|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Arapahoe Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Arapahoe Credit Union's top rates as of October 9, 2026 are 3.05% APY on its 60 Month 60M CD, 0.05% APY on savings, 0.50% APY on money market accounts, 0.10% APY on checking, and personal loans from 13.99% APR, according to rates verified by MonitorBankRates. Other Arapahoe Credit Union CD rates include 48 Month 48M CD at 3.00%, 54 Month 54M CD at 3.00%, and 36 Month 36M CD at 2.95%. MonitorBankRates evaluates the financial stability of Arapahoe Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.29%. Rates last updated and verified on 10/09/2026. Arapahoe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arapahoe Credit Union? Share your experience about Arapahoe Credit Union by leaving a review below, or read customer reviews before you decide to use Arapahoe Credit Union. Arapahoe Credit Union
Arapahoe Credit Union Admin Office 7201 S Broadway
https://www.arapahoecu.org Littleton, CO 80122  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Arapahoe Credit Union CD Rates
Arapahoe Credit Union Savings Rates
Arapahoe Credit Union Money Market Rates
Arapahoe Credit Union Checking Rates
Arapahoe Credit Union Home Equity & HELOC
Arapahoe Credit Union Auto Loan Rates
Arapahoe Credit Union RV, Boat and Powersport Loan Rates
Arapahoe Credit Union Personal Loan Rates
Arapahoe Credit Union Other Rates
Financial Health HistoryArapahoe Credit Union’s Texas Ratio fell from 19.65% in Q3 2023 to 9.29% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0 and its Health Grade from B to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Arapahoe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arapahoe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arapahoe Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Arapahoe Credit Union
Website
https://www.arapahoecu.org
Address
7201 S Broadway,
Littleton, CO 80122
Phone
303-740-7063
Fax
303-740-7164
President
Bruce Karr
CEO
Scott Ferndelli
Full-Time Employees
33
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.29%
Return on Assets (ROA)
0.1638%
Return on Equity (ROE)
2.3319%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
154,010,521
Total Amount of Shares and Deposits
143,067,676
Total Shares and Deposits < 1 Year
127,823,694
Total Shares and Deposits 1 3 Years
14,488,002
Total Shares and Deposits > 3 Years
755,980
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,130,368
Total Uninsured Shares and Deposits > $250K (F+J)
6,130,368
Total Insured Shares and Deposits > $250K (item 17 less item K)
136,937,308
Total Interest Expense (Sum of items 6 8)
874,412
Share Certificates
1,328
Number of Accounts for Share Drafts
3,728
IRA KEOGH Accounts
231
Number of Accounts for Regular Shares
9,788
All other shares
52
Money Market Shares
836
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,229,331
Total Liabilities
143,230,699
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Arapahoe Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Arapahoe Credit Union
Frequently Asked Questions About Arapahoe Credit UnionHow many branches does Arapahoe Credit Union operate?Arapahoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Arapahoe Credit Union?Yes, to access services at Arapahoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Arapahoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Arapahoe Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Arapahoe Credit Union offer online and mobile banking?Most modern institutions like Arapahoe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arapahoecu.org. Current Arapahoe Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Northwest Federal Credit Union
Sugar Valley Federal Credit Union
Northwestern Mutual Credit Union
Neighbors Credit Union
Odessa Employees Credit Union
Baxter Credit Union
Berean Credit Union
Beacon Credit Union
5Point Credit Union
Jemez Valley Credit Union
Frederiksted Federal Credit Union
Danfoss Employees Credit Union
Charter Oak Federal Credit Union
Hiwassee River Credit Union
Brentwood Baptist Church Federal Credit Union
Neighborhood Community Federal Credit Union
Methodist Healthcare Federal Credit Union
Atlantic Regional Federal Credit Union
Titan Federal Credit Union
Northern Indiana Federal Credit Union
PrimeSource Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking