|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
SHAKER HEIGHTS Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
SHAKER HEIGHTS rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not SHAKER HEIGHTS, and you can see how they compare in the SHAKER HEIGHTS rate tables below. MonitorBankRates evaluates the financial stability of SHAKER HEIGHTS with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 24.58%. Database rates last updated and verified on 09/23/2026. SHAKER HEIGHTS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SHAKER HEIGHTS? Share your experience about SHAKER HEIGHTS by leaving a review below, or read customer reviews before you decide to use SHAKER HEIGHTS. SHAKER HEIGHTS
City Hall 3400 Lee Rd
Shaker Heights, OH 44120 
Current Rate AvailabilityWe're not currently displaying rates for SHAKER HEIGHTS, but our database is updated constantly, so check back soon for the latest offers. Are you with SHAKER HEIGHTS? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Financial Health HistorySHAKER HEIGHTS’s Texas Ratio rose from 21.13% in Q2 2023 to 24.58% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.5 to 4.2 and its Health Grade from B to C+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SHAKER HEIGHTS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SHAKER HEIGHTS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SHAKER HEIGHTS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SHAKER HEIGHTS
Website
N/A
Address
3400 Lee Rd,
Shaker Heights, OH 44120
Phone
216-544-2070
Fax
President
Gail Little
CEO
Frank Novak
Full-Time Employees
0
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.2 / 5.0 ★
Overall Health & Safety Grade
C+ (80/100)
Texas Ratio
24.58%
Return on Assets (ROA)
0.0019%
Return on Equity (ROE)
0.0078%
Non-Performing Loans Ratio (NPL)
19.51%
Total Assets
1,236,964
Total Amount of Shares and Deposits
938,845
Total Shares and Deposits < 1 Year
938,845
Total Insured Shares and Deposits > $250K (item 17 less item K)
938,845
Total Interest Expense (Sum of items 6 8)
2,850
Number of Accounts for Regular Shares
134
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
430,475
Total Liabilities
943,446
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for SHAKER HEIGHTS yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for SHAKER HEIGHTS
Frequently Asked Questions About SHAKER HEIGHTSHow many branches does SHAKER HEIGHTS operate?SHAKER HEIGHTS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SHAKER HEIGHTS?Yes, to access services at SHAKER HEIGHTS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SHAKER HEIGHTS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SHAKER HEIGHTS provides members with tools to manage their accounts and build a solid financial history. Does SHAKER HEIGHTS offer online and mobile banking?Most modern institutions like SHAKER HEIGHTS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
Stephens County Community Federal Credit Union
Consumers Federal Credit Union
360 Federal Credit Union
Mclennan County Employees Federal Credit Union
Members First Credit Union Midland, MI
Maine Family Federal Credit Union
City & County Credit Union
Riverfront Federal Credit Union
Florida West Coast Credit Union
Franklin Regional Schools Federal Credit Union
N J Latvian Federal Credit Union
PEOPLES TRANSPORT
Partnership Financial Credit Union
CLEVELAND SELFRELIANCE
Hoosier United Credit Union
Paris Hi-Way Credit Union
SAG AFTRA Federal Credit Union
H A L E Federal Credit Union
Hollyfrontier Employees Credit Union
Coconino Federal Credit Union
First Community Credit Union
|
