Best Personal Loan Rates in Connecticut - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Connecticut include: FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT, 06708A+5.0 ★Texas Ratio: 5.52% offering 2023 & Newer Loan at 4.50% APR, Stafford Savings BankStafford Savings Bank2 Furnace Ave, Stafford Springs, CT, 06076A+5.0 ★Texas Ratio: 0.14% offering 10 Years Loan at 5.88% APR, Community Healthcare Credit UnionCommunity Healthcare Credit Union48 Haynes ST, Manchester, CT, 06040A5.0 ★Texas Ratio: 6.21% offering Spring Loan Special at 6.24% APR, Franklin Trust Federal Credit UnionFranklin Trust Federal Credit Union624 Franklin Ave, Hartford, CT, 06114A+5.0 ★Texas Ratio: 4.06% offering Medical residency loan Fixed at 6.33% APR, and Newtown Savings BankNewtown Savings Bank39 Main St, Newtown, CT, 06470A5.0 ★Texas Ratio: 6.92% offering Ready to Own Loan at 6.38% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Connecticut side-by-side. Connecticut personal loan rates currently start as low as 4.50% APR from FD Community Federal Credit Union at 601 Watertown Ave, Waterbury, CT, 06708. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Connecticut Personal Loan Rates
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As Low As; 12-month term w/auto pay
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Lowest rates shown include the auto debit discount.
Lowest rates shown include the auto debit discount.
First Time Homebuyer Program
Over $10,000 requires collateral/comaker
Lowest rates shown include the auto debit discount.
Lowest rates shown include the auto debit discount.
As Low As; Special fixed up to 15 months!
Lowest rates shown include the auto debit discount.
Fully Indexed Rate: 6.75%; Discounted For: n/a
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MAX $5,000
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F
Lowest rates shown include the auto debit discount.
Rates as low as 7.24% APR*. APR = Annual Percentage Rate. A 7.24% APR is representative of a 24-month e-bike loan and the monthly payment would be $44.89 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Offer good as of April 11, 2022
As Low As
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F
As Low As; Fixed up to 36 months
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Limits Apply
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As low as; **
As Low As
As Low As
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As Low As
As Low As
Rates as low as 8.24% APR*. APR = Annual Percentage Rate. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Offer good as of April 11, 2022
Rates as low as 8.24% APR**. APR = Annual Percentage Rate. A 8.24% APR is representative of a 36-month personal loan and the monthly payment would be $31.45 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible.
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As Low As
Over $10,000 requires collateral/comaker
No additional details available.
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As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
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Limits Apply
No additional details available.
Fair Isaac Scores: 730 +
As Low As
As Low As
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As Low As
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As Low As*
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
No additional details available.
Over $10,000 requires collateral/comaker
No additional details available.
Rates as low as 9.24% APR**. APR = Annual Percentage Rate. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible.
As Low As
Over $10,000 requires collateral/comaker
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As Low As*
Minimum Loan Amount
As Low As
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As Low As
Total loan amount cannot exceed $15,000.
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As Low As
As Low As; Fixed up to 60 months
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Note 3
Fair Isaac Scores: 680-729
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$500; As low as; **
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F
As Low As
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As Low As*
As Low As
As Low As
As Low As
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As Low As
Total loan amount cannot exceed $15,000.
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As Low As*
As Low As
As Low As
As Low As
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
No additional details available.
Total loan amount cannot exceed $15,000.
Minimum Loan Amount
F
As Low As*
As Low As
As Low As
As Low As
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As Low As
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As Low As
Up to 36 Months
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As Low As
As Low As
As Low As
As Low As
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As Low As
37 to 60 Months
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Fair Isaac Scores: 640-679
F
No additional details available.
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F
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As Low As
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($10,000 Maximum) with compensating balance pledged. Negative credit could adversely affect rate
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Fair Isaac Scores: 600-639
As Low As
As Low As*
As Low As
As Low As
Connecticut Personal Loan Rates
As Low As; Special fixed up to 15 months!
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As
Rates as low as 8.24% APR**. APR = Annual Percentage Rate. A 8.24% APR is representative of a 36-month personal loan and the monthly payment would be $31.45 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible.
No additional details available.
No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
As Low As*
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As Low As
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As Low As
As Low As; 24 monthly payments of $45.68 per $1,000 borrowed.
Rates as low as 9.24% APR**. APR = Annual Percentage Rate. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible.
No additional details available.
No additional details available.
As Low As
As Low As*
Total loan amount cannot exceed $15,000.
No additional details available.
As Low As
As Low As; Fixed up to 60 months
Note 3
As Low As*
As Low As
No additional details available.
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As Low As
Total loan amount cannot exceed $15,000.
As Low As*
No additional details available.
As Low As; 60 monthly payments of $21.49 per $1,000 borrowed.
Total loan amount cannot exceed $15,000.
Total loan amount cannot exceed $15,000.
No additional details available.
As Low As
As Low As*
As Low As
As Low As
Up to 36 Months
As Low As
No additional details available.
As Low As
37 to 60 Months
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As Low As
As Low As*
As Low As
Connecticut Debt Consolidation Loan Rates
Minimum Loan Amount
As Low As
As Low As
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F
As Low As
As Low As
F
As Low As
As Low As
As Low As
As Low As
As Low As
F
F
As Low As
As Low As
As Low As
Connecticut Signature Loan Rates
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As Low As
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As Low As
As Low As
As Low As
$500; As low as; **
As Low As
As Low As
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Connecticut Personal Loan Rate Trends
Compare local Connecticut personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates fell 0.069 points over the past 7 days to 10.799% APR.
Connecticut signature loan rates rose 0.140 points over the past 7 days to 9.534% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Connecticut?
What are the best personal loan rates in Connecticut?
- FD Community Federal Credit Union: 4.50% (2023 & Newer Loan)
- Stafford Savings Bank: 5.88% (10 Years Loan)
- Community Healthcare Credit Union: 6.24% (Spring Loan Special)
- Franklin Trust Federal Credit Union: 6.33% (Medical residency loan Fixed)
- Newtown Savings Bank: 6.38% (Ready to Own Loan)
