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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Quantum Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Quantum Credit Union's top rates as of October 9, 2026 are 4.25% APY on its 7 Month CD Special, 0.05% APY on savings, 0.30% APY on money market accounts, personal loans from 7.99% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Quantum Credit Union CD rates include 7-Month CD Special at 4.25%, 22 Month CD Special at 3.75%, and 22-Month CD at 3.75%. MonitorBankRates evaluates the financial stability of Quantum Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.61%. Rates last updated and verified on 10/09/2026. Quantum Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quantum Credit Union? Share your experience about Quantum Credit Union by leaving a review below, or read customer reviews before you decide to use Quantum Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Quantum Credit Union CD Rates
Quantum Credit Union Savings Rates
Quantum Credit Union Money Market Rates
Quantum Credit Union Auto Loan Rates
Quantum Credit Union RV, Boat and Powersport Loan Rates
Quantum Credit Union Credit Card Rates
Quantum Credit Union Personal Loan Rates
Quantum Credit Union Other Rates
Financial Health HistoryQuantum Credit Union’s Texas Ratio stayed near 2.34% in Q3 2023 to 2.61% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Quantum Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quantum Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Quantum Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Quantum Credit Union
Website
https://www.theq.org
Address
6300 W 21st St N,
Wichita, KS 67205
Phone
316-263-5756
Fax
316-263-5757
President
Dan Horine
CEO
Jacob Burrow
Full-Time Employees
37
Part-Time Employees
4
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.61%
Return on Assets (ROA)
0.5556%
Return on Equity (ROE)
4.8778%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
143,026,948
Total Amount of Shares and Deposits
124,689,035
Total Shares and Deposits < 1 Year
119,614,537
Total Shares and Deposits 1 3 Years
4,864,913
Total Shares and Deposits > 3 Years
209,585
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,068,928
Total Uninsured Shares and Deposits > $250K (F+J)
6,068,928
Total Insured Shares and Deposits > $250K (item 17 less item K)
118,620,107
Total Interest Expense (Sum of items 6 8)
714,509
Share Certificates
986
Number of Accounts for Share Drafts
5,462
IRA KEOGH Accounts
355
Number of Accounts for Regular Shares
13,661
All other shares
70
Money Market Shares
318
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,559,914
Total Liabilities
126,736,752
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Quantum Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Quantum Credit Union
Frequently Asked Questions About Quantum Credit UnionHow many branches does Quantum Credit Union operate?Quantum Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Quantum Credit Union?Yes, to access services at Quantum Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Quantum Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Quantum Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Quantum Credit Union offer online and mobile banking?Most modern institutions like Quantum Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.theq.org. Current Quantum Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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