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Starr County Teachers Federal Credit Union Rates & Review April 2026

Starr County Teachers Federal Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Starr County Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates were last updated on 04/25/2026.

Starr County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Starr County Teachers Federal Credit Union? Share your experience about Starr County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Starr County Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.75%
Excellent Lower than avg
Starr County Teachers Federal Credit Union
Starr County Teachers FCU
1322 E San Benito St
Rio Grande City, TX 78582
http://www.starrfcu.com/
Member NCUA

Starr County Teachers Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Starr County Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Starr County Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Starr County Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Starr County Teachers Federal Credit Union
Address 1322 E San Benito St, Rio Grande City, TX 78582
Phone 956-487-4044
Fax 956-487-0489
President Dario Salinas
CEO Enedina Nunez
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.75%
Return on Assets (ROA)
1.4140%
Return on Equity (ROE)
8.4832%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
44,490,667
Total Amount of Shares and Deposits
36,817,778
Total Shares and Deposits < 1 Year
35,261,893
Total Shares and Deposits 1 3 Years
1,555,884
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,817,778
Total Interest Expense (Sum of items 6 8)
134,832
Share Certificates
187
Number of Accounts for Share Drafts
2,085
Number of Accounts for Regular Shares
4,362
All other shares
388
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,667,928
Total Liabilities
37,075,061
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Starr County Teachers Federal Credit Union

Is Starr County Teachers Federal Credit Union a safe place to deposit money?

Yes, Starr County Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.75399097524868%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Starr County Teachers Federal Credit Union operate?

Starr County Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Starr County Teachers Federal Credit Union?

Yes, to access services at Starr County Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Starr County Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Starr County Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Starr County Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Starr County Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.starrfcu.com/.