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United Catholics Federal Credit Union Rates & Review April 2026

United Catholics Federal Credit Union's Personal Loan Rates are at 3.75%. MonitorBankRates evaluates the financial stability of United Catholics Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.03%. Rates were last updated on 04/17/2026.

United Catholics Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Catholics Federal Credit Union? Share your experience about United Catholics Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United Catholics Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.03%
Excellent Lower than avg
United Catholics Federal Credit Union
UNITED CATHOLICS FCU
160 E COLLEGE ST
COVINA, CA 91723 2104
https://www.unitedcatholicsfcu.org
Member NCUA

United Catholics Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.74%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.03%

United Catholics Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.49% 36
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.03%

United Catholics Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Rewards Card - 8.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.03%

United Catholics Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 3.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.03%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for United Catholics Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Catholics Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Catholics Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Catholics Federal Credit Union
Address 160 E COLLEGE ST, COVINA, CA 91723 2104
Phone 626-974-4447
Fax 626-974-4473
President Cynthia Medvitz
CEO Lucy Sloan
Full-Time Employees 9
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.03%
Return on Assets (ROA)
0.5845%
Return on Equity (ROE)
6.1329%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
47,238,163
Total Amount of Shares and Deposits
42,216,936
Total Shares and Deposits < 1 Year
40,824,597
Total Shares and Deposits 1 3 Years
1,135,675
Total Shares and Deposits > 3 Years
256,663
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,828,369
Total Uninsured Shares and Deposits > $250K (F+J)
3,828,369
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,388,567
Total Interest Expense (Sum of items 6 8)
314,086
Share Certificates
130
Number of Accounts for Share Drafts
1,506
IRA KEOGH Accounts
75
Number of Accounts for Regular Shares
3,881
Money Market Shares
88
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,096,803
Total Liabilities
42,735,964
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About United Catholics Federal Credit Union

Is United Catholics Federal Credit Union a safe place to deposit money?

Yes, United Catholics Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.029718810741151%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does United Catholics Federal Credit Union operate?

United Catholics Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Catholics Federal Credit Union?

Yes, to access services at United Catholics Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Catholics Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Catholics Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does United Catholics Federal Credit Union offer online and mobile banking?

Most modern institutions like United Catholics Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcatholicsfcu.org.