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Affinity Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Affinity Credit Union's top rates as of October 9, 2026 are 4.06% APY on its 12 Month CD, 4.00% APY on savings, 3.04% APY on money market accounts, 3.04% APY on checking, 6.88% on its 15 years Loan mortgage, personal loans from 10.99% APR, and credit cards from 11.90% APR, according to rates verified by MonitorBankRates. Other Affinity Credit Union CD rates include 12 Month CD at 4.06%, 18 Month CD at 3.80%, and 18 Month CD at 3.80%. Other Affinity Credit Union mortgage rates include MORTGAGE - 30 years Loan at 7.25%. MonitorBankRates evaluates the financial stability of Affinity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.91%. Rates last updated and verified on 10/09/2026.

Affinity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Affinity Credit Union? Share your experience about Affinity Credit Union by leaving a review below, or read customer reviews before you decide to use Affinity Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.91%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Affinity Credit Union
Main
475 NW Hoffman Ln
Des Moines, IA 50313-2261
https://www.affinitycuia.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Affinity Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 4.00% 4.06% 12 month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 22, 2026: 4.06% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
12 Month Certificate - 4.06% 12 MONTH
Min Deposit $10,000
Details Minimum $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
18 Month Certificate 3.75% 3.80% 18 month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 22, 2026: 3.80% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
18 Month Certificate - 3.80% 18 MONTH
Min Deposit $10,000
Details Minimum $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
24 Month Certificate 3.50% 3.55% 24 month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
24 Month Certificate - 3.55% 24 MONTH
Min Deposit $10,000
Details Minimum $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
36 Month Certificate 3.25% 3.25% 36 month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 29, 2026: 3.25% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
24 Month IRA Certificate 2.50% 2.53% 24 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.76% → 2.53% ▲ 0.77 pts · high 2.53% / low 1.76%
0.99%2.15%3.30%Sep 14, 2026: 1.76% APYSep 18, 2026: 2.52% APYOct 9, 2026: 2.53% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.53%▲ from 2.52%
  • Sep 18, 20262.52%▲ from 1.76%
  • Sep 14, 20261.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
24 Month IRA Certificate 2.50% 2.52% 24 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.76% → 2.52% ▲ 0.76 pts · high 2.52% / low 1.76%
1.00%2.14%3.28%Sep 14, 2026: 1.76% APYSep 18, 2026: 2.52% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20262.52%▲ from 1.76%
  • Sep 14, 20261.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
36 Month IRA Certificate 2.50% 2.50% 36 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.75% → 2.50% ▲ 0.75 pts · high 2.50% / low 1.75%
1.00%2.13%3.25%Sep 14, 2026: 1.75% APYSep 18, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20262.50%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
18 Month IRA Certificate 2.00% 2.02% 18 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.26% → 2.02% ▲ 0.76 pts · high 2.02% / low 1.26%
0.50%1.64%2.78%Sep 14, 2026: 1.26% APYSep 18, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20262.02%▲ from 1.26%
  • Sep 14, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
12 Month IRA Certificate 1.75% 1.76% 12 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.26% → 1.76% ▲ 0.50 pts · high 1.76% / low 1.26%
0.76%1.51%2.26%Sep 14, 2026: 1.26% APYSep 18, 2026: 1.75% APYOct 9, 2026: 1.76% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.76%▲ from 1.75%
  • Sep 18, 20261.75%▲ from 1.26%
  • Sep 14, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
24 Month IRA Certificate 1.75% 1.76% 24 month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.76% → 1.76% ▼ 0.00 pts · high 2.52% / low 1.76%
1.00%2.14%3.28%Sep 14, 2026: 1.76% APYSep 18, 2026: 2.52% APYOct 9, 2026: 1.76% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.76%▼ from 2.52%
  • Sep 18, 20262.52%▲ from 1.76%
  • Sep 14, 20261.76%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
12 Month IRA Certificate 1.75% 1.75% 12 month
Min Balance $25,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 1.26% → 1.75% ▲ 0.49 pts · high 1.75% / low 1.26%
0.76%1.51%2.25%Sep 14, 2026: 1.26% APYSep 18, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20261.75%▲ from 1.26%
  • Sep 14, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
36 Month IRA Certificate 1.75% 1.75% 36 month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.75% → 1.75% ▼ 0.00 pts · high 2.50% / low 1.75%
1.00%2.13%3.25%Sep 14, 2026: 1.75% APYSep 18, 2026: 2.50% APYOct 9, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.75%▼ from 2.50%
  • Sep 18, 20262.50%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
12 Month IRA Certificate 1.25% 1.26% 12 month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.26% → 1.26% ▼ 0.00 pts · high 1.75% / low 1.26%
0.76%1.51%2.25%Sep 14, 2026: 1.26% APYSep 18, 2026: 1.75% APYOct 9, 2026: 1.26% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.26%▼ from 1.75%
  • Sep 18, 20261.75%▲ from 1.26%
  • Sep 14, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
18 Month IRA Certificate 1.25% 1.26% 18 month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 1.26% → 1.26% ▼ 0.00 pts · high 2.02% / low 1.26%
0.50%1.64%2.78%Sep 14, 2026: 1.26% APYSep 18, 2026: 2.02% APYOct 9, 2026: 1.26% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20261.26%▼ from 2.02%
  • Sep 18, 20262.02%▲ from 1.26%
  • Sep 14, 20261.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Savings Rates

