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Space City Credit Union Rates and Review January 2026

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Space City Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 2.50% and 3-month CD rates at 2.52%. Savings rates are at 0.00% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 16.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Space City Credit Union rates.

Compare Space City Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Space City Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Space City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Space City Credit Union? Share your experience about Space City Credit Union by leaving a review below, or read customer reviews before you decide to use Space City Credit Union.

Overall, Space City Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Space City Credit Union
Space City Credit Union
3101 Harrisburg Blvd
Houston, TX 77003
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.00%
$5,000
6-Month CD
3.94%
$500
48-Month CD
3.75%
$1,000
48-Month CD
3.75%
$250
Elite Money Market Account
3.75%
$25,000
18-Month CD
3.64%
$500
48-Month CD
3.60%
$1,000
24-Month CD
3.55%
$500
12-Month CD
3.51%
$500
13-Month
3.50%
$25,000
36-Month CD
3.45%
$1,000
24-Month CD (IntraFi®)
3.40%
$10,000
12-Month CD
3.40%
$100
12-Month CD
3.40%
$500
24-Month CD
3.30%
$2,500
60-Month CD
3.29%
$1,000
36-Month CD
3.28%
$1,000
72-Month CD
3.25%
$100
18-Month CD
3.25%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.10%
$500
60-Month CD
3.04%
$1,500
12-Month CD
3.00%
$2,500
60-Month CD
3.00%
$1,000
60-Month CD
2.90%
$500
24-Month CD
2.80%
$1,000
48-Month CD
2.75%
$500
36-Month CD
2.75%
$1,000
60-Month CD
2.60%
$1,000
18-Month CD
1.50%
$500
60-Month CD
1.05%
$1,000
Select Money Market
0.85%
$25,000
24-Month CD
0.85%
$500
6-Month CD
0.75%
$1,000
Premier Money Market
0.73%
$25
Money Market
0.50%
$2,500
Statement Savings
0.50%
$100
36-Month CD
0.40%
$1,000
12-Month CD
0.35%
$1,000
Money Market
0.35%
$2,500
HiFi Money Market
0.30%
$5,000
Money Market
0.25%
$100
Money Market
0.20%
$5,000
Savings
0.20%
$10
12-Month CD
0.12%
$1,000
Interest-Bearing Checking
0.10%
$100
Passbook Savings
0.03%
$25
Passbook Savings
0.02%
$10
60-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.125%
5.284%
0.000
30-Year Fixed
6.000%
6.048%
0.000
6.500%
6.582%
0.000
15-Year Fixed
5.125%
5.228%
0.000
15-Year Fixed
5.250%
5.312%
0.000
4.675%
4.867%
0.000
5.500%
6.004%
0.750
15-Year Fixed
5.125%
5.180%
0.000
20-Year Fixed
5.750%
5.840%
0.000
30-Year Fixed
6.000%
6.068%
0.000
15-Year Fixed
5.350%
5.462%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.375%
5.488%
0.250
15-Year Fixed
5.375%
5.580%
0.000
5.500%
5.732%
0.000
5.500%
5.533%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.750%
6.130%
0.000
6.000%
5.892%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.375%
5.565%
1.000
20 Year Fixed
7.125%
7.527%
0.000
4.875%
5.778%
0.000
5.750%
5.970%
0.250
30-Year Fixed
5.750%
5.842%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
6.125%
6.170%
0.000
6.000%
6.061%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.500%
5.695%
0.000
6.000%
6.070%
0.000
6.250%
7.325%
0.000
5.875%
6.023%
0.000
5.850%
5.891%
0.000
30-Year Fixed
6.000%
6.133%
0.000
30-Year Fixed
6.250%
6.450%
0.000
4.750%
4.940%
0.250
5.875%
6.091%
0.000
15-Year Fixed
5.625%
5.750%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.750%
7.634%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.500%
5.972%
0.000
6.375%
6.460%
0.000
6.125%
6.162%
0.000
5.375%
5.639%
0.250
5.500%
5.567%
0.000
5.375%
5.416%
0.000
15-Year Fixed
5.750%
5.870%
0.000
5.875%
6.010%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Business Rewards Card
15.240%
Savings Secured Visa®
18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Business Select Credit Card Mastercard
18.000%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Security Service Power MasterCard
12.740% - 18.000%
Max Rewards Visa Credit Card
15.250%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Access FCU Visa Gold
9.900%
VISA Traditional
14.240% - 18.000%
VISA® Gold
11.960%
8.900% - 13.900%
Based upon credit worthiness.
VISA® Classic
12.960%
8.750%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
16.490% - 17.990%
VISA Credit Card
11.900%
No annual fee
14.000%
VISA® Credit Cards
7.990%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acadia Visa Credit Card
10.900%
No annual fee
Visa Classic Card
12.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Lines of Credit
11.900% - 19.400%
$0
7.000%
$500 - $15,000
60
12.490%
$0
12.740%
$0
36
13.990%
$0
Credit Builder Loan
9.000%
$0
11.240% - 17.950%
$0
25 - 36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Line of Credit
9.500%
$0
10.000%
$0
12 - 12
11.240% - 17.950%
$0
25 - 36
10.490%
$0
Personal Loans
13.450%
$0
60
9.490%
$0
48 - 48
13.700%
$2,500 - $5,000
36 - 36
Access Line Of Credit
16.240%
$0
12.990%
$0
12
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit
16.240%
$0
60
New Signature Loans
8.990%
$0
10.650%
$0
8.950%
$0
1 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
10.250% - 17.950%
$0
1 - 36
14.990%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Space City Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Space City Credit Union
Full Time Employees: 42
Part Time Employees: 1
President: Buck Lay
CEO: Craig Rohden
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
3101 Harrisburg Blvd
Houston, TX 77003
Phone Number: 713-222-1244
Fax Number: 713-222-1246

Financials

Total Assets:
143,102,583
Total Amount of Shares and Deposits:
122,721,208
Total Shares and Deposits < 1 Year:
115,908,537
Total Shares and Deposits 1 3 Years:
3,337,197
Total Shares and Deposits > 3 Years:
3,475,474
Total Insured Shares and Deposits > $250K (item 17 less item K):
122,721,208
Total Interest Expense (Sum of items 6 8):
550,190
Share Certificates:
953
Number of Accounts for Share Drafts:
5,677
IRA KEOGH Accounts:
263
Number of Accounts for Regular Shares:
12,754
All other shares:
740
Money Market Shares:
309
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,921,249
Total Liabilities:
123,803,440
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Space City Credit Union

Is a member application needed to join Space City Credit Union?

Yes, to access services at Space City Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Space City Credit Union provides a range of mortgage and home equity products.

Is Space City Credit Union a safe place to deposit money?

Yes, Space City Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Space City Credit Union offer online and mobile banking?

Most modern institutions like Space City Credit Union provide digital access including online balance checks and transfers.

Current Space City Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions