What are the current interest rates at Trailhead Federal Credit Union?

Current rates for Trailhead Federal Credit Union include: 12-Month CD: 2.00%, 18-Month CD: 2.30%, 24-Month CD: 2.30%, 60-Month CD: 2.30%, Savings: 0.05%, MMA: 1.40%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Trailhead Federal Credit Union

iAdvertiser Disclosure

Trailhead Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trailhead Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Trailhead Federal Credit Union's top rates as of October 12, 2026 are 2.90% APY on its 6 Month CD, 0.05% APY on savings, 1.40% APY on money market accounts, 0.50% APY on checking, 6.62% on its Fixed Rate - 15 Year mortgage, rv, boat and powersport loans from 9.00% APR, and credit cards from 11.75% APR, according to rates verified by MonitorBankRates. Other Trailhead Federal Credit Union CD rates include Business 6 Month CD at 2.90%, 12 Month CD at 2.70%, and Business 12 Month CD at 2.70%. Other Trailhead Federal Credit Union mortgage rates include Mortgage Loans - Adjustable Rate - 7 Year at 6.75%, Mortgage Loans - Adjustable Rate - 10 Year at 7.25%, and Mortgage Loans - Fixed Rate - 30 Year at 7.38%. MonitorBankRates evaluates the financial stability of Trailhead Federal Credit Union with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 28.59%. Rates last updated and verified on 10/12/2026.

Trailhead Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trailhead Federal Credit Union? Share your experience about Trailhead Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Trailhead Federal Credit Union.

Overall Health & Safety Grade

Average Health Score: 74/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

28.59%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Trailhead Federal Credit Union
Trailhead CU

221 NW 2nd Ave Ste 100
Portland, OR 97209-3959

https://www.trailheadcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Trailhead Federal Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000+; Dividend compounded monthly; Certificate Accounts & IRA/ESA Certificates Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Easy Saver Certificate	1.98%	2.00%	12 months
Min Deposit $10 Details Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Money Builder Certificate	1.98%	2.00%	12 months
Min Deposit $10 Details Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business CD Rates

Product	Rate	APY	Term
Business 6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 6 Month Certificate	2.86%	2.90%	6 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.00% → 2.90% ▼ 0.10 pts · high 3.00% / low 2.90% Oct 4, 20262.90%▼ from 3.00% Sep 25, 20263.00%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 12 Month Certificate	2.67%	2.70%	12 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.75% → 2.70% ▼ 0.05 pts · high 2.75% / low 2.70% Oct 4, 20262.70%▼ from 2.75% Sep 25, 20262.75%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 18 Month Certificate	2.28%	2.30%	18 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.50% → 2.30% ▼ 0.20 pts · high 2.50% / low 2.30% Oct 4, 20262.30%▼ from 2.50% Sep 25, 20262.50%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 24 Month Certificate	2.28%	2.30%	24 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.50% → 2.30% ▼ 0.20 pts · high 2.50% / low 2.30% Oct 4, 20262.30%▼ from 2.50% Sep 25, 20262.50%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 36 Month Certificate	2.28%	2.30%	36 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.50% → 2.30% ▼ 0.20 pts · high 2.50% / low 2.30% Oct 4, 20262.30%▼ from 2.50% Sep 25, 20262.50%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 48 Month Certificate	2.28%	2.30%	48 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.50% → 2.30% ▼ 0.20 pts · high 2.50% / low 2.30% Oct 4, 20262.30%▼ from 2.50% Sep 25, 20262.50%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.30% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business 60 Month Certificate	2.28%	2.30%	60 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000 +; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 2.50% → 2.30% ▼ 0.20 pts · high 2.50% / low 2.30% Oct 4, 20262.30%▼ from 2.50% Sep 25, 20262.50%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Savings Rates

