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Rincones Presbyterian Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Rincones Presbyterian Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 2.77% and 3-month share certificate rates at 0.75%. Savings rates are at 0.15% and money market rates are at 1.40%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Rincones Presbyterian Credit Union rates. MonitorBankRates evaluates the financial stability of Rincones Presbyterian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.27%. Rates were last updated on 04/25/2026.

Rincones Presbyterian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rincones Presbyterian Credit Union? Share your experience about Rincones Presbyterian Credit Union by leaving a review below, or read customer reviews before you decide to use Rincones Presbyterian Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.27%
Excellent Lower than avg
Rincones Presbyterian Credit Union
Main Office
11 Kingfisher Road
Chacon, NM 87713
Member NCUA

Current Rate Availability

We do not have Rincones Presbyterian Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rincones Presbyterian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rincones Presbyterian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rincones Presbyterian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rincones Presbyterian Credit Union
Website
Address 11 Kingfisher Road, Chacon, NM 87713
Phone 575-387-6339
Fax 575-387-6854
President Nicholas Casados
CEO Alfrida Valencia
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.27%
Return on Assets (ROA)
0.4524%
Return on Equity (ROE)
4.3845%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
5,895,032
Total Amount of Shares and Deposits
5,243,807
Total Shares and Deposits < 1 Year
5,098,500
Total Shares and Deposits 1 3 Years
145,305
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,243,807
Total Interest Expense (Sum of items 6 8)
87,373
Share Certificates
139
Number of Accounts for Regular Shares
730
Net Income (unless the amount is already included in Undivided Earnings)
26,665
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
592,673
Total Liabilities
5,272,601
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Rincones Presbyterian Credit Union

Is Rincones Presbyterian Credit Union a safe place to deposit money?

Yes, Rincones Presbyterian Credit Union is considered a safe financial institution. With a Texas Ratio of 0.26610156087531%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Rincones Presbyterian Credit Union operate?

Rincones Presbyterian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rincones Presbyterian Credit Union?

Yes, to access services at Rincones Presbyterian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rincones Presbyterian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rincones Presbyterian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rincones Presbyterian Credit Union offer online and mobile banking?

Most modern institutions like Rincones Presbyterian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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