MonitorBankRates
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Best Money Market Rates in Oregon (OR) - April 2026

Current Oregon money market rates include InRoads Federal Credit UnionInRoads Federal Credit Union1720 Saint Helens St, Saint Helens, OR 97051 1745A5.0 ★Texas Ratio: 10.70% Business Money Market at 4.00% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union11619 Island Ave, Island City, OR 97850A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, and Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union451 Division St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 4.47% Premium Money Market at 3.25% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Oregon side-by-side. Oregon money market rates currently reach as high as 4.00% APY from InRoads Federal Credit Union at 1720 Saint Helens St, Saint Helens, OR 97051 1745. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oregon and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Oregon

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Nonprofit Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.49%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
3.00%
$0
Rate2.98%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedApr 19, 2026
Details

$250,000 - $499,999.99

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market Account
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying balance up to $500.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
Member Preferred Money Market
2.79%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
Premium Money Market
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.58%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Business Money Market
2.53%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 22, 2026
Details

as high as

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
2.50%
$5
Rate2.47%
Min Deposit$5
Min Balance
UpdatedApr 19, 2026
Details

$100,000 - $249,999.99

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
High Yield Money Market Account
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.47%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
10333 SE Main St, Portland, OR 97216 2940
Money Market
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Indexed Money Market Account
1.88%
$5
Rate1.86%
Min Deposit$5
Min Balance
UpdatedApr 19, 2026
Details

$5,000 and above

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Indexed Money Market
1.88%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
1.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Money Market Account (Personal)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

SELCO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Money Market
1.50%
$1,000
Rate1.50%
Min Deposit$1,000
Min Balance
UpdatedApr 19, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR 97838
Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

$250,000-$999,999.99

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Premium Money Market
1.50%
$5
Rate1.49%
Min Deposit$5
Min Balance
UpdatedApr 19, 2026
Details

$50,000 - $99,999.99

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr, Medford, OR 97501 7941
MyMoney MarketTM
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
1.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Business Money Market Account
1.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Business Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market Savings
1.40%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 17, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Business Money Market Account
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave, Island City, OR 97850
Money Market Account
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

$100,000-$249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

$25,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

$10,000-$24,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $4,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.46%
$1,500
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 17, 2026
Details

up to $9,999.99

CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR 97206 9238
Money Market Accounts
0.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $4,999.99

CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR 97206 9238
Money Market Accounts
0.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oregon and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oregon Money Market Rate Trends

Compare local Oregon money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon MMA Trends →
High-Yield MMA — OR Avg
3.063%
▲ 0.026 vs 7 days ago

Oregon high-yield MMA rates rose 0.026 points over the past 7 days to 3.063% APY.

Standard MMA — OR Avg
0.668%
▼ 0.034 vs 7 days ago

Oregon standard MMA rates fell 0.034 points over the past 7 days to 0.668% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oregon

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.

Are Money Market accounts in Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do MMA rates change in Oregon?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Oregon

Here are some of the highest money market account APYs currently available in Oregon:
  • InRoads Federal Credit Union
    Business Money Market — 4.00% APY
  • Unitus Community Credit Union
    Money Market Account (Personal) — 3.50% APY
  • OnPoint Community Credit Union
    Nonprofit Money Market — 3.50% APY
  • Potlatch No 1 Financial Credit Union
    Money Market Account — 3.49% APY
  • Marion And Polk Schools Credit Union
    Premium Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

