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Best Personal Loan Rates in Connecticut - July 2026

Current personal loan options available to borrowers in Connecticut include: Mutual Security Credit UnionMutual Security Credit Union1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602A+5.0 ★Texas Ratio: 4.07% offering 2025 or Newer (less than 5k miles) Loan at 4.69% APR, Dutch Point Credit UnionDutch Point Credit Union195 Silas Deane Hwy, Wethersfield, CT, 06109 1240A+5.0 ★Texas Ratio: 1.68% offering Prime Minus 2% APR* Loan at 4.75% APR, Manchester Municipal Federal Credit UnionManchester Municipal Federal Credit Union479 Main St, Manchester, CT, 06040 4101A+5.0 ★Texas Ratio: 1.98% offering 5 year Loan at 4.99% APR, Community Healthcare Credit UnionCommunity Healthcare Credit Union48 Haynes ST, Manchester, CT, 06040A5.0 ★Texas Ratio: 6.21% offering Loan at 5.00% APR, and Stafford Savings BankStafford Savings Bank2 Furnace Ave, Stafford Springs, CT, 06076A+5.0 ★Texas Ratio: 0.14% offering 10 Years Loan at 5.76% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across Connecticut side-by-side. Connecticut personal loan rates currently start as low as 4.69% APR from Mutual Security Credit Union at 1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Connecticut.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026

Connecticut Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2025 or Newer (less than 5k miles) Loan
4.69%
APR4.69%
Last UpdatedJuly 6, 2026
Details

F

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Prime Minus 2% APR* Loan
4.75%
APR4.75%
Last UpdatedJuly 6, 2026
Details

Rate: Prime Minus 2% APR*

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
5 year Loan
4.99%
APR4.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Loan
5.00%
APR5.00%
Last UpdatedJuly 6, 2026
Details

w/auto pay

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2021 - 2025 Loan
5.19%
APR5.19%
Last UpdatedJuly 6, 2026
Details

F

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2025 or Newer (less than 5k miles) Loan
5.19%
APR5.19%
Last UpdatedJuly 6, 2026
Details

F

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
10 Years Loan
5.76%
APR5.76%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
10 Years Loan
5.79%
APR5.79%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT, 06082 4454
Personal Loan
5.90%
APR5.90%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
10 year Loan
5.99%
APR5.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
5 year Loan
5.99%
APR5.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
25 Years Loan
6.11%
APR6.11%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
25 Years Loan
6.14%
APR6.14%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2021 - 2025 Loan
6.19%
APR6.19%
Last UpdatedJuly 6, 2026
Details

F

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2025 or Newer (less than 5k miles) Loan
6.19%
APR6.19%
Last UpdatedJuly 6, 2026
Details

F

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Loan
6.24%
APR6.24%
Last UpdatedJuly 6, 2026
Details

w/auto pay

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT, 06470
Ready to Own Loan
6.32%
APR6.32%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Medical residency loan
6.33%
APR6.33%
Last UpdatedJuly 6, 2026
Details

Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Spring Loan Special
6.49%
APR6.49%
Last UpdatedJuly 6, 2026
Details

Over $10,000 requires collateral/comaker

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Special fixed up to 15 months!
6.50%
APR6.50%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
APR6.50%
Last UpdatedJuly 6, 2026
Details

As Low As; Special fixed

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Dental residency loan
6.50%
APR6.50%
Last UpdatedJuly 6, 2026
Details

Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Bar exam loan
6.51%
APR6.51%
Last UpdatedJuly 6, 2026
Details

Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2016 - 2020 Loan
6.69%
APR6.69%
Last UpdatedJuly 6, 2026
Details

F

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT, 06901
Prime Loan
6.75%
APR6.75%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Borrow for a term of one year. Loan
6.95%
APR6.95%
Last UpdatedJuly 6, 2026
Details

up to $5,000.00

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Borrow Loan
6.95%
APR6.95%
Last UpdatedJuly 6, 2026
Details

up to $5,000.00

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Unsecured Loan
6.95%
APR6.95%
Last UpdatedJuly 6, 2026
Details

Borrow up to $5,000.00

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
6.99%
APR6.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Connecticut Green Bank Smart E-Loan
6.99%
APR6.99%
Last UpdatedJuly 6, 2026
Details

Standard APR*

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
10 year Loan
6.99%
APR6.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1515 Black Rock Tpke, Fairfield, CT, 06825
LOAN SPECIAl
6.99%
APR6.99%
Last UpdatedJuly 6, 2026
Details

MAX $5,000

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Smart-E Loan - Max APR
6.99%
APR6.99%
Last UpdatedJuly 6, 2026
Details

F

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Bar exam loan
7.01%
APR7.01%
Last UpdatedJuly 6, 2026
Details

Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2021 - 2025 Loan
7.19%
APR7.19%
Last UpdatedJuly 6, 2026
Details

F

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
1 Year Loan
7.45%
APR7.45%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
APR7.45%
Last UpdatedJuly 6, 2026
Details

As Low As; Flexible terms to fit your budget No prepayment penalties Fixed monthly Payments Single/Joint Life insurance available Single/Joint Disability insurance available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Connecticut Green Bank Smart E-Loan
7.49%
APR7.49%
Last UpdatedJuly 6, 2026
Details

Standard APR*

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Smart-E Loan
7.49%
APR7.49%
Last UpdatedJuly 6, 2026
Details

F

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
7.49%
APR7.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
2016 - 2020 Loan
7.69%
APR7.69%
Last UpdatedJuly 6, 2026
Details

F

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
APR7.74%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Fixed up to 36 months
7.74%
APR7.74%
Last UpdatedJuly 6, 2026
Details

As Low As

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
7.75%
APR7.75%
Last UpdatedJuly 6, 2026
Details

As Low As; *

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.75%
APR7.75%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Vacation Loan
7.90%
APR7.90%
Last UpdatedJuly 6, 2026
Details

Limits Apply

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
2 Years Loan
7.95%
APR7.95%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
CT Smart E Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loans
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

2APR = Annual Percentage Rate

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT, 06450 5847
Renovation Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
339 N Elm St, Torrington, CT, 06790
Toy Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As; **

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Dream Forward Personal Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
5 year Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Gold Loan
8.00%
APR8.00%
Last UpdatedJuly 6, 2026
Details

As Low As

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Signature Loan
8.00%
APR8.00%
Last UpdatedJuly 6, 2026
Details

As Low As; $10,000.00 maximum single signature; Minimum loan $500.00

Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
120 Middle St Rm 204, Bridgeport, CT, 06602
Personal Loan
8.00%
APR8.00%
Last UpdatedJuly 6, 2026
Details

As Low As

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.05%
APR8.05%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Unsecured Loan
8.24%
APR8.24%
Last UpdatedJuly 6, 2026
Details

As low as; **

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.30%
APR8.30%
Last UpdatedJuly 6, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.40%
APR8.40%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
3 Years Loan
8.45%
APR8.45%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Spring Loan Special
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

Over $10,000 requires collateral/comaker

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Revolving Loan
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

As low as; APR*

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Platinum Loan
8.50%
APR8.50%
Last UpdatedJuly 6, 2026
Details

As Low As

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.50%
APR8.50%
Last UpdatedJuly 6, 2026
Details

No additional details available.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loan
8.74%
APR8.74%
Last UpdatedJuly 6, 2026
Details

No additional details available.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loans
8.74%
APR8.74%
Last UpdatedJuly 6, 2026
Details

As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.75%
APR8.75%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Vacation Loan
8.90%
APR8.90%
Last UpdatedJuly 6, 2026
Details

Limits Apply

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
4 Years Loan
8.95%
APR8.95%
Last UpdatedJuly 6, 2026
Details

No additional details available.

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan Prices
8.95%
APR8.95%
Last UpdatedJuly 6, 2026
Details

Fair Isaac Scores: 730 +; Credit Grade: A+

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Credit Builder Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 720+

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
10 year Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
439 W Putnam Ave, Greenwich, CT, 06830 1053
Personal Lines Of Credit Loan
9.00%
APR9.00%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Spring Loan Special
9.00%
APR9.00%
Last UpdatedJuly 6, 2026
Details

Over $10,000 requires collateral/comaker

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT, 06762 2852
Cashback Loan
9.00%
APR9.00%
Last UpdatedJuly 6, 2026
Details

As Low As

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT, 06040
Spring Loan Special
9.25%
APR9.25%
Last UpdatedJuly 6, 2026
Details

Over $10,000 requires collateral/comaker

Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
250 MURPHY RD, Hartford, CT, 06114
Personal Loan
9.25%
APR9.25%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
5 Years Loan
9.45%
APR9.45%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

$500 Minimum Loan Amount

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
APR9.50%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Fixed up to 60 months
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Personal Loan
9.80%
APR9.80%
Last UpdatedJuly 6, 2026
Details

Note 3

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT, 06830 4608
Unsecured Loan Prices
9.95%
APR9.95%
Last UpdatedJuly 6, 2026
Details

Fair Isaac Scores: 680-729; Credit Grade: A

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; $4,000 and higher

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 1 Year
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1515 Black Rock Tpke, Fairfield, CT, 06825
PERSONAL (UNSECURED OR COMAKER) Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
339 N Elm St, Torrington, CT, 06790
Signature Loan up to $15,000)
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