Product Rate APY View More
High-Interest Savings - 4.00%
Min Balance $5,000
Details Interest on balances up to $5,000.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Savings Account 4.00% 4.00%
Min Deposit $5
Min Balance $100
Details Compounded and credited monthly.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 4.00% ▲ 3.90 pts · high 4.00% / low 0.10%
0.00%3.95%7.90%Sep 14, 2026: 0.10% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Personal & Youth Savings 0.10% 0.10%
Min Deposit $5
Min Balance $25,000
Details Balance: $25,000 and over; $1 minimum to open additional sub-accounts; Minimum Average Daily Balance to earn APY*
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Personal & Youth Savings 0.07% 0.07%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; $1 minimum to open additional sub-accounts; Minimum Average Daily Balance to earn APY*
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.07% APY · checked 4 times
0.00%0.29%0.57%Sep 18, 2026: 0.07% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Personal & Youth Savings 0.05% 0.05%
Min Deposit $5
Min Balance $100
Details Balance: $100 - $9,999.99; $1 minimum to open additional sub-accounts; Minimum Average Daily Balance to earn APY*
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.00% 3.04%
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Money Market 2.50% 2.53%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 5 times
2.03%2.53%3.03%Sep 14, 2026: 2.53% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Money Market 1.75% 1.76%
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 5 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Money Market 1.00% 1.00%
Min Balance $5,000
Details Balance: $5,000 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Checking Rates

Product Rate APY View More
eGreen Rewards Checking 3.00% 3.04%
Min Deposit $100
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
eGreen Rewards Checking 0.50% 0.50%
Min Deposit $100
Min Balance $25,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $25,000 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Mortgage Rates

