Best Personal Loan Rates in Connecticut - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Connecticut include: Mutual Security Credit UnionMutual Security Credit Union1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602A+5.0 ★Texas Ratio: 4.07% offering 2025 or Newer (less than 5k miles) Loan at 4.69% APR, Dutch Point Credit UnionDutch Point Credit Union195 Silas Deane Hwy, Wethersfield, CT, 06109 1240A+5.0 ★Texas Ratio: 1.68% offering Prime Minus 2% Loan at 4.75% APR, Manchester Municipal Federal Credit UnionManchester Municipal Federal Credit Union479 Main St, Manchester, CT, 06040 4101A+5.0 ★Texas Ratio: 1.98% offering 5 year Loan at 4.99% APR, Stafford Savings BankStafford Savings Bank2 Furnace Ave, Stafford Springs, CT, 06076A+5.0 ★Texas Ratio: 0.14% offering 10 Years Loan at 5.76% APR, and GHA Federal Credit UnionGHA Federal Credit Union5 Perryridge Rd, Greenwich, CT, 06830 4608A+5.0 ★Texas Ratio: 0.18% offering Fixed Equity Loan at 6.25% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Connecticut side-by-side. Connecticut personal loan rates currently start as low as 4.69% APR from Mutual Security Credit Union at 1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Connecticut Personal Loan Rates
F
Rate: Prime Minus 2% APR* For the First 12 Billing Cycles
No additional details available.
F
F
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
F
F
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
No additional details available.
Over $10,000 requires collateral/comaker
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
F
No additional details available.
No additional details available.
up to $5,000.00
F
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
F
Rates as low as 7.45% APR; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
No additional details available.
F
F
No additional details available.
Over $20,000.00
Limits Apply
No additional details available.
No additional details available.
As Low As
As Low As; Rates as low as 7.99% APR.
No additional details available.
No additional details available.
As low as 7.99%
As Low As
As low as; **
Over $20,000.00
No additional details available.
No additional details available.
As Low As
As Low As; APR*
No additional details available.
No additional details available.
Over $10,000 requires collateral/comaker
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.; Maximum loan amount $15,000.; Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69.; Rates are subject to change without notice.; APR= Annual Percentage Rate; Rates are effective as of 01/13/26.
No additional details available.
Limits Apply
No additional details available.
Fair Isaac Scores: 730 +
As Low As
As Low As
No additional details available.
Credit Score: 720+
As Low As
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
$0.00-$20,000.00
No additional details available.
Over $10,000 requires collateral/comaker
As Low As
No additional details available.
Over $10,000 requires collateral/comaker
No additional details available.
Minimum Loan Amount: $500
As Low As
As Low As
Total loan amount cannot exceed $15,000.
No additional details available.
Note 3
Fair Isaac Scores: 680-729
Credit Score: 680 - 719
No additional details available.
As low as 9.99%; ($500 up to $15,000)
As Low As
F
As Low As
Total loan amount cannot exceed $15,000.
No additional details available.
As Low As
No additional details available.
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
as Low as 10.61%
No additional details available.
Total loan amount cannot exceed $15,000.
F
As Low As
Minimum Loan Amount: $500
Credit Score: 620 - 679
As low as; Personal Loans
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
As Low As
As low as; Personal Loans
No additional details available.
No additional details available.
As Low As
No additional details available.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
As low as; Personal Loans
No additional details available.
No additional details available.
Fair Isaac Scores: 640-679
F
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
Credit Score: 600 - 619
F
No additional details available.
No additional details available.
No additional details available.
As Low As
$10,000; Negative credit could adversely affect rate
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
No additional details available.
Fair Isaac Scores: 600-639
As Low As
As low as; Debt Consolidation Loans
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Fair Isaac Scores: 550-599
Fixed rate of 17.99% APR; Borrow up to $5,000
Connecticut Personal Loan Rates
Rates as low as 7.45% APR; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
As Low As; Rates as low as 7.99% APR.
As Low As
No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.; Maximum loan amount $15,000.; Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69.; Rates are subject to change without notice.; APR= Annual Percentage Rate; Rates are effective as of 01/13/26.
As Low As
Credit Score: 720+
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
No additional details available.
As Low As
Total loan amount cannot exceed $15,000.
Note 3
As Low As
Credit Score: 680 - 719
Total loan amount cannot exceed $15,000.
As Low As
No additional details available.
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
Total loan amount cannot exceed $15,000.
As Low As
Credit Score: 620 - 679
As low as; Personal Loans
As Low As
As low as; Personal Loans
No additional details available.
As Low As
No additional details available.
As low as; Personal Loans
No additional details available.
No additional details available.
No additional details available.
Credit Score: 600 - 619
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Connecticut Debt Consolidation Loan Rates
Minimum Loan Amount: $500
F
No additional details available.
F
F
F
As low as; Debt Consolidation Loans
Connecticut Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As low as 9.99%; ($500 up to $15,000)
As Low As
as Low as 10.61%
No additional details available.
No additional details available.
Connecticut Personal Loan Rate Trends
Compare local Connecticut personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates rose 0.796 points over the past 7 days to 11.897% APR.
Connecticut signature loan rates rose 0.140 points over the past 7 days to 9.534% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Connecticut?
What are the best personal loan rates in Connecticut?
- Mutual Security Credit Union: 4.69% (2025 or Newer (less than 5k miles) Loan)
- Dutch Point Credit Union: 4.75% (Prime Minus 2% Loan)
- Manchester Municipal Federal Credit Union: 4.99% (5 year Loan)
- Stafford Savings Bank: 5.76% (10 Years Loan)
- GHA Federal Credit Union: 6.25% (Fixed Equity Loan)
