What are the current interest rates at Power Financial Credit Union?

Current rates for Power Financial Credit Union include: 12-Month CD: 3.66%

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Power Financial Credit Union

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Power Financial Credit Union Rates & Review April 2026

Q: Is a member application needed to join Power Financial Credit Union?

Yes, to access services at Power Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Power Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Power Financial Credit Union's 11/11 month CD rates are at 3.92%, 7-Month CD rates are at 3.76%, 13 month CD rates are at 3.66%. MonitorBankRates evaluates the financial stability of Power Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.97%. Rates were last updated on 04/19/2026.

Power Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Power Financial Credit Union? Share your experience about Power Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Power Financial Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.97%

Excellent Higher than avg

Power Financial Credit Union
Main Headquarters Sheridan Branch

2020 NW 150th Ave
Pembroke Pines, FL 33028 2889

https://www.powerfi.org

Power Financial Credit Union CD Rates

Product	Rate	APY	Term
11/11 month Certificate	-	3.92%	11
Min Deposit $50,000 Details New Money Only; At the end of 11 months, the Credit Union may call the certificate or extend the certificate for an additional 11-month term at the same APY set forth on the initial 11-month term. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.97%
7-Month Certificate	-	3.76%	7
Min Deposit $2,500 Details Automatically renewed for a 6-month term Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.97%
13 month Certificate	-	3.66%	13
Min Deposit $2,500 Details Automatically renewed for a 12-month term Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.97%

Power Financial Credit Union Checking Rates

Product	Rate	APY	View More
Cash Back Checking	-	6.00%
Details Qualifying balance up to $15,000 Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.97%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Power Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Power Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Power Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Power Financial Credit Union

Website https://www.powerfi.org

Address 2020 NW 150th Ave, Pembroke Pines, FL 33028 2889

Phone 954-538-4400

Fax

President George Skillas

CEO Allan Prindle

Full-Time Employees 162

Part-Time Employees 1

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.97%

Return on Assets (ROA)

0.8028%

Return on Equity (ROE)

5.6677%

Non-Performing Loans Ratio (NPL)

1.93%

Total Assets

945,105,404

Total Amount of Shares and Deposits

764,874,030

Total Shares and Deposits < 1 Year

709,943,221

Total Shares and Deposits 1 3 Years

54,414,792

Total Shares and Deposits > 3 Years

516,017

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

55,351,432

Total Uninsured Shares and Deposits > $250K (F+J)

55,351,432

Total Insured Shares and Deposits > $250K (item 17 less item K)

709,522,598

Total Interest Expense (Sum of items 6 8)

7,285,814

Share Certificates

3,437

Number of Accounts for Share Drafts

25,023

IRA KEOGH Accounts

1,019

Number of Accounts for Regular Shares

43,444

All other shares

Non Member Deposits

Money Market Shares

1,126

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

117,067,102

Total Liabilities

818,846,869

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Power Financial Credit Union

Is Power Financial Credit Union a safe place to deposit money?

Yes, Power Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 9.973724235385%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Power Financial Credit Union operate?

Power Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Power Financial Credit Union?

Yes, to access services at Power Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Power Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Power Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Power Financial Credit Union offer online and mobile banking?

Most modern institutions like Power Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.powerfi.org.