$500; As Low As; **

360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 680 - 719

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

F

Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT, 06515
PERSONAL LOANS
10.00%
APR10.00%
Last UpdatedJuly 6, 2026
Details

UP TO 10,000.00; As low as 10.00% APR; CALL THE CREDIT UNION FOR RATE AND TERM INFO

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.24%
APR10.24%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT, 06103
Unsecured Signature Loan
10.25%
APR10.25%
Last UpdatedJuly 6, 2026
Details

As low as

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
290 Salem Tpke, Norwich, CT, 06360
Dime Deposit Account Holder Loan
10.25%
APR10.25%
Last UpdatedJuly 6, 2026
Details

No additional details available.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
APR10.25%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 2 Years
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
37 North Ave, Norwalk, CT, 06851
Signature (Unsecured Personal) Loans
10.50%
APR10.50%
Last UpdatedJuly 6, 2026
Details

Signature (Unsecured Personal) Loans as Low as 10.50%

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
APR10.50%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.74%
APR10.74%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
10.74%
APR10.74%
Last UpdatedJuly 6, 2026
Details

No additional details available.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
APR10.75%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.90%
APR10.90%
Last UpdatedJuly 6, 2026
Details

As Low As; $10,000.00 maximum limit

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

F

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 620 - 679

360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
385 Enfield St, Enfield, CT, 06082 1920
Anything Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

$500 Minimum Loan Amount

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 3 Years
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
777 E Main St, Torrington, CT, 06790 3915
Personal Loans
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

As low as; Personal Loans

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Loans
11.00%
APR11.00%
Last UpdatedJuly 6, 2026
Details

As Low As; *

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Unsecured Loans
11.00%
APR11.00%
Last UpdatedJuly 6, 2026
Details

Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Unsecured Loans - 2 Years
11.00%
APR11.00%
Last UpdatedJuly 6, 2026
Details

up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
777 E Main St, Torrington, CT, 06790 3915
Personal Loans
11.24%
APR11.24%
Last UpdatedJuly 6, 2026
Details

As low as; Personal Loans

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT, 06902
Personal Loans
11.25%
APR11.25%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Personal Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

Loan amount $4,000 and higher

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 4 Years
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
Personal Loans
11.50%
APR11.50%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Unsecured Loans
11.50%
APR11.50%
Last UpdatedJuly 6, 2026
Details

Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Unsecured Loans - 3 Years
11.50%
APR11.50%
Last UpdatedJuly 6, 2026
Details

up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.

Connecticut Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT, 06082 4454
Personal Loan
5.90%
APR5.90%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
6.50%
APR6.50%
Last UpdatedJuly 6, 2026
Details

As Low As; Special fixed

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Special fixed up to 15 months!
6.50%
APR6.50%
Last UpdatedJuly 6, 2026
Details

As Low As

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT, 06114
Personal Loans
7.45%
APR7.45%
Last UpdatedJuly 6, 2026
Details

As Low As; Flexible terms to fit your budget No prepayment penalties Fixed monthly Payments Single/Joint Life insurance available Single/Joint Disability insurance available

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
7.74%
APR7.74%
Last UpdatedJuly 6, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Fixed up to 36 months
7.74%
APR7.74%
Last UpdatedJuly 6, 2026
Details

As Low As

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
7.75%
APR7.75%
Last UpdatedJuly 6, 2026
Details

As Low As; *

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Dream Forward Personal Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loans
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

2APR = Annual Percentage Rate

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
776 Maple Ave, Hartford, CT, 06114 2317
Personal Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Bridgeport Post Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
120 Middle St Rm 204, Bridgeport, CT, 06602
Personal Loan
8.00%
APR8.00%
Last UpdatedJuly 6, 2026
Details

As Low As

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.05%
APR8.05%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.30%
APR8.30%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.50%
APR8.50%
Last UpdatedJuly 6, 2026
Details

No additional details available.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loans
8.74%
APR8.74%
Last UpdatedJuly 6, 2026
Details

As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT, 06062 2335
Personal Loan
8.74%
APR8.74%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT, 06340
Unsecured Personal Loans
8.75%
APR8.75%
Last UpdatedJuly 6, 2026
Details

No additional details available.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 720+

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Metropolitan District Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
250 MURPHY RD, Hartford, CT, 06114
Personal Loan
9.25%
APR9.25%
Last UpdatedJuly 6, 2026
Details

No additional details available.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
9.50%
APR9.50%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan Fixed up to 60 months
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06604 6021
Personal Loan
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.74%
APR9.74%
Last UpdatedJuly 6, 2026
Details

As Low As

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT, 06106
Personal Loan
9.80%
APR9.80%
Last UpdatedJuly 6, 2026
Details

