Best Money Market Rates in Oregon - July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oregon money market deposit account rates include InRoads Federal Credit UnionInRoads Federal Credit Union1720 Saint Helens St, Saint Helens, OR 97051 1745A5.0 ★Texas Ratio: 10.09% Business Money Market at 3.75% APY, IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union11619 Island Ave, Island City, OR 97850A+5.0 ★Texas Ratio: 4.06% Money Market Account at 3.49% APY, Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union451 Division St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 4.29% Premium Money Market at 3.25% APY, and HAPO Community Credit UnionHAPO Community Credit Union1905 N 1st St, Hermiston, OR 97838A+5.0 ★Texas Ratio: 1.93% Money Market Account at 3.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Oregon side-by-side. Oregon money market rates currently reach as high as 3.75% APY from InRoads Federal Credit Union at 1720 Saint Helens St, Saint Helens, OR 97051 1745. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oregon and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Oregon
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Money Market Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Dividends Compounded & Credited: Monthly
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
3030 Gateway Loop, Springfield, OR 97477
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
See Rate PDF
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Dividends Compounded & Credited: Monthly
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
3.00%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1190 Campbell St, Baker City, OR 97814
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
APY is accurate as of the last dividend declaration date. Rate is variable and balance tiers may change after account is opened. STCU membership is required to open account and fees may reduce earnings. STCU allows up to six (6) pre-authorized, automatic, or remote (such as online and mobile banking) transfers to another account, including other accounts you own, per calendar month. A $5 "excess item fee" may be charged for the first three items above that limit, and $15 for each additional item after that. See transaction limits. Federally insured up to NCUA limits.
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
631 Winter St NE, Salem, OR 97301
Premium Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
Money Market Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Dividends Compounded & Credited: Monthly
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
High Yield Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Dividends Paid: Monthly
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Money Market Account
2.25%
$1,000
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
$1,000,000 and greater
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Soar Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Indexed Money Market
1.88%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Business Money Market Accounts
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
299 E 11th Ave, Eugene, OR 97401 3251
Money Market
1.50%
$1,000
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
Premium Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Dividends Compounded & Credited: Monthly
InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Business Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Elite + Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
$250,000-$999,999.99
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
1370 Center Dr, Medford, OR 97501 7941
MyMoney Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Business Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balances $250,000 +
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance: $250,000 +
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
Money Market Savings
1.40%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 12, 2026
Details
Higher rates on your higher balances. Access funds with your ATM card: No
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
11619 Island Ave, Island City, OR 97850
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
$100,000-$249,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
1.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
$25,000-$99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.75%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.65%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
$10,000-$24,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.55%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
High Yield Money Market
0.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Money Market
0.46%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 12, 2026
Details
up to $9,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Tiered Rate Money Market
0.35%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Investment Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
Money Market Checking Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oregon and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oregon Money Market Rate Trends
Compare local Oregon money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OR Avg
3.046%
▼ 0.018 vs 7 days ago
Oregon high-yield MMA rates fell 0.018 points over the past 7 days to 3.046% APY.
Standard MMA — OR Avg
0.668%
▲ 0.030 vs 7 days ago
Oregon standard MMA rates rose 0.030 points over the past 7 days to 0.668% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oregon
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.
Are Money Market accounts in Oregon safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.
How often do MMA rates change in Oregon?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Oregon?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oregon require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Oregon
Here are some of the highest money market account APYs currently available in Oregon:
- InRoads Federal Credit Union
Business Money Market — 3.75% APY - IQ Credit Union
Business Money Market Accounts — 3.50% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - Marion And Polk Schools Credit Union
Premium Money Market — 3.25% APY - HAPO Community Credit Union
Money Market Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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