking, 6.99% on its Farm Equipment Loans mortgage, and personal loans from 9.49% APR, according to rates verified by MonitorBankRates. Other New Horizons Credit Union CD rates include 12 Month CD Account at 3.80%, 12 Month Individual Retirement Account (IRA) CD at 3.80%, and 12 Month Jumbo CD at 3.80%. MonitorBankRates evaluates the financial stability of New Horizons Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates last updated and verified on 10/09/2026.

New Horizons Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Horizons Credit Union? Share your experience about New Horizons Credit Union by leaving a review below, or read customer reviews before you decide to use New Horizons Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.51%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

New Horizons Credit Union
Administration

622 Azalea Rd
Mobile, AL 36609-1530

https://www.newhcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New Horizons Credit Union CD Rates

Product	Rate	APY	Term
180 Day Certificate Account	3.93%	4.00%	180 Days
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12 Month Certificate Account	3.73%	3.80%	12 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12 Month Individual Retirement Account (IRA) Certificate	3.73%	3.80%	12 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12 Month Jumbo Certificate	3.73%	3.80%	12 Month
Min Balance $50,000 Details Early Withdrawal Penalty: 3 Months Dividend Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24 Month Certificate Account	2.72%	2.75%	24 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24 Month Individual Retirement Account (IRA) Certificate	2.72%	2.75%	24 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24 Month Jumbo Certificate	2.72%	2.75%	24 Month
Min Balance $50,000 Details Early Withdrawal Penalty: 3 Months Dividend Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
36 Month Certificate Account	2.47%	2.50%	36 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
36 Month Individual Retirement Account (IRA) Certificate	2.47%	2.50%	36 Months
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
36 Month Jumbo Certificate	2.47%	2.50%	36 Month
Min Balance $50,000 Details Early Withdrawal Penalty: 3 Months Dividend Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
90 Day Certificate Account	0.10%	0.10%	90 Days
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Savings Rates

Product	Rate	APY	View More
Savings Account	0.10%	0.10%
Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	0.45%	0.45%
Min Balance $100,000 Details Balance: $100,000 and up Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Money Market Account	0.40%	0.40%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Money Market Account	0.30%	0.30%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Money Market Account	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Money Market Account	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Checking Rates