Product Rate Points APR Term View More
MORTGAGE - 15 years Loan 6.875% - 7.257% 15 years
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.26% APR
6.76%7.26%7.76%Oct 9, 2026: 7.26% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
MORTGAGE - 30 years Loan 7.25% - 7.49% 30 years
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 9, 2026: 7.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY & HELOC - Fixed - - 5.99% 5 years
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 9, 2026: 5.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Home Equity Loan - - 5.99% 5-year
Details As Low As; Property insurance is required. Max CLTV offered is 100%.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
HOME EQUITY & HELOC - Fixed - - 6.49% 10 years
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
HOME EQUITY & HELOC - Fixed - - 6.99% 15 years
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 9, 2026: 6.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto & Truck Loan - - 4.99% 36-month
Details As Low As; $200 cash to refinance with us! Loan amount must be $10,000 or greater to qualify for $200 incentive. Offer not valid on internal refinances. There are no fees associated with refinancing an auto loan from another institution to Affinity Credit Union.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 4.99% 36 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.00% → 4.99% ▼ 4.01 pts · high 9.00% / low 4.99%
0.98%7.00%13.01%Sep 14, 2026: 9.00% APROct 9, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.99%▼ from 9.00%
  • Sep 14, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 4.99% 48 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 4.99% ▼ 4.51 pts · high 9.50% / low 4.99%
0.48%7.25%14.01%Sep 14, 2026: 9.50% APROct 9, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.99%▼ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.09% 60 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 5.09% ▼ 4.91 pts · high 10.00% / low 5.09%
0.18%7.55%14.91%Sep 14, 2026: 10.00% APROct 9, 2026: 5.09% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.09%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.24% 72 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.24% 36 months
Details Model Year: 2023 & 2022
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.00% → 5.24% ▼ 3.76 pts · high 9.00% / low 5.24%
1.48%7.12%12.76%Sep 14, 2026: 9.00% APROct 9, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.24%▼ from 9.00%
  • Sep 14, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.24% 48 months
Details Model Year: 2023 & 2022
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 5.24% ▼ 4.26 pts · high 9.50% / low 5.24%
0.98%7.37%13.76%Sep 14, 2026: 9.50% APROct 9, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.24%▼ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.24% 60 months
Details Model Year: 2023 & 2022
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 5.24% ▼ 4.76 pts · high 10.00% / low 5.24%
0.48%7.62%14.76%Sep 14, 2026: 10.00% APROct 9, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.24%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.34% 36 months
Details Model Year: 2021 & 2020
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.00% → 5.34% ▼ 3.66 pts · high 9.00% / low 5.34%
1.68%7.17%12.66%Sep 14, 2026: 9.00% APROct 9, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.34%▼ from 9.00%
  • Sep 14, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.34% 48 months
Details Model Year: 2021 & 2020
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 5.34% ▼ 4.16 pts · high 9.50% / low 5.34%
1.18%7.42%13.66%Sep 14, 2026: 9.50% APROct 9, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.34%▼ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.49% 72 months
Details Model Year: 2023 & 2022
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 9, 2026: 5.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.54% 84 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.54% APR
5.04%5.54%6.04%Oct 9, 2026: 5.54% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.64% 60 months
Details Model Year: 2021 & 2020
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 5.64% ▼ 4.36 pts · high 10.00% / low 5.64%
1.28%7.82%14.36%Sep 14, 2026: 10.00% APROct 9, 2026: 5.64% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.64%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.79% 84 months
Details Model Year: 2023 & 2022
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.79% APR
5.29%5.79%6.29%Oct 9, 2026: 5.79% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.89% 36 months
Details Model Year: 2019 - 2016
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.00% → 5.89% ▼ 3.11 pts · high 9.00% / low 5.89%
2.78%7.44%12.11%Sep 14, 2026: 9.00% APROct 9, 2026: 5.89% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.89%▼ from 9.00%
  • Sep 14, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 5.94% 72 months
Details Model Year: 2021 & 2020
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.94% APR
5.44%5.94%6.44%Oct 9, 2026: 5.94% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 6.14% 48 months
Details Model Year: 2019 - 2016
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 6.14% ▼ 3.36 pts · high 9.50% / low 6.14%
2.78%7.82%12.86%Sep 14, 2026: 9.50% APROct 9, 2026: 6.14% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.14%▼ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 6.39% 60 months
Details Model Year: 2019 - 2016
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 6.39% ▼ 3.61 pts · high 10.00% / low 6.39%
2.78%8.20%13.61%Sep 14, 2026: 10.00% APROct 9, 2026: 6.39% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.39%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 6.54% 96 months
Details Model Year: 2024 & newer; For loan amounts greater than $70,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.54% APR
6.04%6.54%7.04%Oct 9, 2026: 6.54% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 8.50% 12 months
Details As low as*
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 5 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 8.75% 24 months
Details As low as*
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 5 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 9.00% 36 months
Details As low as*
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 9.09% 36 months
Details Model Year: 2015 & older
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.00% → 9.09% ▲ 0.09 pts · high 9.09% / low 9.00%
8.50%9.05%9.59%Sep 14, 2026: 9.00% APROct 9, 2026: 9.09% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20269.09%▲ from 9.00%
  • Sep 14, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 9.50% 48 months
Details As low as*
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 5 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 9.59% 48 months
Details Model Year: 2015 & older
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 9.59% ▲ 0.09 pts · high 9.59% / low 9.50%
9.00%9.55%10.09%Sep 14, 2026: 9.50% APROct 9, 2026: 9.59% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20269.59%▲ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
AUTOS/MOTORCYCLES - - 10.00% 60 months
Details As low as*
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV Loan - 7.49% 144 months
Details Special; As Low As; Minimum $20,000 loan amount to qualify for as low as rate.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 9, 2026: 7.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 7.49% up to 84 months
Details Model Year: 2024 & newer
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 8.24% up to 120 months
Details Model Year: 2024 & newer; Amount: >$25,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.24% APR · checked 4 times
7.74%8.24%8.74%Sep 18, 2026: 8.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 8.24% up to 72 months
Details Model Year: 2019 - 2023
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.24% APR · checked 4 times
7.74%8.24%8.74%Sep 18, 2026: 8.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 8.49% up to 180 months
Details Model Year: 2024 & newer; Amount: >$40,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 18, 2026: 8.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 8.49% up to 60 months
Details Model Year: 2016 - 2018
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 18, 2026: 8.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
RV/MARINE Loan - 8.99% up to 96 months
Details Model Year: 2019 - 2023; Amount: >$25,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 18, 2026: 8.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Credit Card Rates

