What are the current interest rates at PrimeWay Federal Credit Union?

Current rates for PrimeWay Federal Credit Union include: 12-Month CD: 0.15%, 18-Month CD: 0.20%, 24-Month CD: 0.20%, 60-Month CD: 0.55%, Savings: 0.01%, MMA: 3.50%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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PrimeWay Federal Credit Union

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PrimeWay Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PrimeWay Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

PrimeWay Federal Credit Union's top rates as of October 12, 2026 are 4.25% APY on its 12 month Wealth Builder CD, 0.01% APY on savings, 3.50% APY on money market accounts, 2.00% APY on checking, and rv, boat and powersport loans from 7.85% APR, according to rates verified by MonitorBankRates. Other PrimeWay Federal Credit Union CD rates include 10 Month CD - New Deposits at 4.20%, 10 Month Promotional Business CD of Deposit at 4.00%, and 7 Month CD at 4.00%. MonitorBankRates evaluates the financial stability of PrimeWay Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.36%. Rates last updated and verified on 10/12/2026.

PrimeWay Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PrimeWay Federal Credit Union? Share your experience about PrimeWay Federal Credit Union by leaving a review below, or read customer reviews before you decide to use PrimeWay Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.36%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

PrimeWay Federal Credit Union
290 Branch

12811 Northwest Fwy
Houston, TX 77040

https://www.primewayfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

PrimeWay Federal Credit Union CD Rates

Product	Rate	APY	Term
12 month Wealth Builder Certificate	4.17%	4.25%	12 Months
Min Deposit $250 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.15% → 4.25% ▲ 4.10 pts · high 4.25% / low 0.15% Oct 12, 20264.25%▲ from 0.15% Sep 25, 20260.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
10 Month Certificate - New Deposits	4.12%	4.20%	10 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.20% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
7 Month Certificate	3.93%	4.00%	7 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 12, 20264.00%▲ from 3.85% Sep 25, 20263.85%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 Month Certificate	3.59%	3.65%	12 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
18 Month Certificate	3.59%	3.65%	18 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
24 Month Certificate	3.20%	3.25%	24 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
60 Month Certificate of Deposit (Jumbo)	0.60%	0.60%	60 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
60 Month IRA Certificate of Deposit (Jumbo)	0.60%	0.60%	60 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
48 Month Certificate of Deposit (Jumbo)	0.55%	0.55%	48 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.55% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
48 Month IRA Certificate of Deposit (Jumbo)	0.55%	0.55%	48 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
60 Month Certificate of Deposit	0.55%	0.55%	60 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.55% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
60 Month IRA Certificate of Deposit	0.55%	0.55%	60 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
48 Month Certificate of Deposit	0.50%	0.50%	48 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
48 Month IRA Certificate of Deposit	0.50%	0.50%	48 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
36 Month Certificate of Deposit (Jumbo)	0.35%	0.35%	36 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
36 Month IRA Certificate of Deposit (Jumbo)	0.35%	0.35%	36 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
36 Month Certificate of Deposit	0.30%	0.30%	36 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
36 Month IRA Certificate of Deposit	0.30%	0.30%	36 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
18 Month Certificate of Deposit (Jumbo)	0.25%	0.25%	18 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
18 Month IRA Certificate of Deposit (Jumbo)	0.25%	0.25%	18 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
24 Month Certificate of Deposit (Jumbo)	0.25%	0.25%	24 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
24 Month IRA Certificate of Deposit (Jumbo)	0.25%	0.25%	24 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 Month Certificate of Deposit (Jumbo)	0.20%	0.20%	12 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 Month IRA Certificate of Deposit (Jumbo)	0.20%	0.20%	12 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
18 Month Certificate of Deposit	0.20%	0.20%	18 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
18 Month IRA Certificate of Deposit	0.20%	0.20%	18 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
24 Month Certificate of Deposit	0.20%	0.20%	24 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
24 Month IRA Certificate of Deposit	0.20%	0.20%	24 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 Month Certificate of Deposit	0.15%	0.15%	12 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 Month IRA Certificate of Deposit	0.15%	0.15%	12 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
12 month Youth Club Certificate	0.15%	0.15%	12 Months
Min Deposit $250 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
6 Month Certificate of Deposit (Jumbo)	0.15%	0.15%	6 Months
Min Deposit $250,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
6 Month IRA Certificate of Deposit (Jumbo)	0.15%	0.15%	6 Months
Min Deposit $250,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
6 Month Certificate of Deposit	0.10%	0.10%	6 Months
Min Deposit $1,000 Details Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
6 Month IRA Certificate of Deposit	0.10%	0.10%	6 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Business CD Rates

