Best Personal Loan Rates in Kentucky - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kentucky include: CLASS ACTCLASS ACT3620 Fern Valley Rd, Louisville, KY, 40219 1917A+5.0 ★Texas Ratio: 4.37% offering 2022 or newer Loan at 3.99% APR, Delta Community Credit UnionDelta Community Credit Union4885 Houston Rd, Florence, KY, 41042 4894A+5.0 ★Texas Ratio: 1.49% offering 24 months Loan at 4.09% APR, Daviess County Teachers Federal Credit UnionDaviess County Teachers Federal Credit Union1900 Southeastern Pkwy, Owensboro, KY, 42303A5.0 ★Texas Ratio: 6.37% offering 2023 - 2026 New & Used - min) Loan at 4.50% APR, Kraftcor Federal Credit UnionKraftcor Federal Credit Union2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348A+5.0 ★Texas Ratio: 1.41% offering 2024-2026 New & Used Loan at 4.75% APR, and Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 4.75% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Kentucky side-by-side. Kentucky personal loan rates currently start as low as 3.99% APR from CLASS ACT at 3620 Fern Valley Rd, Louisville, KY, 40219 1917. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Kentucky Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
24 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
36 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
48 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
60 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Up to 12 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.24%
▼
APR4.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2023 - 2026 New & Used - min) Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
$25,000; As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
61-72 months Loan
4.59%
▼
APR4.59%
Last UpdatedJune 12, 2026
Details
Minimum balance requirement: $20,000
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2023 - 2026 New & Used - min) Loan
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
$25,000; As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Loan
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
Range: 730 and over; Score: A+; Maximum: $5,000.00
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2022 or newer Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2017 - 2021 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
2016 or older Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2023 - 2026 New & Used - min) Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
$25,000; As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
73-84 months Loan
5.09%
▼
APR5.09%
Last UpdatedJune 12, 2026
Details
Minimum balance requirement: $30,000
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2022-2020 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
Range: 680-729; Score: A; Maximum: $4,000.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
5.39%
▼
APR5.39%
Last UpdatedJune 12, 2026
Details
Minimum balance of $30,000 required.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2023 - 2026 New & Used - min) Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
$25,000; As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2022-2020 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2019-2017 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
Range: 640-679; Score: B; Maximum: $2,500.00
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
Used Vehicle Loan; no cash out
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2022-2020 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
163 Pecan CT, Paducah, KY, 42001
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedJune 12, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2016 & Older Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2016 & Older Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Revolving Credit Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
2019-2017 Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Adventure Loans
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
100 Main St, Calhoun, KY, 42327
Variable Rate Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Miscellaneous Loan
8.40%
▼
APR8.40%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
Credit Score 680+
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Vacation Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
Range: 600-639; Score: C; Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Platinum Loan
9.90%
▼
APR9.90%
Last UpdatedJune 12, 2026
Details
balance transfer rate 6.90% for life of balance
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)**
9.90%
▼
APR9.90%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As low as; APR*
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2017 & older Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
Personal Loan
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
717 Harvard Dr, Owensboro, KY, 42301 6185
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)**
10.40%
▼
APR10.40%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2017 & older Loan
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedJune 12, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedJune 12, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured Loan
11.49%
▼
APR11.49%
Last UpdatedJune 12, 2026
Details
As Low As; *
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
11.50%
▼
APR11.50%
Last UpdatedJune 12, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedJune 12, 2026
Details
Range: 550-599; Score: D; Maximum: $1,000.00
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedJune 12, 2026
Details
Credit Score 640-679
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Credit Builder Loan
12.00%
▼
APR12.00%
Last UpdatedJune 12, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Fast Cash Loan
12.00%
▼
APR12.00%
Last UpdatedJune 12, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
12 Months Loan
12.24%
▼
APR12.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)**
12.40%
▼
APR12.40%
Last UpdatedJune 12, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedJune 12, 2026
Details
Fixed; As low as
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature Loan
12.66%
▼
APR12.66%
Last UpdatedJune 12, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedJune 12, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Land Loans
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Classic - Variable Loan
13.90%
▼
APR13.90%
Last UpdatedJune 12, 2026
Details
Balance transfer 10.90%
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Classic Loan
13.90%
▼
APR13.90%
Last UpdatedJune 12, 2026
Details
balance transfer rate 10.90% for life of balance
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedJune 12, 2026
Details
Fixed; As low as
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Fast Cash Loan
14.00%
▼
APR14.00%
Last UpdatedJune 12, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedJune 12, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedJune 12, 2026
Details
Range: 500-549; Score: E; Maximum: $1,000.00
Powered by
MonitorBankRates
Kentucky Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
5.39%
▼
APR5.39%
Last UpdatedJune 12, 2026
Details
Minimum balance of $30,000 required.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
Personal Loan
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
717 Harvard Dr, Owensboro, KY, 42301 6185
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedJune 12, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedJune 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedJune 12, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedJune 12, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
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Kentucky Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
Used Vehicle Loan; no cash out
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
As Low As
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Kentucky Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
Range: 730 and over; Score: A+; Maximum: $5,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
Range: 680-729; Score: A; Maximum: $4,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
Range: 640-679; Score: B; Maximum: $2,500.00
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
Range: 600-639; Score: C; Maximum: $1,500.00
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedJune 12, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured Loan
11.49%
▼
APR11.49%
Last UpdatedJune 12, 2026
Details
As Low As; *
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedJune 12, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
11.50%
▼
APR11.50%
Last UpdatedJune 12, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedJune 12, 2026
Details
Range: 550-599; Score: D; Maximum: $1,000.00
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedJune 12, 2026
Details
Fixed; As low as
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature Loan
12.66%
▼
APR12.66%
Last UpdatedJune 12, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedJune 12, 2026
Details
Range: 500-549; Score: E; Maximum: $1,000.00
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Kentucky Personal Loan Rate Trends
Compare local Kentucky personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
12.305%
▼ 0.641 vs 7 days ago
Kentucky personal loan rates fell 0.641 points over the past 7 days to 12.305% APR.
Signature Loan — KY Avg
11.075%
▲ 0.426 vs 7 days ago
Kentucky signature loan rates rose 0.426 points over the past 7 days to 11.075% APR.
As of Jun 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kentucky?
Credit unions in Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kentucky?
- CLASS ACT: 3.99% (2022 or newer Loan)
- Delta Community Credit Union: 4.09% (24 months Loan)
- Daviess County Teachers Federal Credit Union: 4.50% (2023 - 2026 New & Used - min) Loan)
- Kraftcor Federal Credit Union: 4.75% (2024-2026 New & Used Loan)
- Louisville Gas & Electric Company Credit Union: 4.75% (Signature Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