Product	Rate	APY
Holiday Club Certificate	1.98%	2.00%
Min Deposit $10 Details Matures November 1; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Tax Saver Certificate	1.98%	2.00%
Min Deposit $10 Details Matures November 1; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Savings IRA/ESA	0.05%	0.05%
Min Deposit $25 Min Balance $100 Details Minimum balance required to earn dividends Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 4, 20260.05%▼ from 0.10% Sep 25, 20260.10%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Primary Share Savings	0.01%	0.01%
Min Deposit $5 Min Balance $25 Details Minimum daily balance of $25 required to earn dividends Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Secondary Savings	0.01%	0.01%
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Share Savings	-	0.01%
Min Deposit $5 Details APY as high as; Tiered rates: No; Single Service Fee of $10 per month applies to accounts that only have a Share Savings account with a balance below $100 Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 4, 20260.01%▼ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.05%	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 4, 20260.05%▼ from 0.10% Sep 25, 20260.10%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $250,000 + Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.40% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	1.14%	1.15%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.15% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.50% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $250,000 + Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 0.25% → 1.40% ▲ 1.15 pts · high 1.40% / low 0.25% Oct 12, 20261.40%▲ from 0.25% Oct 4, 20260.25%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	1.14%	1.15%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 0.25% → 1.15% ▲ 0.90 pts · high 1.15% / low 0.25% Oct 12, 20261.15%▲ from 0.25% Oct 4, 20260.25%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 0.25% → 1.00% ▲ 0.75 pts · high 1.00% / low 0.25% Oct 12, 20261.00%▲ from 0.25% Oct 4, 20260.25%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 0.25% → 0.50% ▲ 0.25 pts · high 0.50% / low 0.25% Oct 12, 20260.50%▲ from 0.25% Oct 4, 20260.25%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.25% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Business Checking Rates