Product	Rate	APY	Term	View More
10 Month Promotional Business Certificate of Deposit	3.93%	4.00%	10 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Savings Rates

Product	Rate	APY
Freedom Fighters Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Holiday Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
IRA Savings	0.01%	0.01%
Min Deposit $5 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Primary Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Student Savings	0.01%	0.01%
Min Deposit $5 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Max	3.45%	3.50%
Min Balance $250,000 Details Balance: $250,000 and greater Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	3.30%	3.35%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	3.20%	3.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	3.06%	3.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	2.96%	3.00%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	2.81%	2.85%
Min Balance $1 Details Balance: $5 - $9999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	2.85%
Min Balance $5 Details Balance: $5 - $9999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market	0.13%	0.13%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $75,000+; Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.13% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market	0.10%	0.10%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $25,000 to $74,999.99; Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market	0.05%	0.05%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 to $24,999.99; Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Checking Rates

Product	Rate	APY
Best Checking	1.98%	2.00%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 - 249,999.99; Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Best Checking	0.99%	1.00%
Min Deposit $25 Min Balance $1,000 Details Balance: $1,000.00 - 24,999.99; Dividends Compounded and Credited: Monthly; Dividend Period: Monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed Rate Home Equity Loan - 1st Lien	-	-	6.85%	Up to 120 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.85% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 1st Lien	-	-	6.90%	Up to 180 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 1st Lien	-	-	7.15%	Up to 240 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.15% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 1st Lien	-	-	7.35%	Up to 360 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.35% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 2nd Lien	-	-	7.70%	Up to 120 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.70% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Home Equity Line of Credit (HELOC) - 1st Lien	-	-	7.75%	240 Months
Details The rate is variable - as low as Prime +1.00% - with a floor rate of 4.00% [6]; 60 Month Draw Period; 180 Month Repayment Period Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 7.75% → 7.75% ▼ 0.00 pts · high 8.58% / low 7.75% Oct 8, 20267.75%▼ from 8.58% Oct 2, 20268.58%▲ from 7.75% Sep 16, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 2nd Lien	-	-	7.85%	Up to 180 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.85% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Fixed Rate Home Equity Loan - 2nd Lien	-	-	8.00%	Up to 240 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New & Used Auto Loan	-	-	4.05%	Up to 36 Months
Details As Low As; Model Year: 2019-2025 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.05% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
New & Used Auto Loan	-	-	5.15%	Up to 60 Months
Details As Low As; Model Year: 2021-2025 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.15% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
New & Used Auto Loan	-	-	5.15%	Up to 72 Months
Details As Low As; Model Year: 2022-2025 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.15% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
New & Used Auto Loan	-	-	5.15%	Up to 48 Months
Details As Low As; Model Year: 2020-2025 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.15% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
New & Used Auto Loan	-	-	5.99%	Up to 84 Months
Details As Low As; Model Year: 2023-2025 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat and Personal Watercraft Loan	-	7.85%	Up to 36 Months
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.85% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	-	8.00%	Up to 60 Months
Details As low as; Minimum $10,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Motorcycle Loan	-	8.00%	Up to 36 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Recreational Vehicle Loan	-	8.00%	Up to 60 Months
Details As Low As; Minimum $10,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Motorcycle Loan	-	8.15%	Up to 60 Months
Details As Low As; Minimum $10,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	-	8.30%	Up to 84 Months
Details As low as; Minimum $15,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Motorcycle Loan	-	8.30%	Up to 72 Months
Details As Low As; Minimum $15,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Recreational Vehicle Loan	-	8.30%	Up to 84 Months
Details As Low As; Minimum $15,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.30% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	-	8.45%	Up to 120 Months
Details As low as; Minimum $25,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.45% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Recreational Vehicle Loan	-	8.45%	Up to 120 Months
Details As Low As; Minimum $25,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.45% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	-	8.60%	Up to 144 Months
Details As low as; Minimum $50,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.60% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Recreational Vehicle Loan	-	8.60%	Up to 144 Months
Details As Low As; Minimum $50,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.60% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Personal Loan Rates

Product	APR	Term
Boat and Personal Watercraft Loan	7.85%	Up to 36 Months
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.85% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	8.00%	Up to 60 Months
Details As low as; Minimum $10,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	8.30%	Up to 84 Months
Details As low as; Minimum $15,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	8.45%	Up to 120 Months
Details As low as; Minimum $25,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.45% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Boat and Personal Watercraft Loan	8.60%	Up to 144 Months
Details As low as; Minimum $50,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.60% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Personal Loans	10.45%	Up to 72 Months
Details As Low As; Minimum $15,000 for 72 Months Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.45% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