Product Rate APR View More
Platinum MasterCard - 11.90%
Details fixed rate
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 11.90% APR · checked 5 times
11.40%11.90%12.40%Sep 14, 2026: 11.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Personal Loan Rates

Product APR Term View More
Personal/Unsecured Loan 10.99% 60-month
Details As Low As; The minimum monthly payment is $75.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Signature Loan 10.99% Up to 60 months
Details As Low As; *
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%

Affinity Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 10.99% Up to 60 months
Details As Low As; *
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Coverdell Education Savings 0.05% - 0.05%
Min Balance $100
Details Balance: $100 - $4,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Coverdell Education Savings 0.07% - 0.07%
Min Balance $5,000
Details Balance: $5,000 - $9,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 5 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Coverdell Education Savings 0.10% - 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Coverdell Education Savings 0.50% - 0.50%
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Coverdell Education Savings 1.00% - 1.00%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Invest In Me 1.75% - 1.76%
Min Deposit $1,000
Details Invest In Me - $100 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 4 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
IRA Share 0.05% - 0.05%
Min Balance $100
Details Balance: $100 - $4,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
IRA Share 0.07% - 0.07%
Min Balance $5,000
Details Balance: $5,000 - $9,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 5 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
IRA Share 0.10% - 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
IRA Share 0.50% - 0.50%
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
IRA Share 1.00% - 1.00%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.91%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Affinity Credit Union’s Texas Ratio fell from 3.38% in Q3 2023 to 1.91% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.5% 3.0★ 5.3% 4.0★ 7% 5.0★ Healthy zone – entire history below the 15% limit 3.38% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.91% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$154M1.91%5.0A+
March 31, 2026$151M3.09%5.0A+
December 31, 2025$149M3.88%5.0A+
September 30, 2025$149M3.95%5.0A+
June 30, 2025$150M4.48%5.0A+
March 31, 2025$153M4.49%5.0A+
December 31, 2024$149M5.15%5.0A+
September 30, 2024$146M5.19%5.0A+
June 30, 2024$149M4.72%5.0A+
March 31, 2024$148M2.50%5.0A+
December 31, 2023$142M3.49%5.0A+
September 30, 2023$143M3.38%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Affinity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Affinity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Affinity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Affinity Credit Union
Website https://www.affinitycuia.org
Address 475 NW Hoffman Ln, Des Moines, IA 50313-2261
Phone 515-288-7225
Fax 515-288-1806
President Aaron Olson
CEO Jeremy Smith
Full-Time Employees 40
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.91%
Return on Assets (ROA)
0.3257%
Return on Equity (ROE)
2.6799%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
154,291,218
Total Amount of Shares and Deposits
133,765,937
Total Shares and Deposits < 1 Year
132,091,516
Total Shares and Deposits 1 3 Years
1,674,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,630,596
Total Uninsured Shares and Deposits > $250K (F+J)
9,630,596
Total Insured Shares and Deposits > $250K (item 17 less item K)
124,135,341
Total Interest Expense (Sum of items 6 8)
752,001
Share Certificates
517
Number of Accounts for Share Drafts
7,868
IRA KEOGH Accounts
231
Number of Accounts for Regular Shares
15,853
All other shares
215
Money Market Shares
266
Net Income (unless the amount is already included in Undivided Earnings)
-2,324
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,112,125
Total Liabilities
136,351,163
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Affinity Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/affinity-credit-union-rates-review-62829">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Affinity Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Affinity Credit Union

How many branches does Affinity Credit Union operate?

Affinity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Affinity Credit Union?

Yes, to access services at Affinity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Affinity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Affinity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Affinity Credit Union offer online and mobile banking?

Most modern institutions like Affinity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.affinitycuia.org.

Current Affinity Credit Union Rates

  • 12-Month CD1.26%
  • 18-Month CD1.26%
  • 24-Month CD1.76%
  • Savings4.00%
  • MMA3.04%
Retrieved from our database of financial products. Rates subject to change.

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