Note 3

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 680 - 719

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; $4,000 and higher

Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT, 06515
PERSONAL LOANS
10.00%
APR10.00%
Last UpdatedJuly 6, 2026
Details

UP TO 10,000.00; As low as 10.00% APR; CALL THE CREDIT UNION FOR RATE AND TERM INFO

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.24%
APR10.24%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.25%
APR10.25%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.50%
APR10.50%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Personal Loan
10.74%
APR10.74%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
135 Grand St Rm 209, WATERBURY, CT, 06702 9992
Unsecured - Personal Loan
10.75%
APR10.75%
Last UpdatedJuly 6, 2026
Details

Total loan amount cannot exceed $15,000.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT, 06118 1879
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

As Low As

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
479 Main St, Manchester, CT, 06040 4101
Personal Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

Credit Score: 620 - 679

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
777 E Main St, Torrington, CT, 06790 3915
Personal Loans
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

As low as; Personal Loans

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT, 06105
Personal Loans
11.00%
APR11.00%
Last UpdatedJuly 6, 2026
Details

As Low As; *

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
777 E Main St, Torrington, CT, 06790 3915
Personal Loans
11.24%
APR11.24%
Last UpdatedJuly 6, 2026
Details

As low as; Personal Loans

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT, 06902
Personal Loans
11.25%
APR11.25%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT, 06109 1240
Personal Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

As Low As

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT, 06076
Personal Loans
11.50%
APR11.50%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

$500 Minimum Loan Amount

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

F

360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 1 Year
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 2 Years
10.49%
APR10.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.90%
APR10.90%
Last UpdatedJuly 6, 2026
Details

As Low As; $10,000.00 maximum limit

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 3 Years
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
10.99%
APR10.99%
Last UpdatedJuly 6, 2026
Details

F

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

Loan amount $4,000 and higher

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loans - 4 Years
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

As Low As

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
11.99%
APR11.99%
Last UpdatedJuly 6, 2026
Details

F

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
12.99%
APR12.99%
Last UpdatedJuly 6, 2026
Details

F

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
777 E Main St, Torrington, CT, 06790 3915
Debt Consolidation Loans
13.99%
APR13.99%
Last UpdatedJuly 6, 2026
Details

As low as; Debt Consolidation Loans

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
14.24%
APR14.24%
Last UpdatedJuly 6, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
15.24%
APR15.24%
Last UpdatedJuly 6, 2026
Details

As Low As

Connecticut Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.75%
APR7.75%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
7.99%
APR7.99%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Signature Loan
8.00%
APR8.00%
Last UpdatedJuly 6, 2026
Details

As Low As; $10,000.00 maximum single signature; Minimum loan $500.00

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.40%
APR8.40%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
8.49%
APR8.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
8.99%
APR8.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.49%
APR9.49%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
339 N Elm St, Torrington, CT, 06790
Signature Loan up to $15,000)
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

$500; As Low As; **

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT, 06360
Signature Remodeler Loan
9.99%
APR9.99%
Last UpdatedJuly 6, 2026
Details

As Low As; 1,2

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT, 06103
Unsecured Signature Loan
10.25%
APR10.25%
Last UpdatedJuly 6, 2026
Details

As low as

Sound Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
37 North Ave, Norwalk, CT, 06851
Signature (Unsecured Personal) Loans
10.50%
APR10.50%
Last UpdatedJuly 6, 2026
Details

Signature (Unsecured Personal) Loans as Low as 10.50%

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
10.74%
APR10.74%
Last UpdatedJuly 6, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT, 06010
Signature Loans
11.49%
APR11.49%
Last UpdatedJuly 6, 2026
Details

No additional details available.

Connecticut Personal Loan Rate Trends

Compare local Connecticut personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Personal Loan Trends →
Personal Loan — CT Avg
11.158%
▲ 0.453 vs 7 days ago

Connecticut personal loan rates rose 0.453 points over the past 7 days to 11.158% APR.

Signature Loan — CT Avg
9.395%
Unchanged vs 7 days ago

Connecticut signature loan rates currently average 9.395% APR.

As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Connecticut?

Most lenders in Connecticut require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Connecticut often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Connecticut require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Connecticut?

Yes. Debt consolidation is one of the most common uses of personal loans in Connecticut. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Connecticut?

Credit unions in Connecticut often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Connecticut?

  • Mutual Security Credit Union: 4.69% (2025 or Newer (less than 5k miles) Loan)
  • Dutch Point Credit Union: 4.75% (Prime Minus 2% APR* Loan)
  • Manchester Municipal Federal Credit Union: 4.99% (5 year Loan)
  • Community Healthcare Credit Union: 5.00% (Loan)
  • Stafford Savings Bank: 5.76% (10 Years Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026.

Cities in Connecticut