Best Personal Loan Rates in Kentucky (KY) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kentucky include: Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 4.75% APR, Lexington Postal Community Credit UnionLexington Postal Community Credit Union124 Louie Pl, Lexington, KY, 40511A+5.0 ★Texas Ratio: 1.34% offering DEBT RESTRUCTURE at 6.24% APR, Signet Federal Credit UnionSignet Federal Credit Union163 Pecan CT, Paducah, KY, 42001A+5.0 ★Texas Ratio: 2.98% offering Recreational Loan at 6.46% APR, Y-12 Federal Credit UnionY-12 Federal Credit Union3620 Walden Dr Ste 100, Lexington, KY, 40517 2065A+5.0 ★Texas Ratio: 2.88% offering 2020-2027 Loan at 6.99% APR, and Labor Management Federal Credit UnionLabor Management Federal Credit Union8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082A+5.0 ★Texas Ratio: 5.53% offering Signature Loans 12 Months at 7.00% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Kentucky side-by-side. Kentucky personal loan rates currently start as low as 4.75% APR from Louisville Gas & Electric Company Credit Union at 820 W Broadway, Louisville, KY, 40202. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
Used Vehicle Loan; no cash out
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
163 Pecan CT, Paducah, KY, 42001
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedMay 22, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2020-2027 Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Adventure Loans
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $2,000
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2020-2027 Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2013-2019 Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.25%
▼
APR8.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
2013-2019 Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
Personal Loan
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
*View rates page for full disclosure details.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
Credit Score: 680+, A+/A
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Vacation Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
717 Harvard Dr, Owensboro, KY, 42301 6185
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
10.40%
▼
APR10.40%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $10,000
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
Credit Score: 640-679, B
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As; Regular APR: 17.99%
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
12.40%
▼
APR12.40%
Last UpdatedMay 22, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMay 22, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMay 22, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Land Loans
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
Credit Score: 600-639, C
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedMay 22, 2026
Details
As Low As
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
Credit Score: 599 or less, D/E
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
EZ LOAN
24.00%
▼
APR24.00%
Last UpdatedMay 22, 2026
Details
Up to $1,000, $20 Application Fee
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Quick Cash Loan
24.00%
▼
APR24.00%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
Personal Loan
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
717 Harvard Dr, Owensboro, KY, 42301 6185
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $10,000
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
13201 DATA VAULT DR, LOUISVILLE, KY, 40223 2002
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
As Low As
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.37%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As; Regular APR: 17.99%
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMay 22, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMay 22, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
17.99%
▼
APR17.99%
Last UpdatedMay 22, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Unsecured Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
Used Vehicle Loan; no cash out
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
4.75%
▼
APR4.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
5.25%
▼
APR5.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
*View rates page for full disclosure details.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.03%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMay 22, 2026
Details
As Low As; Fixed
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMay 22, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.75%
▼
APR14.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
$800 D-90% LTV 555-599
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
$500 E-85% LTV Under 554
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
19.50%
▼
APR19.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
820 W Broadway, Louisville, KY, 40202
Signature Loans
22.50%
▼
APR22.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Kentucky currently.
Kentucky Personal Loan Rate Trends
Compare local Kentucky personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
12.654%
▼ 0.103 vs 7 days ago
Kentucky personal loan rates fell 0.103 points over the past 7 days to 12.654% APR.
Signature Loan — KY Avg
10.917%
Unchanged vs 7 days ago
Kentucky signature loan rates currently average 10.917% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kentucky?
Credit unions in Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kentucky?
- Louisville Gas & Electric Company Credit Union: 4.75% (Signature Loans)
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE)
- Signet Federal Credit Union: 6.46% (Recreational Loan)
- Y-12 Federal Credit Union: 6.99% (2020-2027 Loan)
- Labor Management Federal Credit Union: 7.00% (Signature Loans 12 Months)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