Product	Rate	APY	View More
Ultimate Dividend Checking	3.20%	3.25%
Min Balance $0 Details Balance: $.01 - $10,000 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Farm Equipment Loans	-	-	6.99%	66 months
Details Up to 100% of Purchase Price. Rates and terms based on an evaluation of applicant's credit and may vary. All loans subject to credit approval. Other conditions and restrictions may apply; rates and terms may be limited by loan amount, credit history, and other factors. Other rates and terms are available and may vary depending on amount financed. Not all collateral items qualify for terms shown. Terms may vary based on the age of the vehicle. Existing New Horizons CU loans do not qualify for refinancing. For comparison purposes, a $20,000 Farm Equipment Loan for a term of 66 months at 6.99% APR* would have 66 recurring payments of $365.87. Use our calculator to estimate your loan payment and options. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 5-year Fixed HE	6.78%	-	6.96%	5 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.96% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Home Equity 10-yr. Fixed Rate HE	7.28%	-	7.39%	10 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Home Equity 15-yr. Fixed Rate HE	7.78%	-	7.86%	15 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.86% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Eco-Friendly Autos	-	-	3.49%	up to 36 Months
Details As Low As; New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New & Used Auto Loans	-	-	3.99%	36 months
Details No Payment for 90 days option.^^^ Up to 120% financing with approved credit up to MSRP for most New Autos and up to 100% NADA Retail on Used Autos per the chart below. An auto is considered new if it is a 2026 or 2025 model vehicle with less than 15,000 miles. Qualifying members may elect for the option of "No Payment for 90 days" on qualifying auto loans; however, interest accrues from the date of contract. Other conditions and restrictions may apply on all loan types; and rates and terms may be limited by loan amount, credit history, and other factors. Not all collateral items qualify for the terms shown. Terms may vary based on the age of the vehicle. Existing New Horizons Credit Unions loans do not qualify for refinancing. Terms and rates are based on an evaluation of applicant's credit and may vary. Other rates and terms are available and may vary depending on amount financed. All loans are subject to credit approval. Use our calculator to estimate loan payments and options. Qualifying members may elect to have " No Payment for 90 Days " on qualifying NHCU Auto Loans; however, interest will accrue from the date of contract. Existing NHCU auto loans do not qualify for this offer or rate. All loans subject to credit approval. Credit Union reserves the right to terminate offer at any time. All rates subject to change. Maximum annual percentage rate shall not exceed 18.00% APR. Existing New Horizons CU loans do not qualify. For comparison purpose, an auto loan at 3.99% APR* a loan amount of $25,000 and a term of 36 months, would have 36 recurring payments of $737.99. Taxes and insurance may cause your payment to be higher. This offer includes new and used cars and trucks. With the no payment for 90 days, interest will accrue from the date of contract. Call 251-316-3240 for details on the no payment for 90-day option and details on our auto loan products. APR = Annual Percentage Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New Autos	-	-	3.99%	up to 36 Months
Details As Low As; New Autos (2026, 2025 w/less than 15,000 miles) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Autos	-	-	3.99%	up to 36 Months
Details As Low As; Used Autos (2024-2020) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Autos	-	-	5.99%	Up to 36 Months
Details As Low As; Used Autos (2019-2015) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
All Terrain Vehicle (ATVs), Dirt Bikes, & Golf Cart Loans	-	-	6.49%	36 months
Details Rates and terms based on an evaluation of applicant's credit and may vary. All loans subject to credit approval. For comparison purposes, a $5,000 ATV Loan for a term of 36 months at 6.49% APR* would have 36 recurring payments of $153.22. Other conditions and restrictions may apply; rates and terms may be limited by loan amount, credit history, and other factors. Not all collateral items qualify for terms shown. Other rates and terms are available and may vary depending on amount financed. Terms may vary based on the age of the vehicle. Use our calculator to estimate your loan payment and options. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Auto	-	-	7.25%	Up to 36 Months
Details As Low As; Used Auto (2014 & Older) Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New Autos	-	-	7.49%	up to 96 Months
Details As Low As; New Autos (2026, 2025 w/less than 15,000) $65,000 minimum; No 90-day option; Max LTV 110% financing Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Classic Auto	-	-	8.99%	up to 24 Months
Details As Low As; Classic Auto^^ (Conditions & Restrictions may apply.) Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Classic Car Loan	-	-	8.99%	24 months
Details A Classic Car (generally over 20+ years old) for comparison purposes, a 1997 classic model year auto for $20,000 at a term of 24 months and at an 8.99% APR* would have 24 recurring payments of $913.60. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat, Motor and Trailer Loans - New/Used	-	5.49%	up to 66 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New/Used RV Loan	-	5.75%	up to 66 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Recreational Vehicles (RVs, Campers, & Enclosed Trailers) Loan	-	5.75%	66 months
Details Rates and terms based on an evaluation of applicant's credit and may vary. For comparison purposes, a $30,00.00 RV Loan for a term of 66 months at 5.75% APR* would have 66 recurring payments of $531.28. All loans subject to credit approval. Other conditions and restrictions may apply; rates and terms may be limited by loan amount, credit history, and other factors. Not all collateral items qualify for terms shown. Other rates and terms are available and may vary depending on amount financed. Terms may vary based on the age of the vehicle. Use our calculator to estimate your loan payment and options. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Motorcycle Loans	-	6.25%	48 months
Details Up to 100% financing with approved credit. Rates and terms based on an evaluation of applicant's credit and may vary. For comparison purposes, a $5,000 Motorcycle Loan for a term of 48 months at 6.25% APR* would have 48 recurring payments of $118.00. All loans subject to credit approval. Conditions and restrictions may apply; and rates and terms may be limited by loan amount, credit history, and other factors. Not all collateral items qualify for terms shown. Terms may vary based on the age of the vehicle. Other rates and terms are available and may vary depending on amount financed. Use our calculator to estimate your loan payment and options. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New/Used Motorcycle Loan	-	6.25%	up to 48 Months
Details As Low As; Annual Percentage Rate* Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New/Used ATVs, Dirt Bikes & Golf Carts Loan	-	6.49%	up to 36 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New/Used Boat Loan	-	6.99%	up to 66 Months
Details As Low As; Annual Percentage Rate* Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal/Signature Loan	9.49%	up to 36 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