PrimeWay Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement Loan - 2nd Lien	-	-	7.89%	Up to 60 Months
Details As Low As Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 4.00% → 7.89% ▲ 3.89 pts · high 7.89% / low 4.00% Oct 12, 20267.89%▲ from 4.00% Oct 8, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Home Improvement Loan - 2nd Lien	-	-	8.16%	Up to 120 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.16% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Home Improvement Loan - 2nd Lien	-	-	8.58%	Up to 240 Months
Details As Low As Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.58% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	-	3.00%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	-	3.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	-	3.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	-	3.35%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%
Money Market Max	-	-	3.50%
Min Balance $250,000 Details Balance: $250,000 and greater Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.36%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

PrimeWay Federal Credit Union’s Texas Ratio rose from 5.78% in Q3 2023 to 7.36% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$736M	7.36%	5.0	A
March 31, 2026	$732M	7.14%	5.0	A
December 31, 2025	$724M	7.40%	5.0	A
September 30, 2025	$721M	7.35%	5.0	A
June 30, 2025	$718M	5.49%	5.0	A+
March 31, 2025	$734M	5.61%	5.0	A+
December 31, 2024	$725M	4.77%	5.0	A+
September 30, 2024	$821M	5.33%	5.0	A+
June 30, 2024	$738M	5.39%	5.0	A+
March 31, 2024	$752M	4.42%	5.0	A+
December 31, 2023	$751M	6.17%	5.0	A
September 30, 2023	$742M	5.78%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PrimeWay Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PrimeWay Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PrimeWay Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PrimeWay Federal Credit Union

Website https://www.primewayfcu.com

Address 12811 Northwest Fwy, Houston, TX 77040

Phone 713-799-6200

Fax 713-460-1654

President Patti Tuma

CEO Annette Zimmerman

Full-Time Employees 142

Part-Time Employees 0

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.36%

Return on Assets (ROA)

0.0538%

Return on Equity (ROE)

0.4199%

Non-Performing Loans Ratio (NPL)

1.33%

Total Assets

735,742,998

Total Amount of Shares and Deposits

560,404,476

Total Shares and Deposits < 1 Year

534,968,185

Total Shares and Deposits 1 3 Years

21,628,183

Total Shares and Deposits > 3 Years

3,808,107

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

28,953,402

Total Uninsured Shares and Deposits > $250K (F+J)

28,953,402

Total Insured Shares and Deposits > $250K (item 17 less item K)

531,451,074

Total Interest Expense (Sum of items 6 8)

5,831,146

Share Certificates

1,974

Number of Accounts for Share Drafts

33,540

IRA KEOGH Accounts

1,772

Number of Accounts for Regular Shares

53,645

Non Member Deposits

Money Market Shares

2,824

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,516,450

Total Liabilities

671,506,850

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

PrimeWay Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for PrimeWay Federal Credit Union

Frequently Asked Questions About PrimeWay Federal Credit Union

How many branches does PrimeWay Federal Credit Union operate?

PrimeWay Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PrimeWay Federal Credit Union?

Yes, to access services at PrimeWay Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PrimeWay Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PrimeWay Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PrimeWay Federal Credit Union offer online and mobile banking?

Most modern institutions like PrimeWay Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primewayfcu.com.

Current PrimeWay Federal Credit Union Rates

12-Month CD0.15%
18-Month CD0.20%
24-Month CD0.20%
60-Month CD0.55%
Savings0.01%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

PrimeWay Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

PrimeWay Federal Credit Union Texas Ratio

PrimeWay Federal Credit Union Health Trend

PrimeWay Federal Credit Union CD Rates

PrimeWay Federal Credit Union Business CD Rates

PrimeWay Federal Credit Union Savings Rates

PrimeWay Federal Credit Union Money Market Rates

PrimeWay Federal Credit Union Checking Rates

PrimeWay Federal Credit Union Home Equity & HELOC

PrimeWay Federal Credit Union Auto Loan Rates

PrimeWay Federal Credit Union RV, Boat and Powersport Loan Rates

PrimeWay Federal Credit Union Personal Loan Rates

PrimeWay Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

PrimeWay Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About PrimeWay Federal Credit Union

How many branches does PrimeWay Federal Credit Union operate?

Is a member application needed to join PrimeWay Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does PrimeWay Federal Credit Union offer online and mobile banking?

Current PrimeWay Federal Credit Union Rates

Compare to Other Credit Unions