Best Personal Loan Rates in Nevada (NV) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Nevada include: Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV, 89074A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, USAAUSAA3773 Howard Hughes Pkwy, Las Vegas, NV, 89169A+5.0 ★Texas Ratio: 0.00% offering VA Interest Rate Reduction Refinance Loan, or IRRRL at 5.73% APR, Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering Equipment Loans at 6.70% APR, and America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV, 89027A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Nevada side-by-side. Nevada personal loan rates currently start as low as 4.50% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 30, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 30, 2026
Details
This APR will vary with the market based on the dividend rate.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.73%
▼
APR5.73%
Last UpdatedApril 30, 2026
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA purchase loan
5.93%
▼
APR5.93%
Last UpdatedApril 30, 2026
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA cash-out refinance loan
6.08%
▼
APR6.08%
Last UpdatedApril 30, 2026
Details
No additional details available.
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
Low down payment purchase loan
6.57%
▼
APR6.57%
Last UpdatedApril 30, 2026
Details
No additional details available.
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Equipment Loans
6.70%
▼
APR6.70%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 30, 2026
Details
As Low As
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV, 89406 3801
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedApril 30, 2026
Details
As low as rate is on approved credit. Terms may apply.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV, 89403
Land Loan
7.50%
▼
APR7.50%
Last UpdatedApril 30, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 12 months
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 24 months
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 36 months
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 48 months
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Construction Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Land Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 60 months
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Personal/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 72 months
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Energy Saver Loan
11.89%
▼
APR11.89%
Last UpdatedApril 30, 2026
Details
No additional details available.
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
As Low As; Fixed
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
As Low As
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Lifestyle Loans
12.89%
▼
APR12.89%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV, 89403
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Lines of Credit
13.74%
▼
APR13.74%
Last UpdatedApril 30, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 30, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 15.74% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 15.49% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV, 89403
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedApril 30, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 30, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.75%
▼
APR8.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
As Low As
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.25%
▼
APR13.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.50%
▼
APR13.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.75%
▼
APR13.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.00%
▼
APR14.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.25%
▼
APR14.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 12.99% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.25%
▼
APR15.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.50%
▼
APR15.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.75%
▼
APR15.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.00%
▼
APR16.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 15.74% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.25%
▼
APR16.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 30, 2026
Details
As Low As; As low as 15.49% APR
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan E
17.50%
▼
APR17.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Nevada currently.
Nevada Personal Loan Rate Trends
Compare local Nevada personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NV Avg
12.095%
Unchanged vs 7 days ago
Nevada personal loan rates currently average 12.095% APR.
Signature Loan — NV Avg
12.213%
Unchanged vs 7 days ago
Nevada signature loan rates currently average 12.213% APR.
As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
Most lenders in Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Nevada?
Yes. Debt consolidation is one of the most common uses of personal loans in Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Nevada?
Credit unions in Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Nevada?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- USAA: 5.73% (VA Interest Rate Reduction Refinance Loan, or IRRRL)
- Farm Bureau Bank FSB: 6.70% (Equipment Loans)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 26, 2026.
