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Ascentra Credit Union

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Ascentra Credit Union Rates & Review June 2026

Q: How many branches does Ascentra Credit Union operate?

Ascentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Ascentra Credit Union?

Yes, to access services at Ascentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Ascentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ascentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 14, 2026

You can compare Ascentra Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.80%, 6-month share certificate rates at 3.28% and 3-month share certificate rates at 0.35%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Ascentra Credit Union rates. MonitorBankRates evaluates the financial stability of Ascentra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.57%. Rates were last updated on 06/14/2026.

Ascentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ascentra Credit Union? Share your experience about Ascentra Credit Union by leaving a review below, or read customer reviews before you decide to use Ascentra Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.57%

Excellent Higher than avg

Ascentra Credit Union
Grant Street

2019 Grant St
Bettendorf, IA 52722

https://www.ascentra.org

Current Rate Availability

We do not have Ascentra Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Ascentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Ascentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ascentra Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ascentra Credit Union

Website https://www.ascentra.org

Address 2019 Grant St, Bettendorf, IA 52722

Phone 563-355-0152

Fax 563-355-5536

President Tom Gibbs

CEO Linda Andry

Full-Time Employees 172

Part-Time Employees 6

Branch Locations 9

ATM Locations 11

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.57%

Return on Assets (ROA)

0.4459%

Return on Equity (ROE)

4.3172%

Non-Performing Loans Ratio (NPL)

1.03%

Total Assets

566,495,369

Total Amount of Shares and Deposits

485,652,093

Total Shares and Deposits < 1 Year

452,031,397

Total Shares and Deposits 1 3 Years

32,505,600

Total Shares and Deposits > 3 Years

1,115,096

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

19,741,685

Total Uninsured Shares and Deposits > $250K (F+J)

19,741,685

Total Insured Shares and Deposits > $250K (item 17 less item K)

465,910,408

Total Interest Expense (Sum of items 6 8)

4,163,958

Share Certificates

3,598

Number of Accounts for Share Drafts

30,400

IRA KEOGH Accounts

1,343

Number of Accounts for Regular Shares

45,141

All other shares

6,298

Non Member Deposits

Money Market Shares

2,033

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

28,896,449

Total Liabilities

508,162,904

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Ascentra Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Ascentra Credit Union

Frequently Asked Questions About Ascentra Credit Union

How many branches does Ascentra Credit Union operate?

Ascentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ascentra Credit Union?

Yes, to access services at Ascentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ascentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ascentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ascentra Credit Union offer online and mobile banking?

Most modern institutions like Ascentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ascentra.org.