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Aspire Community Federal Credit Union Rates and Review January 2026

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Aspire Community Federal Credit Union12-month CD rates can be found at 2.89%, 6-month CD rates at 4.00% and 3-month CD rates at 0.20%. Savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to Aspire Community Federal Credit Union rates.

Compare Aspire Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Aspire Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Aspire Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Aspire Community Federal Credit Union? Share your experience about Aspire Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aspire Community Federal Credit Union.

Overall, Aspire Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Aspire Community Federal Credit Union
MAIN OFFICE
1430 S BROADWAY
MINOT, ND 58701 5933
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.06%
$1,000
12-Month CD
3.90%
$500
18-Month CD
3.82%
$2,000
18-Month CD
3.80%
$500
48-Month CD
3.60%
$1,000
60-Month CD
3.56%
$500
6-Month CD
3.55%
$2,500
12-Month CD
3.50%
$500
30-Month CD
3.40%
$1,000
12-Month CD
3.25%
$500
24-Month CD
3.25%
$500
12-Month CD
3.24%
$1,000
12-Month CD
3.15%
$1,500
24-Month CD
3.14%
$1,000
60-Month CD
3.06%
$1,000
18-Month CD
3.03%
$1,000
Money Market
3.00%
$1,000
12-Month CD
2.77%
$1,000
60-Month CD
2.75%
$500
60-Month CD
2.75%
$1,000
18-Month CD
2.63%
$500
36-Month CD
2.42%
$1,000
18-Month CD
2.22%
$1,000
24-Month CD
2.17%
$250
30-Month CD
2.00%
$500
24-Month CD
1.81%
$500
12-Month CD
1.76%
$1,000
60-Month CD
1.75%
$1,000
24-Month CD
1.71%
$500
24-Month CD
1.20%
$1,000
18-Month CD
1.00%
$500
24-Month CD
0.75%
$500
Money Market
0.75%
$1,000
Regular Savings
0.65%
$10
12-Month CD
0.55%
$500
6-Month CD
0.50%
$500
18-Month CD
0.45%
$1,000
48-Month CD
0.45%
$1,000
30-Month CD
0.40%
$1,000
Premier Checking
0.36%
$2,500
Passbook Savings
0.35%
$100
18-Month CD
0.25%
$500
Classic Savings
0.20%
$25
12-Month CD
0.20%
$1,000
3-Month CD
0.20%
$500
Personal Money Market
0.10%
$2,000
Smart Savings
0.10%
$250
6-Month CD
0.10%
$1,000
18-Month CD
0.05%
$1,000
12-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
6.280%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.375%
5.446%
0.000
5.500%
5.545%
0.500
30-Year Fixed
5.560%
5.730%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.625%
5.775%
0.125
15-Year Fixed
5.375%
5.431%
0.000
30-Year Fixed
5.625%
5.666%
0.000
15-Year Fixed
5.625%
5.736%
0.000
30-Year Fixed
6.000%
6.043%
0.000
5.875%
5.958%
0.000
7/1 ARM
7.000%
7.111%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.625%
5.671%
0.000
7.000%
7.168%
0.000
5.250%
5.370%
0.000
5.500%
5.574%
0.000
5.750%
5.923%
0.000
6.000%
6.257%
0.000
5.375%
5.652%
0.000
5.375%
5.565%
1.000
5.375%
5.766%
0.000
5.250%
5.633%
0.000
5.500%
5.705%
0.000
6.500%
6.630%
0.000
5.250%
5.534%
0.000
30 Year Fixed
5.625%
5.704%
0.250
15-Year Fixed
5.625%
5.747%
0.250
15-Year Fixed Jumbo
5.500%
5.537%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.625%
5.899%
0.000
5.875%
6.055%
0.000
20-Year Fixed
5.500%
5.627%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
5.625%
5.721%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
6.375%
6.556%
0.000
30 Year Fixed
6.125%
6.360%
0.963
20-Year Fixed
5.750%
5.975%
0.000
6.125%
6.170%
0.000
6.500%
6.582%
0.000
5.750%
5.849%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.375%
5.935%
0.000
5.875%
5.958%
0.000
5.625%
5.760%
1.125
6.000%
6.403%
0.000
6.250%
6.350%
0.000
15-Year Fixed
5.350%
5.462%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Gold
9.900%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Crimson Card
13.240%
16.240% - 27.240%
Visa Platinum Credit Card
9.500% - 12.500%
Prime Platinum Visa Credit Card
11.500%
13.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
VISA Signature Rewards
16.740% - 18.000%
16.100%
14.000%
Max Rewards Visa Credit Card
15.250%
VISA Platinum with Rewards
8.900%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Visa Platinum Preferred Starter
17.990%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.490% - 17.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.740%
$0
36
13.990%
$0
12.490%
$0
17.900%
$0 - $500
Personal Line of Credit
9.000%
$0
60
14.700%
$8,000
60 - 60
Personal Line of Credit
11.500%
$0
Personal Signature Loans
14.000%
$0
60
Student Loan Consolidation
5.490%
$0
Refinanced Signature Loans
18.000%
$0
13.450%
$0
13.240%
$0
48
18.000%
$0 - $500
5
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
New Signature Loans
8.990%
$0
Term Line of Credit 84 months
8.000%
$0
Personal Loans
13.250%
$0
6184
Personal Signature Loan
11.000%
$0
96
10.990%
$0 - $10,000
60 - 60
Credit Builder Loan
9.000%
$0
Personal Loan
8.950%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
Personal/Signature
10.990%
$0
24 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Next Step Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Aspire Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Aspire Community Federal Credit Union
Full Time Employees: 22
Part Time Employees: 0
President: Jason Rohrer
CEO: Kevin Vigested
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1430 S BROADWAY
MINOT, ND 58701 5933
Phone Number: 701-837-5353
Fax Number: 701-837-5393

Financials

Total Assets:
176,622,711
Total Amount of Shares and Deposits:
151,128,416
Total Shares and Deposits < 1 Year:
141,788,164
Total Shares and Deposits 1 3 Years:
8,088,225
Total Shares and Deposits > 3 Years:
1,252,027
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,525,864
Total Uninsured Shares and Deposits > $250K (F+J):
15,525,864
Total Insured Shares and Deposits > $250K (item 17 less item K):
135,602,552
Total Interest Expense (Sum of items 6 8):
1,933,198
Share Certificates:
1,382
Number of Accounts for Share Drafts:
4,073
IRA KEOGH Accounts:
422
Number of Accounts for Regular Shares:
6,716
All other shares:
940
Money Market Shares:
759
Net Income (unless the amount is already included in Undivided Earnings):
1,550,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,490,776
Total Liabilities:
150,382,488
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Aspire Community Federal Credit Union

Is a member application needed to join Aspire Community Federal Credit Union?

Yes, to access services at Aspire Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Aspire Community Federal Credit Union provides a range of mortgage and home equity products.

Is Aspire Community Federal Credit Union a safe place to deposit money?

Yes, Aspire Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Aspire Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Aspire Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Aspire Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions