Best Personal Loan Rates in Nevada - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Nevada include: Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 7.89% offering to $14,999 (Max. Term 60 Months) Loan at 4.25% APR, Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, El Dorado Savings BankEl Dorado Savings Bank276 Kingsbury Grade Ste 1000, Stateline, NV, 89449A+5.0 ★Texas Ratio: 0.48% offering 10 Year Loan at 5.30% APR, USAAUSAA3773 Howard Hughes Pkwy, Las Vegas, NV, 89169A+5.0 ★Texas Ratio: 0.00% offering VA purchase loan at 6.27% APR, and Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering and over Loan at 6.38% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Nevada side-by-side. Nevada personal loan rates currently start as low as 4.25% APR from Great Basin Federal Credit Union at 9770 S Virginia St, Reno, NV, 89511 5941. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Nevada Personal Loan Rates
$10,000; Credit Score: 720+
$5,000; Credit Score: 720+
No additional details available.
As Low As
$10,000; Credit Score: 680 - 719
$5,000; Credit Score: 680 - 719
As Low As
No additional details available.
No additional details available.
$15,000; Credit Score: 720+
$15,000; Credit Score: 680 - 719
No additional details available.
$150,000; quoted with 20% down payment
No additional details available.
Over $25,000; Credit Score: 720+
$100,000; quoted with 20% down payment
As Low As
As Low As; New - 2025 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
Over $25,000; Credit Score: 680 - 719
$10,000; Credit Score: 650 - 679
$5,000; Credit Score: 650 - 679
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
$50,000; quoted with 20% down payment
As Low As; Interest Rate: 6.5%
As Low As
As Low As; 2024 - 2021 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As
As Low As; New - 2025 Model Year
*As low as rate is on approved credit. Terms may apply.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; New - 2025 Model Year. Extended terms must meet credit & collateral qualifications.
$25,000; quoted with 20% down payment
As Low As; Interest Rate: 6.5%
$10,000; quoted with 20% down payment
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; 2024 - 2021 Model Year
As Low As; 2024 - 2021 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; 2020 - 2016 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
Interest Refund: 20%; Net Rate: 6.40%
As Low As; 2020 - 2016 Model Year
Pay for any expense, big or small, with a Signature Loan. rates as low as 8.25% APR*
$15,000; Credit Score: 650 - 679
As Low As; 2020 - 2016 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; New - 2025 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; 2024 - 2021 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Over $25,000; Credit Score: 650 - 679
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; 2020 - 2016 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
No additional details available.
As Low As; Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
$5,000; quoted with 20% down payment. Loans < $10K require marine survey and US Coast Guard registration - paid by borrower(s). Add 2.00% to applicable rate for balances less than $10,000.
Loan Amount: $5,000 to $14,999
Loan Amount: $15,000 to $24,999
As Low As; Loan Amount: Up to $50,000
Loan Amount: $25,000 to $49,999
$10,000; Credit Score: 625 - 649
$5,000; Credit Score: 625 - 649
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As
No additional details available.
Loan Amount: $5,000 to $14,999
$15,000; Credit Score: 625 - 649
Loan Amount: $15,000 to $24,999
As Low As
As Low As
Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
Loan Amount: $25,000 to $49,999
Over $25,000; Credit Score: 625 - 649
No additional details available.
As Low As; Signature Loan
No additional details available.
$10,000; Credit Score: 600 - 624
$5,000; Credit Score: 600 - 624
As Low As
As Low As; Signature Loan
Over $25,000; Credit Score: 600 - 624
$15,000; Credit Score: 600 - 624
As Low As; Signature Loan
$10,000; Credit Score: <599
$5,000; Credit Score: <599
No additional details available.
Over $25,000; Credit Score: <599
$15,000; Credit Score: <599
Loan Amount: $5,000 to $14,999
Nevada Personal Loan Rates
As Low As
As Low As; Loan Amount: Up to $50,000
Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
No additional details available.
Nevada Debt Consolidation Loan Rates
No additional details available.
Nevada Signature Loan Rates
Interest Refund: 20%; Net Rate: 6.40%
Pay for any expense, big or small, with a Signature Loan. rates as low as 8.25% APR*
No additional details available.
As Low As
As Low As; Signature Loan
As Low As; Signature Loan
As Low As; Signature Loan
Nevada Personal Loan Rate Trends
Compare local Nevada personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates currently average 11.635% APR.
Nevada signature loan rates currently average 11.709% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Nevada?
What are the best personal loan rates in Nevada?
- Great Basin Federal Credit Union: 4.25% (to $14,999 (Max. Term 60 Months) Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- El Dorado Savings Bank: 5.30% (10 Year Loan)
- USAA: 6.27% (VA purchase loan)
- Farm Bureau Bank FSB: 6.38% (and over Loan)