Product	Rate	APY
Business Checking	0.50%	0.50%
Min Deposit $25 Details Min balance to avoid fee: $500 Average Daily Balance; Monthly fee if below minimum: $5 Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 1.00% → 0.50% ▼ 0.50 pts · high 1.00% / low 0.50% Oct 4, 20260.50%▼ from 1.00% Sep 25, 20261.00%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Nonprofit Checking	0.50%	0.50%
Min Deposit $25 Details Monthly fee if below minimum: $0 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.50% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Mortgage Loans - Adjustable Rate - 7 Year	6.75%	-	6.769%	7 years
Details Mortgage loans for home purchases offered through partner Consolidated Community Credit Union; rates include a 1% loan fee; based on $200,000 loan with 20% down; primary residence Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.77% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Fixed Rate - 15 Year	6.625%	-	6.862%	15 years
Details Mortgage loans for home purchases offered through partner Consolidated Community Credit Union; rates include a 1% loan fee; based on $200,000 loan with 20% down; primary residence Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.86% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Adjustable Rate - 10 Year	7.25%	-	7.348%	10 years
Details Mortgage loans for home purchases offered through partner Consolidated Community Credit Union; rates include a 1% loan fee; based on $200,000 loan with 20% down; primary residence Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.35% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Mortgage Loans - Fixed Rate - 30 Year	7.375%	-	7.608%	30 years
Details Mortgage loans for home purchases offered through partner Consolidated Community Credit Union; rates include a 1% loan fee; based on $200,000 loan with 20% down; primary residence Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.61% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC Equity Options Line of Credit	-	-	6.25%	15 year
Details Term: 15 year amortization with 10 year draw; Published APR range: 6.25% - 10.75%. Variable rate based on the Prime rate as published in the Wall Street Journal; 3.75% floor; 18% ceiling. Trailhead pays standard set up costs up to $500 including desktop appraisal (primary residences only); reimbursement required if line closed within 3 years. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.25% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Line	-	-	6.25%
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.25% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 1st Lien (Home Loan Refinance) - 15 year	6.25%	-	6.448%	15 year
Details Published APR range: 6.448%- 9.718%; Published rate range: 6.25% - 9.50%. Refinance your existing mortgage; Rates include a 0.75% loan origination fee; Up to 90% LTV; Member pays third party closing costs Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.55% → 6.45% ▲ 0.89 pts · high 6.45% / low 5.55% Oct 2, 20266.45%▲ from 5.55% Sep 16, 20265.55%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 1st Lien (Home Loan Refinance) - 7 year balloon	7.00%	-	7.389%	7 year
Details Term: 7 year balloon (30 year amortization); Published APR range: 7.389%- 10.027 %; Published rate range: 7.00% - 9.625%. Refinance your existing mortgage; Rates include a 0.75% loan origination fee; Up to 90% LTV; Member pays third party closing costs Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.39% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 2nd Lien - 10 years	-	-	7.625%	10 years
Details Published APR range: 7.625% - 9.500%. Members pays third party closing costs; Up to 85% LTV Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.63% APR · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Equity Line of Credit	-	-	7.75%	15 year
Details Term: 15 year amortization with 10 year draw; Published APR range: 7.75% - 8.25%. Variable rate based on Prime rate as published in the Wall Street Journal; 3.75% floor; 18% ceiling; Member pays third party closing costs Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.75% APR · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Home Equity Loan - 2nd Lien - 15 years	-	-	8.125%	15 years
Details Published APR range: 8.125% - 9.875%. Members pays third party closing costs; Up to 85% LTV Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.13% APR · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Green Auto Loan Special	-	-	3.99%
Details As Low As; Hybrid or electric vehicles; 0.50% APR discount; No payments for 90 days Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.99% APR · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
New & Used Auto Loans	-	-	4.49%
Details As Low As; Defer payments for 90 days; Offer valid through December 31, 2026 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.49% APR · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Autos (New & Used)	-	-	4.99%	Up to 84 months
Details Published APR range: 4.99% - 18.00%. Loan amounts per term: Up to 60 months is $5,000-$9,999.99; 61-72 months is $10,000-$14,999.99; 73-84 months is $15,000+; Rate Adjustments: Loan to Value Below 80%: -0.5%, 81%-100%: Base rate, 101% & Above: +0.5%; No Automatic Payment: +0.25%; Mileage above 125,000 miles: +1%; Green Auto: -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.99% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles (New & Used) - Standard (60 months or less) Loan	-	7.74%	Up to 60 months
Details Published APR range: 7.74% - 18.00%. Loan amount: $5,000-$9,999.99; Rate adjustments: Loan to Value below 80% -0.5%, 81%-100% base rate, 101% & above +0.5%; No Automatic Payment +0.25%; Vehicle Age (7-20 years) +2%; Trailhead Rewards -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.74% APR · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	7.99%	84 months or less
Details Published APR range: 7.99% - 10.24%. Maximum loan amount: $5,000 - $9,999.99; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%; No Automatic Payment +0.25%; Vehicle Age (10-20 years) +2%; Trailhead Rewards -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.99% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	8.24%	85-120 months
Details Published APR range: 8.24% - 13.79%. Maximum loan amount: $10,000-$19,999.99; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%; No Automatic Payment +0.25%; Vehicle Age (10-20 years) +2%; Trailhead Rewards -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.24% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Motorcycles (New & Used) - Extended (61-84 months) Loan	-	8.24%	61-84 months
Details Published APR range: 8.24% - 18.00%. Loan amount: $10,000+; Rate adjustments: Loan to Value below 80% -0.5%, 81%-100% base rate, 101% & above +0.5%; No Automatic Payment +0.25%; Vehicle Age (7-20 years) +2%; Trailhead Rewards -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.24% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Boats, RVs & Travel Trailers (New & Used) Loan	-	8.99%	121-180 months
Details Published APR range: 8.99% - 15.79%. Maximum loan amount: $20,000+; Rate adjustments: LTV below 80% -0.5%, 81%-100% base rate, 101%-105% +0.5%; No Automatic Payment +0.25%; Vehicle Age (10-20 years) +2%; Trailhead Rewards -0.25%; Floor Rate is 2.49% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 8.99% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	-	9.00%	Up to 24 months
Details Published APR range: 9.00% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.00% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	-	9.25%	25-36 months
Details Published APR range: 9.25% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.25% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	-	9.50%	37-48 months
Details Published APR range: 9.50% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.50% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Credit Card Rates

