Best Personal Loan Rates in Nevada - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Nevada include: Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering 36 months Loan at 4.99% APR, El Dorado Savings BankEl Dorado Savings Bank276 Kingsbury Grade Ste 1000, Stateline, NV, 89449A+5.0 ★Texas Ratio: 0.48% offering 10 Year Loan at 5.30% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV, 89074A5.0 ★Texas Ratio: 7.86% offering 2023 - 2024 Loan at 6.24% APR, America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV, 89027A5.0 ★Texas Ratio: 7.26% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, and Churchill County Federal Credit UnionChurchill County Federal Credit Union667 S Maine St, Fallon, NV, 89406 3801A+5.0 ★Texas Ratio: 2.92% offering Recreational Loans at 7.25% APR. Personal loan rates as of July 24, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Nevada side-by-side. Nevada personal loan rates currently start as low as 4.99% APR from Farm Bureau Bank FSB at 10345 Professional Cir, Reno, NV, 89521. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 24, 2026
Nevada Personal Loan Rates
As Low As; Model Year New - 2025
As Low As; Model Year New - 2025
As Low As; Model Year New - 2025
As Low As; Model Year 2024 - 2021
No additional details available.
As Low As; Model Year 2024 - 2021
As Low As; Model Year New - 2025; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year 2020 - 2016
No additional details available.
As Low As; Model Year 2020 - 2016
As Low As; Model Year 2024 - 2021
As Low As; Model Year 2020 - 2016
As Low As; Model Year 2024 - 2021; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year: 2023 - 2024
As Low As; Model Year 2020 - 2016; Extended terms must meet credit & collateral qualifications.
As Low As; Model Year: 2023 - 2024
As Low As; Model Year: 2020 - 2022
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Model Year: 2020 - 2022
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As
Model Year New - 2025; Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; Model Year: 2015 - 2019
As Low As; Rates are subject to change without notice.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
Model Year 2024 - 2021; Minimum to Finance: < $10K: Add 2.00% to applicable rate
No additional details available.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Model Year: 2015 - 2019
No additional details available.
Model Year 2024 - 2021
Interest Refund: 20%
As Low As; Pay for any expense, big or small, with a Signature Loan.
Model Year 2020 - 2016
Model Year 2020 - 2016; Minimum to Finance: < $10K: Add 2.00% to applicable rate
Extended terms must meet credit & collateral qualifications.; Model Year 2024 - 2021
As Low As
As Low As
As Low As; Model Year: 2014 & Older
Extended terms must meet credit & collateral qualifications.; Model Year 2020 - 2016
No additional details available.
As Low As; Loan Amount: Up to $50,000
As Low As
No additional details available.
As Low As
As Low As
As Low As
Fixed
As Low As
No additional details available.
As Low As; 12.99%
No additional details available.
As Low As
As Low As; 15.74%
As Low As; 15.49%
No additional details available.
Nevada Personal Loan Rates
As Low As; Loan Amount: Up to $50,000
Fixed
As Low As
No additional details available.
Nevada Debt Consolidation Loan Rates
No additional details available.
Nevada Signature Loan Rates
Interest Refund: 20%
As Low As; Pay for any expense, big or small, with a Signature Loan.
No additional details available.
As Low As
As Low As
As Low As; 12.99%
As Low As; 15.74%
As Low As; 15.49%
Nevada Personal Loan Rate Trends
Compare local Nevada personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates rose 0.205 points over the past 7 days to 12.353% APR.
Nevada signature loan rates currently average 11.718% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Nevada?
What are the best personal loan rates in Nevada?
- Farm Bureau Bank FSB: 4.99% (36 months Loan)
- El Dorado Savings Bank: 5.30% (10 Year Loan)
- Credit Union 1 Credit Union Rantoul, IL: 6.24% (2023 - 2024 Loan)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Churchill County Federal Credit Union: 7.25% (Recreational Loans)