New Horizons Credit Union Other Rates

Product	Rate	Points	APY/APR
Christmas Account	0.10%	-	0.10%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
IRA Share Accounts	0.20%	-	0.20%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Vacation Accounts	0.10%	-	0.10%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

New Horizons Credit Union’s Texas Ratio rose from 1.71% in Q3 2023 to 2.51% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$304M	2.51%	5.0	A+
March 31, 2026	$296M	2.32%	5.0	A+
December 31, 2025	$280M	1.32%	5.0	A+
September 30, 2025	$275M	1.07%	5.0	A+
June 30, 2025	$273M	1.37%	5.0	A+
March 31, 2025	$265M	0.63%	5.0	A+
December 31, 2024	$264M	1.80%	5.0	A+
September 30, 2024	$269M	1.19%	5.0	A+
June 30, 2024	$268M	1.49%	5.0	A+
March 31, 2024	$271M	0.63%	5.0	A+
December 31, 2023	$272M	1.81%	5.0	A+
September 30, 2023	$264M	1.71%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for New Horizons Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather New Horizons Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Horizons Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Horizons Credit Union

Website https://www.newhcu.org

Address 622 Azalea Rd, Mobile, AL 36609-1530

Phone 251-316-3240

Fax 251-665-5323

President Ralph Altice

CEO Edith Franklin

Full-Time Employees 78

Part-Time Employees 1

Branch Locations 8

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.51%

Return on Assets (ROA)

0.3502%

Return on Equity (ROE)

3.4116%

Non-Performing Loans Ratio (NPL)

0.37%

Total Assets

304,071,383

Total Amount of Shares and Deposits

269,595,389

Total Shares and Deposits < 1 Year

269,069,198

Total Shares and Deposits 1 3 Years

526,191

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,726,541

Total Uninsured Shares and Deposits > $250K (F+J)

3,726,541

Total Insured Shares and Deposits > $250K (item 17 less item K)

265,868,848

Total Interest Expense (Sum of items 6 8)

1,475,588

Share Certificates

2,131

Number of Accounts for Share Drafts

15,893

IRA KEOGH Accounts

677

Number of Accounts for Regular Shares

27,657

Money Market Shares

245

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,596,297

Total Liabilities

273,215,107

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

New Horizons Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About New Horizons Credit Union

How many branches does New Horizons Credit Union operate?

New Horizons Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Horizons Credit Union?

Yes, to access services at New Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Horizons Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Horizons Credit Union offer online and mobile banking?

Most modern institutions like New Horizons Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newhcu.org.

Current New Horizons Credit Union Rates

12-Month CD3.80%
24-Month CD2.75%
Savings0.10%
MMA0.45%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

New Horizons Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

New Horizons Credit Union Texas Ratio

New Horizons Credit Union Health Trend

New Horizons Credit Union CD Rates

New Horizons Credit Union Savings Rates

New Horizons Credit Union Money Market Rates

New Horizons Credit Union Checking Rates

New Horizons Credit Union Mortgage Rates

New Horizons Credit Union Home Equity & HELOC

New Horizons Credit Union Auto Loan Rates

New Horizons Credit Union RV, Boat and Powersport Loan Rates

New Horizons Credit Union Personal Loan Rates

New Horizons Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

New Horizons Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About New Horizons Credit Union

How many branches does New Horizons Credit Union operate?

Is a member application needed to join New Horizons Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does New Horizons Credit Union offer online and mobile banking?

Current New Horizons Credit Union Rates

Compare to Other Credit Unions