Product	Rate	APR
Business Platinum Credit Card	-	11.75%
Details Published APR range: 11.75% - 18.00%. Purchase and Cash Advance APR; Variable; Balance Transfer APR: 8.75% - 18.00% Variable; 18% ceiling Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 11.75% → 11.75% ▼ 0.00 pts · high 11.75% / low 8.75% Oct 4, 202611.75%▲ from 8.75% Sep 25, 20268.75%▼ from 11.75% Sep 16, 202611.75%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Platinum Credit Card	-	11.75%
Details Published APR range: 11.75% - 18.00%. Purchase and Cash Advance APR; Variable; 18% ceiling Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.75% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Secured Credit Card	-	11.75%
Details Purchase and Cash Advance APR; Variable; 18% ceiling Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.75% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Visa Credit Card	-	11.75%
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 11.75% APR · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Business Rewards Credit Card	-	12.75%
Details Published APR range: 12.75% - 18.00%. Purchase and Cash Advance APR; Variable; Balance Transfer APR: 9.75% - 18.00% Variable; 18% ceiling Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 12.75% → 12.75% ▼ 0.00 pts · high 12.75% / low 9.75% Oct 4, 202612.75%▲ from 9.75% Sep 25, 20269.75%▼ from 12.75% Sep 16, 202612.75%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Rewards Credit Card	-	12.75%
Details Published APR range: 12.75% - 18.00%. Purchase and Cash Advance APR; Variable; 18% ceiling Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.75% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Personal Loan Rates

Product	APR	Term
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	9.00%	Up to 24 months
Details Published APR range: 9.00% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.00% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	9.25%	25-36 months
Details Published APR range: 9.25% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.25% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
ATVs, Snowmobiles, Personal Watercraft (New & Used) Loan	9.50%	37-48 months
Details Published APR range: 9.50% - 18.00%. Up to 100% LTV Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.50% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Flexline Personal Line of Credit	12.75%	Revolving
Details Published APR range: 12.75%-18.00%. Variable rate; based on the Prime rate as published in the Wall Street Journal on the first day of the month; 18% ceiling. Repayment is Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 12.75% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Personal Loan	14.00%	Up to 48 months
Details Published APR range: 14.00% - 18.00%. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 14.00% APR · checked 5 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Trailhead Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Bike Loan	-	-	11.50%	Up to 12 months
Details Published APR range: 11.50% - 18.00%. $350 min, $2500 max loan amount; New purchases Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 11.50% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Loan - 15 year	6.75%	-	6.91%	15 year
Details Published APR range: 6.910% - 10.428%; Published rate range: 6.75% - 10.25%. 1% loan origination fee; Member pays third party closing costs; Purchase or refinance Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.91% APR · checked 6 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Floating Home Loan - 7 year balloon	7.00%	-	7.31%	7 year
Details Term: 7 year balloon (30 year amortization); Published APR range: 7.310% - 10.825%; Published rate range: 7.00% - 10.50%. 1% loan origination fee; Member pays third party closing costs; Purchase or refinance Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.31% APR Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
12 Month Certificate	-	-	2.70%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.70% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
6 Month Certificate	-	-	2.90%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $74,999.99; Dividend compounded and credited monthly Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 2.90% APY · checked 2 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Certificate Account	-	-	2.90%
Details As high as Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.00% → 2.90% ▼ 0.10 pts · high 3.00% / low 2.90% Oct 4, 20262.90%▼ from 3.00% Sep 25, 20263.00%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Cash Checking	4.88%	-	5.00%
Min Deposit $25 Details Qualifications Required; Balance: $0 - $15,000 (Qualified rate); Qualifying balance up to $15,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.00% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Cash Checking	-	-	5.00%
Details As high as Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.00% APY · checked 3 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	2.96%	-	3.00%
Min Deposit $5 Details Balance: $0 - $30,000 (Qualified rate) Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05% Oct 12, 20263.00%▲ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	0.25%	-	0.25%
Min Deposit $5 Details Balance: $30,000.01 (Qualified rate) Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 0.25% ▲ 0.20 pts · high 0.25% / low 0.05% Oct 12, 20260.25%▲ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	0.05%	-	0.05%
Min Deposit $5 Details Base Rate (non-qualified rate) Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%
Kasasa Saver Savings	-	-	3.00%
Min Deposit $5 Details Qualifications Required; Qualifying daily balance up to $30,000.00; APY as high as Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05% Oct 12, 20263.00%▲ from 0.05% Sep 25, 20260.05%first recorded Institution Ratings 3.9 Star Rating C Health Grade ◈ Texas Ratio: 28.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Trailhead Federal Credit Union’s Texas Ratio rose from 6.70% in Q3 2023 to 28.59% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.9 and its Health Grade from A to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$156M	28.59%	3.9	C
March 31, 2026	$155M	26.35%	4.1	C+
December 31, 2025	$156M	19.34%	4.6	B
September 30, 2025	$153M	9.69%	5.0	A
June 30, 2025	$158M	10.79%	5.0	A
March 31, 2025	$159M	13.11%	5.0	A
December 31, 2024	$163M	5.49%	5.0	A+
September 30, 2024	$170M	11.92%	5.0	A
June 30, 2024	$164M	10.16%	5.0	A
March 31, 2024	$177M	9.54%	5.0	A
December 31, 2023	$168M	5.74%	5.0	A+
September 30, 2023	$174M	6.70%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Trailhead Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Trailhead Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Trailhead Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Trailhead Federal Credit Union

