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Advertiser Disclosure
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 Sioux Valley Community Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Sioux Valley Community Credit Union's top rates as of October 9, 2026 are 3.00% APY on its I1 12 Month CD, 1.00% APY on money market accounts, auto loans from 4.35% APR, and credit cards from 8.99% APR, according to rates verified by MonitorBankRates. Other Sioux Valley Community Credit Union CD rates include I2 24 Month CD at 3.00%, I3 12 Month Renewal CD at 3.00%, and I4 24 Month Renewal Cert at 3.00%. MonitorBankRates evaluates the financial stability of Sioux Valley Community Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.50%. Rates last updated and verified on 10/09/2026. Sioux Valley Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sioux Valley Community Credit Union? Share your experience about Sioux Valley Community Credit Union by leaving a review below, or read customer reviews before you decide to use Sioux Valley Community Credit Union. Sioux Valley Community Credit Union
Downtown 1120 6th St
https://www.siouxvalleyccu.com Sioux City, IA 51101-1908  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Sioux Valley Community Credit Union CD Rates
Sioux Valley Community Credit Union Savings Rates
Sioux Valley Community Credit Union Money Market Rates
Sioux Valley Community Credit Union Auto Loan Rates
Sioux Valley Community Credit Union Credit Card Rates
Sioux Valley Community Credit Union Other Rates
Financial Health HistorySioux Valley Community Credit Union’s Texas Ratio rose from 5.12% in Q3 2023 to 15.50% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sioux Valley Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sioux Valley Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sioux Valley Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sioux Valley Community Credit Union
Website
https://www.siouxvalleyccu.com
Address
1120 6th St,
Sioux City, IA 51101-1908
Phone
712-277-1440
Fax
712-233-5499
President
Ann Hill
CEO
John Parks
Full-Time Employees
13
Part-Time Employees
4
Branch Locations
4
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.50%
Return on Assets (ROA)
-0.0081%
Return on Equity (ROE)
-0.0775%
Non-Performing Loans Ratio (NPL)
2.65%
Total Assets
43,600,637
Total Amount of Shares and Deposits
38,807,369
Total Shares and Deposits < 1 Year
37,809,970
Total Shares and Deposits 1 3 Years
997,399
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,932,997
Total Uninsured Shares and Deposits > $250K (F+J)
2,932,997
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,874,372
Total Interest Expense (Sum of items 6 8)
173,206
Share Certificates
582
Number of Accounts for Share Drafts
1,964
Number of Accounts for Regular Shares
4,186
Money Market Shares
72
Net Income (unless the amount is already included in Undivided Earnings)
-3,527
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,900,659
Total Liabilities
39,047,912
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Sioux Valley Community Credit Union
Frequently Asked Questions About Sioux Valley Community Credit UnionHow many branches does Sioux Valley Community Credit Union operate?Sioux Valley Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sioux Valley Community Credit Union?Yes, to access services at Sioux Valley Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sioux Valley Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sioux Valley Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sioux Valley Community Credit Union offer online and mobile banking?Most modern institutions like Sioux Valley Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.siouxvalleyccu.com. Current Sioux Valley Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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