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iAdvertiser Disclosure
Advertiser Disclosure
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 Wescom Central Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 13, 2026
Wescom Central Credit Union's top rate as of October 13, 2026 is 6.50% on its 5/6 Month ARM mortgage, according to rates verified by MonitorBankRates. Other Wescom Central Credit Union mortgage rates include 15 Year Fixed at 6.99%, 30-Year Fixed at 7.38%, and 30 Year Fixed at 7.50%. MonitorBankRates evaluates the financial stability of Wescom Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.66%. Rates last updated and verified on 10/13/2026. Wescom Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wescom Central Credit Union? Share your experience about Wescom Central Credit Union by leaving a review below, or read customer reviews before you decide to use Wescom Central Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Wescom Central Credit Union Mortgage Rates
Wescom Central Credit Union Other Rates
Financial Health HistoryWescom Central Credit Union’s Texas Ratio rose from 0.93% in Q3 2023 to 2.66% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wescom Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wescom Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wescom Central Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wescom Central Credit Union
Website
https://www.wescom.org
Address
123 S Marengo Ave,
Pasadena, CA 91101
Phone
888-493-7266
Fax
President
Hani Bhimji
CEO
Darren Williams
Full-Time Employees
839
Part-Time Employees
15
Branch Locations
30
ATM Locations
30
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.66%
Return on Assets (ROA)
0.2345%
Return on Equity (ROE)
2.9666%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
6,600,264,904
Total Amount of Shares and Deposits
4,346,904,003
Total Shares and Deposits < 1 Year
4,195,558,145
Total Shares and Deposits 1 3 Years
117,242,443
Total Shares and Deposits > 3 Years
34,103,416
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
269,774,853
Total Uninsured Shares and Deposits > $250K (F+J)
444,524,853
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,902,379,150
Total Interest Expense (Sum of items 6 8)
47,997,611
Share Certificates
25,303
Number of Accounts for Share Drafts
232,075
IRA KEOGH Accounts
12,486
Number of Accounts for Regular Shares
328,417
Non Member Deposits
4
Money Market Shares
27,893
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
199,245,141
Total Liabilities
6,225,644,493
Source: NCUA — Last Updated 06/30/2026
Customer Reviewsr.ofer
July 8, 2026
great service
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Frequently Asked Questions About Wescom Central Credit UnionHow many branches does Wescom Central Credit Union operate?Wescom Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wescom Central Credit Union?Yes, to access services at Wescom Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wescom Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wescom Central Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wescom Central Credit Union offer online and mobile banking?Most modern institutions like Wescom Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wescom.org. Compare to Other Credit Unions
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