Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Shoreline Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Shoreline Credit Union's 24 Month CDs and IRA CDs rates are at 4.01%, 60 Month CDs and IRA CDs rates are at 3.85%, 36 Month CDs and IRA CDs rates are at 3.80%, 36 Month Bump-Up IRA CD rates are at 3.75%, 48 Month CDs and IRA CDs rates are at 3.65%. Shoreline Credit Union's savings rates are at 1.32%. Shoreline Credit Union's money market rates are at 0.05%. Shoreline Credit Union's Fixed-Rate Mortgage Rates - 10 Year Fixed rates are at 5.74%, Fixed-Rate Mortgage Rates - 15 Year Fixed rates are at 6.12%, Fixed-Rate Mortgage Rates - 30 Year Fixed rates are at 6.38%, Adjustable Rate Mortgage (ARM) Rates - 5/1 ARM rates are at 5.88%, Fixed-Rate Mortgage Rates - 20 Year Fixed rates are at 6.49%. Shoreline Credit Union's Personal Loan Rates are as low as 9.99%. Shoreline Credit Union's Credit Card Rates are at 15.99%. MonitorBankRates evaluates the financial stability of Shoreline Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.11%. Rates last updated and verified on 09/22/2026. Shoreline Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shoreline Credit Union? Share your experience about Shoreline Credit Union by leaving a review below, or read customer reviews before you decide to use Shoreline Credit Union. Shoreline Credit Union
Manitowoc Branch 4400 Calumet Ave
https://www.shorelinecu.org Manitowoc, WI 54220 
Shoreline Credit Union CD Rates
Shoreline Credit Union Savings Rates
Shoreline Credit Union Money Market Rates
Shoreline Credit Union Mortgage Rates
Shoreline Credit Union Home Equity & HELOC
Shoreline Credit Union Auto Loan Rates
Shoreline Credit Union Credit Card Rates
Shoreline Credit Union Personal Loan Rates
Shoreline Credit Union Other Rates
Financial Health HistoryShoreline Credit Union’s Texas Ratio stayed near 3.28% in Q2 2023 to 3.11% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Shoreline Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Shoreline Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Shoreline Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Shoreline Credit Union
Website
https://www.shorelinecu.org
Address
4400 Calumet Ave,
Manitowoc, WI 54220
Phone
920-482-3700
Fax
920-482-3701
President
Gretchen Bauknecht-Pech
CEO
Nathan Grossenbach
Full-Time Employees
32
Part-Time Employees
2
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.11%
Return on Assets (ROA)
0.1475%
Return on Equity (ROE)
1.4084%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
153,115,073
Total Amount of Shares and Deposits
122,320,110
Total Shares and Deposits < 1 Year
110,942,010
Total Shares and Deposits 1 3 Years
10,028,666
Total Shares and Deposits > 3 Years
1,349,434
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,497,515
Total Uninsured Shares and Deposits > $250K (F+J)
7,497,515
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,822,595
Total Interest Expense (Sum of items 6 8)
376,195
Share Certificates
733
Number of Accounts for Share Drafts
5,956
IRA KEOGH Accounts
276
Number of Accounts for Regular Shares
11,205
All other shares
242
Non Member Deposits
3
Money Market Shares
239
Net Income (unless the amount is already included in Undivided Earnings)
225,877
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,205,105
Total Liabilities
137,223,396
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Shoreline Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Shoreline Credit Union
Frequently Asked Questions About Shoreline Credit UnionHow many branches does Shoreline Credit Union operate?Shoreline Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Shoreline Credit Union?Yes, to access services at Shoreline Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Shoreline Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Shoreline Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Shoreline Credit Union offer online and mobile banking?Most modern institutions like Shoreline Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shorelinecu.org. Current Shoreline Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Public Safety Credit Union
Service Federal Credit Union
Guardian Credit Union Montgomery, AL
Eastman Credit Union
Park Side Financial Credit Union
Trinity UCC Federal Credit Union
United Heritage Credit Union
Freedom First Federal Credit Union
FRB Federal Credit Union
Infuze Credit Union
LOCO Credit Union
Metrex Federal Credit Union
Chattanooga Area Schools Federal Credit Union
Proponent Federal Credit Union
Members Choice Credit Union Ashland, KY
IRON WORKERS
USE Federal Credit Union
First Lincoln Federal Credit Union
Metro Medical Credit Union
Charter Oak Federal Credit Union
Florida Customs Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking