☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Service Credit Union

iAdvertiser Disclosure

Service Credit Union Rates & Review October 2026

Q: How many branches does Service Credit Union operate?

Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Service Credit Union?

Yes, to access services at Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Service Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Service Credit Union's top rates as of October 9, 2026 are 3.75% APY on its 365 Day CD, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other Service Credit Union CD rates include 182 Day CD at 3.02%. MonitorBankRates evaluates the financial stability of Service Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates last updated and verified on 10/09/2026.

Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Service Credit Union? Share your experience about Service Credit Union by leaving a review below, or read customer reviews before you decide to use Service Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.09%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Service Credit Union
Main Office

2850 S Ashland Ave
Green Bay, WI 54304-5304

https://service-cu.com/

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Service Credit Union CD Rates

Product	Rate	APY	Term
365 Day Share Certificate	3.75%	3.75%	365 Day
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
182 Day Share Certificate	3.00%	3.02%	182 Day
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Service Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan Fixed Rate 80% LTV	-	-	5.99%	10 Year
Details ($11.10/$1000 borrowed) Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Home Equity Loan Fixed Rate 80% LTV	-	-	6.24%	15 Year
Details ($8.57/$1000 borrowed) Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Home Equity Line of Credit	7.00%	-	7.00%
Details Variable Annual Percentage Rate ("APR") in effect as of 10/1/2026 for home equity lines of credit with 70% maximum combined loan to value (LTV) on homestead property (prime plus a margin of 0%). The index is the highest bank prime rate published in the FEDERAL RESERVE statistical release H.15 SELECTED INTEREST RATES as of the twenty-second day of the months of March, June, September and December. The APR is subject to change quarterly and may increase or decrease but will not exceed 18.00%. The minimum APR that can apply is 3.25%. Maximum line is $200,000.00. Subject to credit approval and property evaluation. Consult your tax advisor regarding deductibility of interest. Property, flood and/or title insurance, if applicable, are required. There is an annual fee of $25.00. Estimated fees paid to third parties generally total between $321 - $500. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 9, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Service Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	4.24%	60 months
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	4.49%	60 months
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	4.49%	72 months
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	4.49%	60 months
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	4.74%	72 months
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	4.74%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	4.74%	60 months
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	4.74%	72 months
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	4.99%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	4.99%	72 months
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	5.24%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	5.49%	60 months
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	5.49%	84 months
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	5.49%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	5.74%	72 months
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	5.74%	84 months
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	5.74%	60 months
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	5.99%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	5.99%	72 months
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	6.49%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	6.74%	84 months
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	7.49%	60 months
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	7.74%	72 months
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	7.74%	60 months
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	7.99%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	7.99%	72 months
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	8.49%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	8.74%	84 months
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	9.49%	60 months
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	9.74%	72 months
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	9.74%	60 months
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	9.99%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	9.99%	72 months
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	10.49%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	10.74%	84 months
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 60 months	-	-	11.49%	60 months
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 72 months	-	-	11.74%	72 months
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 60 months	-	-	11.74%	60 months
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - <= 50% LTV	-	-	11.99%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2021 - 2019) - 72 months	-	-	11.99%	72 months
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Used Auto (2018 - older) - > 50% LTV	-	-	12.49%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Auto/Trailer/Motorcycle (2026-2022) - 84 months	-	-	12.74%	84 months
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Service Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	4.24%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	4.49%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	5.24%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	5.49%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	5.49%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	6.24%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	6.49%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	6.49%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	7.49%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	7.49%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	8.49%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	9.49%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	9.49%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	10.49%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	11.49%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2026-2022) Loan	-	11.49%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2021 - 2019) Loan	-	12.49%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Boats, Campers, UTVs, Snowmobiles (2018 and older) Loan	-	13.49%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Service Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Signature Loan	9.99%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.99% → 9.99% ▲ 2.00 pts · high 9.99% / low 7.99% Oct 1, 20269.99%▲ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Signature Loan	10.24%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.24% → 10.24% ▲ 2.00 pts · high 10.24% / low 8.24% Oct 1, 202610.24%▲ from 8.24% Sep 14, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Signature Loan	11.24%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.24% → 11.24% ▲ 2.00 pts · high 11.24% / low 9.24% Oct 1, 202611.24%▲ from 9.24% Sep 14, 20269.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Signature Loan	13.24%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.24% → 13.24% ▲ 2.00 pts · high 13.24% / low 11.24% Oct 1, 202613.24%▲ from 11.24% Sep 14, 202611.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	15.00%
Details Credit Grade: (A+) 730+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Signature Loan	15.24%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 13.24% → 15.24% ▲ 2.00 pts · high 15.24% / low 13.24% Oct 1, 202615.24%▲ from 13.24% Sep 14, 202613.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	15.25%
Details Credit Grade: (A) 680-729 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	16.25%
Details Credit Grade: (B) 640-679 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 16.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Signature Loan	17.24%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 15.24% → 17.24% ▲ 2.00 pts · high 17.24% / low 15.24% Oct 1, 202617.24%▲ from 15.24% Sep 14, 202615.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	18.25%
Details Credit Grade: (C) 600-639 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 18.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	20.25%
Details Credit Grade: (D) 550-599 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 20.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Unsecured Kwik Cash Loan	22.25%
Details Credit Grade: (E) 0-549 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 22.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Service Credit Union Other Rates

Product	Rate	Points	APY/APR
Holiday Account	-	-	1.00%
Details maximum deposit is $10,000.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
Share Accounts	-	-	0.50%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Service Credit Union’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.09% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$13M	0.09%	5.0	A+
March 31, 2026	$13M	0.00%	5.0	A+
December 31, 2025	$12M	0.00%	5.0	A+
September 30, 2025	$13M	0.00%	5.0	A+
June 30, 2025	$13M	0.00%	5.0	A+
March 31, 2025	$12M	0.00%	5.0	A+
December 31, 2024	$13M	0.00%	5.0	A+
September 30, 2024	$13M	0.71%	5.0	A+
June 30, 2024	$14M	0.65%	5.0	A+
March 31, 2024	$14M	0.68%	5.0	A+
December 31, 2023	$14M	0.00%	5.0	A+
September 30, 2023	$14M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Service Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Service Credit Union

Website https://service-cu.com/

Address 2850 S Ashland Ave, Green Bay, WI 54304-5304

Phone 920-433-1784

Fax 920-433-1768

President Bradley Coenen

CEO Nicole Fawcett

Full-Time Employees 2

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.09%

Return on Assets (ROA)

0.3222%

Return on Equity (ROE)

1.4569%

Non-Performing Loans Ratio (NPL)

0.03%

Total Assets

13,283,727

Total Amount of Shares and Deposits

10,250,248

Total Shares and Deposits < 1 Year

10,250,248

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

298,843

Total Uninsured Shares and Deposits > $250K (F+J)

298,843

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,951,405

Total Interest Expense (Sum of items 6 8)

76,776

Share Certificates

183

Number of Accounts for Share Drafts

185

Number of Accounts for Regular Shares

1,179

Net Income (unless the amount is already included in Undivided Earnings)

42,797

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

741,160

Total Liabilities

10,346,033

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Service Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/service-credit-union-rates-review-66530">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Service Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Service Credit Union

Frequently Asked Questions About Service Credit Union

How many branches does Service Credit Union operate?

Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Service Credit Union?

Yes, to access services at Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Service Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Service Credit Union offer online and mobile banking?

Most modern institutions like Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://service-cu.com/.