Website https://www.trailheadcu.org

Address 221 NW 2nd Ave Ste 100, Portland, OR 97209-3959

Phone 503-220-2592

Fax 503-228-6770

President Adam Starling

CEO Jim McCarthy

Full-Time Employees 34

Part-Time Employees 1

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.9 / 5.0 ★

Overall Health & Safety Grade

C (74/100)

Texas Ratio

28.59%

Return on Assets (ROA)

-0.6485%

Return on Equity (ROE)

-7.3721%

Non-Performing Loans Ratio (NPL)

4.14%

Total Assets

155,956,384

Total Amount of Shares and Deposits

140,836,567

Total Shares and Deposits < 1 Year

139,406,186

Total Shares and Deposits 1 3 Years

1,362,375

Total Shares and Deposits > 3 Years

68,006

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,273,631

Total Uninsured Shares and Deposits > $250K (F+J)

2,273,631

Total Insured Shares and Deposits > $250K (item 17 less item K)

138,562,936

Total Interest Expense (Sum of items 6 8)

1,038,281

Share Certificates

550

Number of Accounts for Share Drafts

7,293

IRA KEOGH Accounts

344

Number of Accounts for Regular Shares

12,318

Non Member Deposits

Money Market Shares

326

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

23,586,799

Total Liabilities

143,009,026

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for Trailhead Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Trailhead Federal Credit Union

Frequently Asked Questions About Trailhead Federal Credit Union

How many branches does Trailhead Federal Credit Union operate?

Trailhead Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Trailhead Federal Credit Union?

Yes, to access services at Trailhead Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Trailhead Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trailhead Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Trailhead Federal Credit Union offer online and mobile banking?

Most modern institutions like Trailhead Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trailheadcu.org.

Current Trailhead Federal Credit Union Rates

12-Month CD2.00%
18-Month CD2.30%
24-Month CD2.30%
60-Month CD2.30%
Savings0.05%
MMA1.40%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Trailhead Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Trailhead Federal Credit Union Texas Ratio

Trailhead Federal Credit Union Health Trend

Trailhead Federal Credit Union CD Rates

Trailhead Federal Credit Union Business CD Rates

Trailhead Federal Credit Union Savings Rates

Trailhead Federal Credit Union Business Savings Rates

Trailhead Federal Credit Union Money Market Rates

Trailhead Federal Credit Union Business Money Market Rates

Trailhead Federal Credit Union Business Checking Rates

Trailhead Federal Credit Union Mortgage Rates

Trailhead Federal Credit Union Home Equity & HELOC

Trailhead Federal Credit Union Auto Loan Rates

Trailhead Federal Credit Union RV, Boat and Powersport Loan Rates

Trailhead Federal Credit Union Credit Card Rates

Trailhead Federal Credit Union Personal Loan Rates

Trailhead Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About Trailhead Federal Credit Union

How many branches does Trailhead Federal Credit Union operate?

Is a member application needed to join Trailhead Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Trailhead Federal Credit Union offer online and mobile banking?

Current Trailhead Federal Credit Union Rates

Compare to Other Credit Unions