Rock Valley Credit Union Rates and Review January 2026
Compare Rock Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Rock Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRock Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Rock Valley Credit Union? Share your experience about Rock Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Rock Valley Credit Union. Overall, Rock Valley Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rock Valley Credit Union Loves Park 1201 Clifford Ave Loves Park, IL 61111  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonBECU Cash Back Visa
16.240% - 27.240%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Personal Signature Loans
14.000%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Rock Valley Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Rock Valley Credit Union
Full Time Employees: 48Part Time Employees: 7 President: David Gill CEO: Darlyne Keller Branch Locations: 4 ATM Locations: 6 Corporate Office Address:
1201 Clifford Ave
Loves Park, IL 61111 Phone Number: 815-282-0300 Fax Number: 815-877-8201 FinancialsTotal Assets:
167,097,051
Total Amount of Shares and Deposits:
146,481,461
Total Shares and Deposits < 1 Year:
144,311,606
Total Shares and Deposits 1 3 Years:
2,169,855
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,165,763
Total Uninsured Shares and Deposits > $250K (F+J):
5,165,763
Total Insured Shares and Deposits > $250K (item 17 less item K):
141,315,698
Total Interest Expense (Sum of items 6 8):
1,416,253
Share Certificates:
1,061
Number of Accounts for Share Drafts:
10,979
IRA KEOGH Accounts:
282
Number of Accounts for Regular Shares:
19,304
All other shares:
56
Non Member Deposits:
3
Money Market Shares:
173
Net Income (unless the amount is already included in Undivided Earnings):
1,535,753
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,735,639
Total Liabilities:
147,648,691
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Rock Valley Credit UnionIs a member application needed to join Rock Valley Credit Union?Yes, to access services at Rock Valley Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Rock Valley Credit Union provides a range of mortgage and home equity products. Is Rock Valley Credit Union a safe place to deposit money?Yes, Rock Valley Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Rock Valley Credit Union offer online and mobile banking?Most modern institutions like Rock Valley Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.68% and 3-month CD rates at 1.41%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 17.20%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates which you can compare to 
