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Tee Pak Credit Union Rates & Review September 2026

Tee Pak Credit Union's 6 Month CD rates are at 3.75%, 6 Month CD rates are at 3.25%, 24 Month CD rates are at 2.50%, 12 Month CD rates are at 2.00%, 24 Month CD rates are at 2.00%. Tee Pak Credit Union's Personal Loan Rates are as low as 8.90%. Tee Pak Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of Tee Pak Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.44%. Rates last updated and verified on 09/21/2026.

Tee Pak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tee Pak Credit Union? Share your experience about Tee Pak Credit Union by leaving a review below, or read customer reviews before you decide to use Tee Pak Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.44%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Tee Pak Credit Union
Vermillion St
3591 N Vermilion St
Danville, IL 61832-1337
https://www.teepakcu.org/
Member NCUA

Tee Pak Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate 3.75% 3.75% 6 Month
Min Balance $1,000
Details LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
6 Month Certificate 3.25% 3.25% 6 Month
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
24 Month Certificate 2.50% 2.50% 24 Month
Min Balance $1,000
Details LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
12 Month Certificate 2.00% 2.00% 12 Month
Min Balance $1,000
Details LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
24 Month Certificate 2.00% 2.00% 24 Month
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
12 Month Certificate 1.50% 1.50% 12 Month
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Tee Pak Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan 4.75% - 5.75% up to 7 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
New Vehicles Loan 3.99% - 13.99% up to 5 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
New Vehicles Loan 3.75% - 13.99% up to 4 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
New Vehicles Loan 3.49% - 13.99% up to 3 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
New Vehicles Loan 4.25% - 14.99% up to 6 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2025-2015 Loan 4.99% - 14.99% up to 5 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2025-2015 Loan 4.75% - 14.99% up to 4 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2025-2015 Loan 4.49% - 14.99% up to 3 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2014 - Older Loan 6.99% - 15.99% up to 5 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2014 - Older Loan 5.75% - 15.99% up to 4 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2014 - Older Loan 5.49% - 15.99% up to 3 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2025-2015 Loan 5.25% - 15.99% up to 6 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Used Vehicles 2014 - Older Loan 7.25% - 16.99% up to 6 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Tee Pak Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards 10.90% 10.90%
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Credit Cards 14.90% 14.90%
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Credit Cards 16.90% 16.90%
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Tee Pak Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 8.90% up to 1 year
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 9.90% up to 1 year
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 9.90% up to 2 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premium Signature Loan 10.90% up to 5 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 10.90% up to 1 year
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 10.90% up to 2 years
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 11.90% up to 3 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premium Signature Loan 11.90% up to 5 years
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 11.90% up to 1 year
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 11.90% up to 2 years
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 11.90% up to 1 year
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 12.90% up to 3 years
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premium Signature Loan 12.90% up to 5 years
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 12.90% up to 1 year
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 12.90% up to 2 years
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 12.90% up to 1 year
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 12.90% up to 2 years
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 13.90% up to 3 years
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premium Signature Loan 13.90% up to 5 years
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 13.90% up to 1 year
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 13.90% up to 2 years
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 13.90% up to 1 year
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 13.90% up to 2 years
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 14.90% up to 3 years
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 14.90% up to 1 year
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 14.90% up to 2 years
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 14.90% up to 1 year
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 14.90% up to 2 years
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 15.90% up to 3 years
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Loan 15.90% up to 2 years
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 15.90% up to 1 year
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 15.90% up to 2 years
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Preferred Signature Loan 16.90% up to 3 years
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 16.90% up to 1 year
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 16.90% up to 2 years
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 17.90% up to 1 year
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 17.90% up to 2 years
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Signature Plus Loan 18.90% up to 2 years
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Tee Pak Credit Union Other Rates

Product Rate Points APY/APR Term View More
Express Loan 13.99% - 13.99% up to 1 year
Details Credit Score: < 600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 12.99% - 12.99% up to 1 year
Details Credit Score: 600-624
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 11.99% - 11.99% up to 1 year
Details Credit Score: 625-650
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 10.99% - 10.99% up to 1 year
Details Credit Score: 651-674
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 9.99% - 9.99% up to 1 year
Details Credit Score: 675-699
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 8.99% - 8.99% up to 1 year
Details Credit Score: 700-749
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Express Loan 7.99% - 7.99% up to 1 year
Details Credit Score: 750 plus
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Financial Health History

Tee Pak Credit Union’s Texas Ratio fell from 3.08% in Q2 2023 to 2.44% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.4% 2.0★ 2.7% 3.0★ 4.1% 4.0★ 5.5% 5.0★ Healthy zone – entire history below the 15% limit 3.08% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.44% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$25M2.44%5.0A+
December 31, 2025$24M1.95%5.0A+
September 30, 2025$23M1.79%5.0A+
June 30, 2025$25M2.54%5.0A+
March 31, 2025$25M2.76%5.0A+
December 31, 2024$26M3.90%5.0A+
September 30, 2024$26M2.63%5.0A+
June 30, 2024$25M3.14%5.0A+
March 31, 2024$25M3.13%5.0A+
December 31, 2023$22M4.06%5.0A+
September 30, 2023$22M2.90%5.0A+
June 30, 2023$23M3.08%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tee Pak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tee Pak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tee Pak Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tee Pak Credit Union
Address 3591 N Vermilion St, Danville, IL 61832-1337
Phone 217-477-4428
Fax
President Troy Pearson
CEO McKenna Hughes
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.44%
Return on Assets (ROA)
0.3425%
Return on Equity (ROE)
2.1385%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
24,501,986
Total Amount of Shares and Deposits
20,379,430
Total Shares and Deposits < 1 Year
19,819,537
Total Shares and Deposits 1 3 Years
559,891
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
381,067
Total Uninsured Shares and Deposits > $250K (F+J)
381,067
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,998,363
Total Interest Expense (Sum of items 6 8)
23,621
Share Certificates
74
Number of Accounts for Share Drafts
1,339
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
2,295
All other shares
314
Net Income (unless the amount is already included in Undivided Earnings)
83,916
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,659,370
Total Liabilities
20,577,571
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Tee Pak Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/tee-pak-credit-union-rates-review-60390">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Tee Pak Credit Union

How many branches does Tee Pak Credit Union operate?

Tee Pak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tee Pak Credit Union?

Yes, to access services at Tee Pak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tee Pak Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tee Pak Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tee Pak Credit Union offer online and mobile banking?

Most modern institutions like Tee Pak Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.teepakcu.org/.

Current Tee Pak Credit Union Rates

  • 12-Month CD1.50%
  • 24-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.