Cities in Oregon

  • Adams
  • Adel
  • Adrian
  • Agness
  • Albany
  • Allegany
  • Alsea
  • Alvadore
  • Amity
  • Antelope
  • Arch Cape
  • Arlington
  • Arock
  • Ashland
  • Ashwood
  • Astoria
  • Athena
  • Aumsville
  • Aurora
  • Azalea
  • Baker City
  • Bandon
  • Banks
  • Bates
  • Bay City
  • Beatty
  • Beaver
  • Beavercreek
  • Beaverton
  • Bend
  • Blachly
  • Blodgett
  • Blue River
  • Bly
  • Boardman
  • Bonanza
  • Boring
  • Bridal Veil
  • Bridgeport
  • Brightwood
  • Broadbent
  • Brogan
  • Brookings
  • Brothers
  • Brownsville
  • Burns
  • Butte Falls
  • Buxton
  • Camas Valley
  • Camp Sherman
  • Canby
  • Cannon Beach
  • Canyon City
  • Canyonville
  • Carlton
  • Cascade Locks
  • Cascadia
  • Cave Junction
  • Cayuse
  • Central Point
  • Chemult
  • Cheshire
  • Chiloquin
  • Christmas Valley
  • Clackamas
  • Clatskanie
  • Cloverdale
  • Colton
  • Columbia City
  • Condon
  • Coos Bay
  • Coquille
  • Corbett
  • Cornelius
  • Corvallis
  • Cottage Grove
  • Cove
  • Crabtree
  • Crane
  • Crater Lake
  • Crawfordsville
  • Crescent
  • Crescent Lake
  • Creswell
  • Culp Creek
  • Culver
  • Curtin
  • Dairy
  • Dallas
  • Days Creek
  • Dayton
  • Dayville
  • Deadwood
  • Deer Island
  • Depoe Bay
  • Detroit
  • Dexter
  • Diamond
  • Dillard
  • Donald
  • Dorena
  • Drain
  • Drewsey
  • Dufur
  • Dundee
  • Durkee
  • Eagle Creek
  • Eagle Point
  • Echo
  • Eddyville
  • Elgin
  • Elkton
  • Elmira
  • Enterprise
  • Estacada
  • Eugene
  • Fairview
  • Fall Creek
  • Falls City
  • Fields
  • Florence
  • Forest Grove
  • Fort Klamath
  • Fort Rock
  • Fossil
  • Foster
  • Fox
  • Frenchglen
  • Gales Creek
  • Gardiner
  • Garibaldi
  • Gaston
  • Gates
  • Gervais
  • Gilchrist
  • Gladstone
  • Glendale
  • Gleneden Beach
  • Glide
  • Gold Beach
  • Gold Hill
  • Government Camp
  • Grand Ronde
  • Grants Pass
  • Grass Valley
  • Gresham
  • Haines
  • Halfway
  • Halsey
  • Hammond
  • Harper
  • Harrisburg
  • Hebo
  • Helix
  • Heppner
  • Hereford
  • Hermiston
  • Hillsboro
  • Hines
  • Hood River
  • Hubbard
  • Huntington
  • Idanha
  • Idleyld Park
  • Imbler
  • Imnaha
  • Independence
  • Ione
  • Ironside
  • Irrigon
  • Jacksonville
  • Jamieson
  • Jefferson
  • John Day
  • Joseph
  • Junction City
  • Juntura
  • Keizer
  • Keno
  • Kent
  • Kerby
  • Kimberly
  • Klamath Falls
  • La Grande
  • La Pine
  • Lafayette
  • Lake Oswego
  • Lakeside
  • Lakeview
  • Langlois
  • Lawen
  • Lebanon
  • Lexington
  • Lincoln City
  • Logsden
  • Long Creek
  • Lorane
  • Lostine
  • Lowell
  • Lyons
  • Madras
  • Malin
  • Manning
  • Manzanita
  • Mapleton
  • Marcola
  • Marion
  • Marylhurst
  • Maupin
  • Mcminnville
  • Meacham
  • Medford
  • Mehama
  • Merlin
  • Merrill
  • Midland
  • Mikkalo
  • Mill City
  • Milton Freewater
  • Mitchell
  • Molalla
  • Monmouth
  • Monroe
  • Monument
  • Moro
  • Mosier
  • Mount Angel
  • Mount Hood Parkdale
  • Mount Vernon
  • Mulino
  • Murphy
  • Myrtle Creek
  • Myrtle Point
  • Nehalem
  • Neotsu
  • Neskowin
  • Netarts
  • Newberg
  • Newport
  • North Bend
  • North Plains
  • North Powder
  • Norway
  • Noti
  • O Brien
  • Oakland
  • Oakridge
  • Oceanside
  • Odell
  • Ontario
  • Ophir
  • Oregon City
  • Otis
  • Otter Rock
  • Oxbow
  • Pacific City
  • Paisley
  • Paulina
  • Pendleton
  • Philomath
  • Phoenix
  • Pilot Rock
  • Pleasant Hill
  • Plush
  • Port Orford
  • Portland
  • Post
  • Powell Butte
  • Powers
  • Prairie City
  • Princeton
  • Prineville
  • Prospect
  • Rainier
  • Raleigh Hills
  • Redmond
  • Reedsport
  • Remote
  • Rhododendron
  • Richland
  • Rickreall
  • Riddle
  • Riley
  • Ritter
  • Riverside
  • Rockaway Beach
  • Rogue River
  • Rose Lodge
  • Roseburg
  • Roseburg North
  • Rufus
  • Saginaw
  • Saint Benedict
  • Saint Helens
  • Saint Paul
  • Salem
  • Sandy
  • Scappoose
  • Scio
  • Scotts Mills
  • Scottsburg
  • Seal Rock
  • Seaside
  • Selma
  • Seneca
  • Shady Cove
  • Shaniko
  • Shedd
  • Sheridan
  • Sherwood
  • Siletz
  • Silver Lake
  • Silverton
  • Sisters
  • Sixes
  • South Beach
  • Sprague River
  • Spray
  • Springfield
  • Stanfield
  • Stayton
  • Sublimity
  • Summer Lake
  • Summerville
  • Sumpter
  • Sutherlin
  • Sweet Home
  • Swisshome
  • Talent
  • Tangent
  • Tenmile
  • Terrebonne
  • The Dalles
  • Thurston
  • Tidewater
  • Tillamook
  • Tiller
  • Timber
  • Toledo
  • Tolovana Park
  • Trail
  • Troutdale
  • Tualatin
  • Turner
  • Tygh Valley
  • Ukiah
  • Umatilla
  • Umpqua
  • Union
  • Unity
  • Vale
  • Veneta
  • Vernonia
  • Vida
  • Waldport
  • Wallowa
  • Walterville
  • Walton
  • Warm Springs
  • Warren
  • Warrenton
  • Wasco
  • Wedderburn
  • Welches
  • West Linn
  • Westfall
  • Westfir
  • Westlake
  • Weston
  • Wheeler
  • White City
  • Wilbur
  • Wilderville
  • Willamina
  • Williams
  • Wilsonville
  • Winchester
  • Winston
  • Wolf Creek
  • Woodburn
  • Yachats
  • Yamhill
  • Yoncalla